1 Section 72 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Repeal section and substitute with new provision
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-1-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-1
schema version: 2

10 After section 180
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.13
note: Insert clause
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-10-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-10
schema version: 2

11 Section 184
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.16
note: Add 'or another Act' at the end of section 184.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-11-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-11-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-11
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-11-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must add 'or another Act'
modality: Deontic
operator: MUST

12 Section 125 (paragraph relating to Division 3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Omit specific action from credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-12-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-12-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-12
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-12-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits entering or increasing credit limit
modality: Deontic
operator: Prohibit

124 Civil effect of contraventions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.25
note: Civil effect of contraventions
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-124-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-124
schema version: 2

128 Obligation to assess unsuitability
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Obligation to assess unsuitability
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-128-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-128
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-128-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 128 Obligation to assess unsuitability

129 Right to damages under sale contract against both supplier and
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Right to damages under sale contract against both supplier and linked credit provider
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-129-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-129-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-129
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-129-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Right to damages under sale contract against both supplier and linked credit provider
modality: Deontic
operator: has right

13 Division 3 of Part 3-2 (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-13-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-13
schema version: 2

130 Limits on debtor’s right of action against linked credit provider
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Limits on debtor’s right of action against linked credit provider
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-130-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-130
schema version: 2

131 Liability of supplier to linked credit provider
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.31
note: Removes reference to repealed provision
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-131-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-131
schema version: 2

132 Interest may be awarded
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.31
note: Awarding interest may be permitted
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-132-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-132
schema version: 2

133 Subrogation of credit provider
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.31
note: Removes reference to repealed provision
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-133-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-133
schema version: 2

14 Section 128 (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-14-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-14
schema version: 2

15 After paragraph 128(a)
type: Concept
description: representation
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Licensee must make an unconditional representation to a consumer
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-15-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-15-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-15
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-15-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation
modality: Deontic
operator: MUST

151 Obligation to assess unsuitability
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.18
note: Licensee must not enter a consumer lease with an eligible consumer without assessment.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-151-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-151-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-151
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-151-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits entering a lease with an eligible consumer without assessment.
modality: Deontic
operator: Prohibition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-151-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 151 Obligation to assess unsuitability

16 After paragraph 128(b)
type: Concept
description: True
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Mandatory representation to consumer about credit limit increase
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-16-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-16-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-16
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-16-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Mandatory representation
modality: Deontic
operator: Obligation

160A Guide to this Part
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.19
note: Responsible lending conduct is required for credit activities.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Mandatory obligation
modality: Deontic
operator: requires

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160a-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 160A Guide to this Part

160D Prohibition on giving misleading information etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.22
curation status: Proposed
has part: 160D(1) Prohibition on giving misleading information etc.
has part: 160D(2) Prohibition on giving misleading information etc.
proposed by: legis2cml
realized by: sch-1-sec-160d
schema version: 2

160D(1) Prohibition on giving misleading information etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.22
note: Giving misleading information is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160d-ss-1
schema version: 2
part of: 160D Prohibition on giving misleading information etc.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits giving misleading information.
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 160D(1) Prohibition on giving misleading information etc.

160D(2) Prohibition on giving misleading information etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.22
note: Giving false information in a credit activity is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160d-ss-2
schema version: 2
part of: 160D Prohibition on giving misleading information etc.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Criminal penalty: 100 penalty units, or 2 years imprisonment, or both.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits giving false information in a credit activity.
modality: Deontic
operator: Prohibit
premise text: (2) A person commits an offence if...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160d-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 160D(2) Prohibition on giving misleading information etc.

160E Requirements for giving authorisation to employer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.23
curation status: Proposed
has part: 160E(1) Requirements for giving authorisation to employer
has part: 160E(2) Requirements for giving authorisation to employer
has part: 160E(3) Requirements for giving authorisation to employer
has part: 160E(4) Requirements for giving authorisation to employer
proposed by: legis2cml
realized by: sch-1-sec-160e
schema version: 2

160E(1) Requirements for giving authorisation to employer
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.23
note: Credit provider or lessor must give statement to employer
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160e-ss-1
schema version: 2
part of: 160E Requirements for giving authorisation to employer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 160E(1) Requirements for giving authorisation to employer

160E(2) Requirements for giving authorisation to employer
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.23
note: Credit provider or lessor must give employer a statement with the instrument.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-2-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160e-ss-2
schema version: 2
part of: 160E Requirements for giving authorisation to employer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide a statement to employer.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-2-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Classification of credit contracts and consumer leases.
modality: DescriptionLogic
operator: CLASSIFICATION

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-2-norm
type: Obligation
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 160E(2) Requirements for giving authorisation to employer

160E(3) Requirements for giving authorisation to employer
type: Concept
description: Notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.23
note: Credit provider/lessor must give debtor/lessee at least 7 days' notice before giving instrument to employer.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160e-ss-3
schema version: 2
part of: 160E Requirements for giving authorisation to employer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide notice
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 160E(3) Requirements for giving authorisation to employer

160E(4) Requirements for giving authorisation to employer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.23
note: No regulations in force means subsection (3) does not apply.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-4-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-160e-ss-4
schema version: 2
part of: 160E Requirements for giving authorisation to employer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-4-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval
modality: AllenInterval
operator: >

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: No regulations in force means subsection (3) does not apply.
modality: Deontic
operator: Obligate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-160e-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 160E(4) Requirements for giving authorisation to employer

17 Section 148 (paragraph relating to Division 3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.17
note: Omit specific action from consumer lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-17-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-17-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-17
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-17-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits entering a consumer lease
modality: Deontic
operator: Prohibit

18 Division 3 of Part 3-4 (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.18
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-18-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-18
schema version: 2

180A Orders to remedy unfair or dishonest conduct by credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.13
curation status: Proposed
has part: 180A(1) Orders to remedy unfair or dishonest conduct by credit
has part: 180A(2) Orders to remedy unfair or dishonest conduct by credit
proposed by: legis2cml
realized by: sch-1-sec-180a
schema version: 2

180A(1) Orders to remedy unfair or dishonest conduct by credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.13
note: Prohibition on unfair or dishonest conduct by credit service providers
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-alleninterval-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-180a-ss-1
schema version: 2
part of: 180A Orders to remedy unfair or dishonest conduct by credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-alleninterval-3
type: LogicApplication
conclusion text: The conduct must have occurred within a certain temporal interval.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for prohibited conduct
modality: AllenInterval
operator: Within
premise text: (c) the conduct had one or more of the following results...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: The court may not make an order if the defendant did not engage in such conduct.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on unfair or dishonest conduct
modality: Deontic
operator: Prohibit
premise text: (a) a person (the defendant) provided a credit service to a consumer (the plaintiff); and (b) the defendant engaged in conduct that...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-deontic-2
type: LogicApplication
conclusion text: The court may not make an order if the defendant did not engage in such conduct.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on unfair or dishonest conduct by credit service providers
modality: Deontic
operator: Prohibit
premise text: (c) the conduct had one or more of the following results...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-logic-deontic-4
type: LogicApplication
conclusion text: The court may not make an order if the defendant did not engage in such conduct.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on unfair or dishonest conduct by credit service providers
modality: Deontic
operator: Prohibit
premise text: (i) the plaintiff entered a credit contract, consumer lease, mortgage or guarantee that the plaintiff would not have entered apart from the conduct;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 180A(1) Orders to remedy unfair or dishonest conduct by credit

180A(2) Orders to remedy unfair or dishonest conduct by credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.13
note: Order to take or refrain from specified action
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-180a-ss-2
schema version: 2
part of: 180A Orders to remedy unfair or dishonest conduct by credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to take or refrain from specified action
modality: Deontic
operator: obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-180a-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 180A(2) Orders to remedy unfair or dishonest conduct by credit

19 Section 151
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.18
note: Repeal section and substitute with new content.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-19-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-19
schema version: 2

2 Subsection 73(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Omit 'on any such application', substitute 'to change the credit contract as a result of a hardship notice by the debtor'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits changing credit contracts without hardship notice
modality: Deontic
operator: Prohibit

20 Section 152
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.18
note: Replace paragraph 151(a) with paragraph 151(c)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-20-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-20
schema version: 2

21 Subsection 153(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.18
note: Omit paragraph 151(b), substitute paragraph 151(d)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-21-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-21
schema version: 2

22 Section 27 (paragraph relating to Division 3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.19
note: Omit certain provisions related to licensing and information disclosure.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-22-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-22-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-22
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-22-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits certain actions.
modality: Deontic
operator: Prohibit

23 Division 3 of Part 2-1 (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.19
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-23-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-23
schema version: 2

24 Section 33
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.19
note: Repeal section 33
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-24-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-24
schema version: 2

25 After Part 3-6
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.19
note: Insert clause after Part 3-6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-25-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-25
schema version: 2

26 Section 124 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.25
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-26-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-26
schema version: 2

27 Subsection 124(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.25
note: Omit specific provision
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-27-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-27-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-27
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-27-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits omission of specified provision
modality: Deontic
operator: Prohibit

28 Subsection 124(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.25
note: Allow for an application by a person affected, ASIC on behalf of a person affected with consent, or ASIC alone.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-28-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-28-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-28
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-28-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to make an application
modality: Deontic
operator: Permits

29 Subsection 19(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
note: Substitute 'new contract document' for 'contract document'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-29-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-29
schema version: 2

3 Subsection 74(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Omit 'in accordance with the application', substitute 'as a result of a hardship notice by the debtor'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-3
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-alleninterval-2
type: LogicApplication
conclusion text: Omit 'in accordance with the application', substitute 'as a result of a hardship notice by the debtor'
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Replaces 'in accordance with the application' with 'as a result of a hardship notice by the debtor'
modality: AllenInterval
operator: Temporal Replacement
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-cogai-5
type: LogicApplication
conclusion text: Omit 'in accordance with the application', substitute 'as a result of a hardship notice by the debtor'
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Replaces 'in accordance with the application' with 'as a result of a hardship notice by the debtor'
modality: CogAI
operator: Temporal Replacement
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-deontic-1
type: LogicApplication
conclusion text: Omit 'in accordance with the application', substitute 'as a result of a hardship notice by the debtor'
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits 'in accordance with the application'
modality: Deontic
operator: Prohibit
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-diffusion-4
type: LogicApplication
conclusion text: Omit 'in accordance with the application', substitute 'as a result of a hardship notice by the debtor'
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Replaces 'in accordance with the application' with 'as a result of a hardship notice by the debtor'
modality: Diffusion
operator: Temporal Replacement
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-3-logic-ltl-3
type: LogicApplication
conclusion text: Omit 'in accordance with the application', substitute 'as a result of a hardship notice by the debtor'
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Replaces 'in accordance with the application' with 'as a result of a hardship notice by the debtor'
modality: LTL
operator: Temporal Replacement
premise text: None

30 Section 32 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
note: Repeal section and substitute with new content.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-30-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-30
schema version: 2

31 Paragraph 36(1)(c) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Repeal paragraph and substitute with new obligation.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-31-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-31-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-31
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-31-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the state.
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-31-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31 Paragraph 36(1)(c) of the National Credit Code

32 Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
curation status: Proposed
has part: 32(1) Fees or charges in relation to third parties
has part: 32(2) Fees or charges in relation to third parties
has part: 32(3) Fees or charges in relation to third parties
has part: 32(4) Fees or charges in relation to third parties
proposed by: legis2cml
realized by: sch-1-sec-32
schema version: 2

32 Paragraph 36(1)(d) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Substitute 'becomes due' for 'became due'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-32-2
schema version: 2

32(1) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
note: Debtor must pay third party amount to credit provider
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-32-ss-1
schema version: 2
part of: 32 Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: debtor payment
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Establishes a duty for the debtor
modality: Deontic
operator: >
premise text: third party amount payable or paid by credit provider

32(2) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
note: Fee or charge must not exceed third party amount if ascertainable
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-32-ss-2
schema version: 2
part of: 32 Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Upper bound
modality: Deontic
operator: <=

32(3) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
note: Refund difference if third party amount is less than fee or charge paid
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-32-ss-3
schema version: 2
part of: 32 Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: then the credit provider must refund or credit the difference to the debtor.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to refund difference
modality: Deontic
operator: must
premise text: (3) If...

32(4) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.26
note: Determine third party amount considering discounts and allowances
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-32-ss-4
schema version: 2
part of: 32 Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-32-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32(4) Fees or charges in relation to third parties

33 Subsection 38(4) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Omit specific phrase from National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-33-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-33-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-33
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-33-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits omitting specific phrase
modality: Deontic
operator: Prohibit

34 Subsection 38(5) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Omit specific phrase from National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-34-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-34
schema version: 2

35 Subsection 38(6) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Omit specific provision, substitute with new one
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-35-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-35-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-35
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-35-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exclusion of provision
modality: Deontic
operator: excludes

36 At the end of subsection 38(6) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Criminal penalty of 50 penalty units added
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-36-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-36-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-36
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-36-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits criminal penalty of 50 penalty units
modality: Deontic
operator: Prohibit

37 Subsection 38(9) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.27
note: Omit 'Subsection (8) is an offence', substitute 'Subsections (6) and (8) are offences'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-37-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-37
schema version: 2

38 Division 6 of Part 2 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Repeal Division and substitute with new content.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-38-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-38
schema version: 2

39 Subsection 71(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Substitute 'existing credit contract' for 'credit contract'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-39-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-39-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-39
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-39-logic-deontic-1
type: LogicApplication
conclusion text: State has a duty to update credit contracts
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes obligation to update credit contracts
modality: Deontic
operator: imposes duty
premise text: State must update credit contracts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-39-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 39 Subsection 71(1) of the National Credit Code

4 Subsection 74(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Court may change credit contract after hearing parties.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-4
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to act
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 4 Subsection 74(2) of the National Credit Code

40 Changes etc. under contracts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Change, deferral, waiver, or postponement of credit contract not creating new contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-40
schema version: 2

40 Subsection 83(1) of the National Credit Code (penalty)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Repeal the penalty.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-40-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeal the penalty.
modality: Deontic
operator: Repeal

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-alleninterval-2
type: LogicApplication
conclusion text: No new credit contract created.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Changes in credit contracts overlap with existing credit contracts.
modality: AllenInterval
operator: Overlaps
premise text: Change, deferral, waiver, or postponement made in accordance with this Code.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-cogai-5
type: LogicApplication
conclusion text: No new credit contract created.
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Changes in credit contracts are inferred to be part of existing credit contracts.
modality: CogAI
operator: Inferential
premise text: Change, deferral, waiver, or postponement made in accordance with this Code.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-deontic-1
type: LogicApplication
conclusion text: Not creating new credit contract.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to comply with changes in credit contracts.
modality: Deontic
operator: Obligation
premise text: Change, deferral, waiver, or postponement made in accordance with this Code.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-diffusion-4
type: LogicApplication
conclusion text: No new credit contract created.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Changes in credit contracts diffuse to existing credit contracts.
modality: Diffusion
operator: Diffuses
premise text: Change, deferral, waiver, or postponement made in accordance with this Code.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-logic-ltl-3
type: LogicApplication
conclusion text: No new credit contract created.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Changes in credit contracts are recurrently applied to existing credit contracts.
modality: LTL
operator: Recurrently
premise text: Change, deferral, waiver, or postponement made in accordance with this Code.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-40-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 40 Changes etc. under contracts

41 Subsection 83(3) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Omit “after the request”, substitute ‘after the day the request’.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-41-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-41
schema version: 2

42 Subsection 83(5) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Subsection (3) is an offence of strict liability.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-42-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-42-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-42
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-42-logic-deontic-1
type: LogicApplication
conclusion text: (5)
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Strict liability
modality: Deontic
operator: is
premise text: (3)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-42-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 42 Subsection 83(5) of the National Credit Code

43 Subsection 87(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.28
note: Omit 'direct debit default notice under this section within 10 business days'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-43-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-43-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-43
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-43-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of direct debit default notice
modality: Deontic
operator: Prohibit

44 Subsection 87(3) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Omit 'direct debit default'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-44-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-44-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-44
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-44-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of direct debit default
modality: Deontic
operator: Prohibit

45 Paragraphs 88(5)(a) and (d) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Omit specific phrase from National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-45-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-45-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-45
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-45-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits omitting specific phrase
modality: Deontic
operator: Prohibition

46 Subsection 88(6) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Substitute 'reasonably believes' for 'believes on reasonable grounds'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-46-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-46-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-46
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-46-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty
modality: Deontic
operator: Obligation

47 Subsection 89(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Insertion of text after a default notice
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-47-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-47
schema version: 2

48 Paragraphs 93(1)(c), (2)(a) and (2)(d) of the National Credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Substitute words in National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-48-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-48
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-48-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 48 Paragraphs 93(1)(c), (2)(a) and (2)(d) of the National Credit

49 Subsection 95(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Substitute default notice/demand for payment with specific sections
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-49-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-49
schema version: 2

5 Subparagraphs 88(3)(f)(i) and (ii) of the National Credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Substitute hardship notice or postponement request
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-5
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Replace existing subparagraphs
modality: Deontic
operator: SUBST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 5 Subparagraphs 88(3)(f)(i) and (ii) of the National Credit

50 Subsection 98(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Substitute time frame for notice to mortgagor
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-50-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-50-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-50
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-50-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes duty on the state
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-50-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 50 Subsection 98(1) of the National Credit Code

51 Section 206 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.29
note: Repeal section 206 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-51-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-51-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-51
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-51-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeals section 206 of the National Credit Code
modality: Deontic
operator: Repeal

52 Section 129
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Fix incorrect cross-reference in section 129.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-52-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-52
schema version: 2

53 Subsection 130(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Fixes an incorrect cross-reference
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-53-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-53
schema version: 2

54 Paragraph 181(b)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Inserts 'section' after 'order under'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-54-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-54
schema version: 2

55 Subparagraph 88(3)(g)(i) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Omit “or”, substitute “and”.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-55-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-55
schema version: 2

56 Subsection 127(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Substitute 'tied continuing credit contract' with itself.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-56-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-56
schema version: 2

57 Section 129 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-57-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-57
schema version: 2

58 Section 130 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-58-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-58
schema version: 2

59 Section 131 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.30
note: Repeal heading and substitute with new text
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-59-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-59-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-59
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-59-logic-deontic-1
type: LogicApplication
conclusion text: Repeal applied
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeal heading
modality: Deontic
operator: Applicable
premise text: Heading to be repealed

6 After section 89 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Insert clause after section 89 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-6-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-6
schema version: 2

60 Section 132 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.31
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-60-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-60
schema version: 2

61 Section 133 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.31
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-61-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-61
schema version: 2

62 Subsection 204(1) of the National Credit Code (definition
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.31
note: Insert 'the' after 'has'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-62-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-62
schema version: 2

7 Subsection 94(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.11
note: Postponement request for debtors, mortgagors or guarantors given default notices under section 88 or demand for payment under section 90
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-7-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-7-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-7-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-7
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-7-logic-alleninterval-2
type: LogicApplication
conclusion text: Temporal interval from default notice to demand for payment
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Defines the temporal interval during which postponement requests are considered
modality: AllenInterval
operator: Overlaps

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-7-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the State to consider postponement requests from debtors, mortgagors or guarantors
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-7-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 7 Subsection 94(1) of the National Credit Code

72 Changes on grounds of hardship
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
curation status: Proposed
has part: 72(1) Changes on grounds of hardship
has part: 72(2) Changes on grounds of hardship
has part: 72(3) Changes on grounds of hardship
has part: 72(4) Changes on grounds of hardship
has part: 72(5) Changes on grounds of hardship
has part: 72(6) Changes on grounds of hardship
proposed by: legis2cml
realized by: sch-1-sec-72
schema version: 2

72(1) Changes on grounds of hardship
type: Concept
description: Hardship notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Notice of hardship to credit provider
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-72-ss-1
schema version: 2
part of: 72 Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Debtor's obligation to provide hardship notice
modality: Deontic
operator: Obligation

72(2) Changes on grounds of hardship
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Debtor must provide specified information within 21 days of notice.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-72-ss-2
schema version: 2
part of: 72 Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the credit provider to receive specified information from the debtor.
modality: Deontic
operator: imposes

72(3) Changes on grounds of hardship
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Debtor must comply with requirement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-72-ss-3
schema version: 2
part of: 72 Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation
modality: Deontic
operator: must

72(4) Changes on grounds of hardship
type: Concept
description: Notice in prescribed form
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Credit provider must provide notice to debtor before end of period identified under subsection (5)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-72-ss-4
schema version: 2
part of: 72 Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide notice
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 72(4) Changes on grounds of hardship

72(5) Changes on grounds of hardship
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Credit provider must give notice within specified period after receiving hardship notice.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-72-ss-5
schema version: 2
part of: 72 Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide notice within specified period.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-5-norm
type: Obligation
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 72(5) Changes on grounds of hardship

72(6) Changes on grounds of hardship
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.8
note: Provides for subsections to have effect in relation to credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-72-ss-6-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-72-ss-6
schema version: 2
part of: 72 Changes on grounds of hardship

8 Subsection 94(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.12
note: Substitute words in subsection 94(2) of the National Credit Code.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-8-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-8
schema version: 2

89A Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
curation status: Proposed
has part: 89A(1) Effect of hardship notices on enforcement
has part: 89A(2) Effect of hardship notices on enforcement
has part: 89A(3) Effect of hardship notices on enforcement
has part: 89A(4) Effect of hardship notices on enforcement
proposed by: legis2cml
realized by: sch-1-sec-89a
schema version: 2

89A(1) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Credit provider must give default notice before enforcement proceedings if debtor gives hardship notice.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-deontic-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-89a-ss-1
schema version: 2
part of: 89A Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-alleninterval-2
type: LogicApplication
conclusion text: The hardship notice was given within the 4-month period.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Condition for giving default notice: hardship notice given within 4 months.
modality: AllenInterval
operator: >=
premise text: The current hardship notice was given in the 4 months before the day it was given.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: The credit provider must give the default notice before beginning enforcement proceedings.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to give default notice before enforcement proceedings.
modality: Deontic
operator: MUST
premise text: Credit provider is required to give a default notice under section 88.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-deontic-3
type: LogicApplication
conclusion text: The credit provider must give the default notice before beginning enforcement proceedings.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to give default notice if debtor gives hardship notice.
modality: Deontic
operator: MUST
premise text: The credit provider is required to give a default notice under section 88 before beginning enforcement proceedings.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-logic-deontic-4
type: LogicApplication
conclusion text: The credit provider must give the default notice before beginning enforcement proceedings.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to give default notice if credit provider reasonably believes basis is materially different.
modality: Deontic
operator: MUST
premise text: The credit provider reasonably believes that the basis on which the current hardship notice was given is materially different from the bases on which the other hardship notices were given.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-1-norm
type: Obligation
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 89A(1) Effect of hardship notices on enforcement

89A(2) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Credit provider must not begin enforcement proceedings without notice and 14-day period.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-89a-ss-2
schema version: 2
part of: 89A Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: ...unless the conditions are met.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of enforcement proceedings
modality: Deontic
operator: Prohibit
premise text: (2) The credit provider must not begin enforcement proceedings...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 89A(2) Effect of hardship notices on enforcement

89A(3) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Credit provider may take possession of mortgaged goods under certain circumstances.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-alleninterval-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-ltl-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-89a-ss-3
schema version: 2
part of: 89A Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-alleninterval-3
type: LogicApplication
conclusion text: The credit provider's action overlaps with the debtor's or mortgagor's action.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: The circumstances under which the credit provider may take possession of mortgaged goods overlap with the debtor's or mortgagor's actions.
modality: AllenInterval
operator: Overlaps
premise text: (a) the debtor or mortgagor has removed or disposed of the mortgaged goods, or intends to remove or dispose of them,

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: The credit provider may take possession of mortgaged goods under certain circumstances.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits removal or disposal of mortgaged goods without permission.
modality: Deontic
operator: Prohibit
premise text: (a) the debtor or mortgagor has removed or disposed of the mortgaged goods, or intends to remove or dispose of them,

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-deontic-2
type: LogicApplication
conclusion text: The credit provider may take possession of mortgaged goods under certain circumstances.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits urgent action that would protect the goods.
modality: Deontic
operator: Prohibit
premise text: (b) urgent action is necessary to protect the goods.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-deontic-5
type: LogicApplication
conclusion text: The credit provider's belief is a necessary condition for taking possession.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permits the credit provider to take possession of mortgaged goods under certain circumstances.
modality: Deontic
operator: Permits
premise text: (3) However, the credit provider may take possession of mortgaged goods if the credit provider reasonably believes that:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-logic-ltl-4
type: LogicApplication
conclusion text: The credit provider's action repeats in urgent situations.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: The circumstances under which the credit provider may take possession of mortgaged goods repeat in certain situations.
modality: LTL
operator: Repeats
premise text: (b) urgent action is necessary to protect the goods.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-3-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 89A(3) Effect of hardship notices on enforcement

89A(4) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.10
note: Strict liability for enforcement of hardship notices
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-89a-ss-4
schema version: 2
part of: 89A Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: (2) is an obligation
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Enforcement is an obligation
modality: Deontic
operator: is
premise text: (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-2
type: LogicApplication
conclusion text: (4) Subsection (2) is a duty
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Enforcement is a duty
modality: Deontic
operator: is
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-3
type: LogicApplication
conclusion text: (4) Subsection (2) is a prohibition
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Enforcement is a prohibition
modality: Deontic
operator: is
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-4
type: LogicApplication
conclusion text: (4) Subsection (2) is a right
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Enforcement is a right
modality: Deontic
operator: is
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-logic-deontic-5
type: LogicApplication
conclusion text: (4) Subsection (2) is an undertaking
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Enforcement is an undertaking
modality: Deontic
operator: is
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-89a-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 89A(4) Effect of hardship notices on enforcement

9 Subsections 94(3) and (4) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.12
curation status: Proposed
has part: 9(3) Subsections 94(3) and (4) of the National Credit Code
has part: 9(4) Subsections 94(3) and (4) of the National Credit Code
has part: 9(5) Subsections 94(3) and (4) of the National Credit Code
proposed by: legis2cml
realized by: sch-1-sec-9
schema version: 2

9(3) Subsections 94(3) and (4) of the National Credit Code
type: Concept
description: notice under subsection (2)
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.12
note: Credit provider must not begin enforcement proceedings unless notice is given and 14-day period has expired.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-3-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-9-ss-3
schema version: 2
part of: 9 Subsections 94(3) and (4) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-3-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: 14-day period overlaps with remedying default period
modality: AllenInterval
operator: Overlaps
premise text: section 88

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of enforcement proceedings
modality: Deontic
operator: Prohibition

9(4) Subsections 94(3) and (4) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.12
note: Credit provider may take possession of mortgaged goods under certain circumstances.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-alleninterval-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-ltl-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-diffusion-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-9-ss-4
schema version: 2
part of: 9 Subsections 94(3) and (4) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-alleninterval-3
type: LogicApplication
conclusion text: The removal or disposal of mortgaged goods overlaps with urgent action to protect goods.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Overlaps with urgent action to protect goods.
modality: AllenInterval
operator: Overlap
premise text: (b) urgent action is necessary to protect the goods;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: The credit provider may take possession of mortgaged goods under certain circumstances.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits removal or disposal of mortgaged goods without permission.
modality: Deontic
operator: Prohibit
premise text: (a) the debtor or mortgagor has removed or disposed of the mortgaged goods, or intends to remove or dispose of them, without the credit provider’s permission;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-deontic-2
type: LogicApplication
conclusion text: The credit provider may take possession of mortgaged goods under certain circumstances.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits urgent action to protect goods without permission.
modality: Deontic
operator: Prohibit
premise text: (b) urgent action is necessary to protect the goods;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-diffusion-5
type: LogicApplication
conclusion text: The removal or disposal of mortgaged goods diffuses to all parties involved in the contract.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffuses to all parties involved in the contract.
modality: Diffusion
operator: Diffuse
premise text: (a) the debtor or mortgagor has removed or disposed of the mortgaged goods, or intends to remove or dispose of them, without the credit provider’s permission;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-logic-ltl-4
type: LogicApplication
conclusion text: The removal or disposal of mortgaged goods is a recurring trace.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring trace of removal or disposal of mortgaged goods.
modality: LTL
operator: Recurring
premise text: (a) the debtor or mortgagor has removed or disposed of the mortgaged goods, or intends to remove or dispose of them, without the credit provider’s permission;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-4-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 9(4) Subsections 94(3) and (4) of the National Credit Code

9(5) Subsections 94(3) and (4) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.12
note: Offences of strict liability for subsections (2) and (3)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-1-sec-9-ss-5
schema version: 2
part of: 9 Subsections 94(3) and (4) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-5-logic-deontic-1
type: LogicApplication
conclusion text: offence of strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Strict liability offence
modality: Deontic
operator: is
premise text: (2) and (3)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-1-sec-9-ss-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 9(5) Subsections 94(3) and (4) of the National Credit Code

1 Subsection 5(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
note: Defines reverse mortgage term
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-1-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-1
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 1 Subsection 5(1)

10 Before Part 3-3
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.35
note: Insert clause
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-10-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-10
schema version: 2

11 At the end of section 179
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
curation status: Proposed
has part: 11(6) At the end of section 179
has part: 11(7) At the end of section 179
proposed by: legis2cml
realized by: sch-2-sec-11
schema version: 2

11(6) At the end of section 179
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
note: Prohibits entering into or increasing credit contracts for reverse mortgages that are not suitable for the debtor.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-11-ss-6
schema version: 2
part of: 11 At the end of section 179

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: The credit contract was entered into within the period in which an assessment needed to be made.
modality: AllenInterval
operator: Within
premise text: (6) Subsection (7) applies if: (c) the court is satisfied that, at any time in the period in which an assessment needed to be made to comply with section 128 in relation to the illegal contract:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits entering into or increasing credit contracts for reverse mortgages that are not suitable for the debtor.
modality: Deontic
operator: Prohibit
premise text: (6) Subsection (7) applies if: (a) the defendant is a credit provider who has contravened section 133 by entering into, or increasing the credit limit of, a credit contract (the illegal contract) that is not a credit contract for a reverse mortgage; and

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-deontic-4
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: The court is obligated to let the plaintiff reside in the place.
modality: Deontic
operator: Obligate
premise text: (6) Subsection (7) applies if: (d) the plaintiff, or ASIC on behalf of the plaintiff, applies for an order under this section to let the plaintiff reside in the place to prevent or reduce loss or damage suffered or likely to be suffered by the plaintiff vacating the place.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-logic-ltl-3
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: The debtor would have been eligible to enter into a credit contract for the reverse mortgage.
modality: LTL
operator: Recurring
premise text: (6) Subsection (7) applies if: (ii) the debtor would have been eligible to enter into a credit contract for the reverse mortgage; and

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-6-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 11(6) At the end of section 179

11(7) At the end of section 179
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
note: Court must consider order to prevent loss or damage and make it unless adverse effect on other person is satisfied.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-7-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-7-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-11-ss-7
schema version: 2
part of: 11 At the end of section 179

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-7-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to consider order
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-11-ss-7-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 11(7) At the end of section 179

12 After subsection 17(15) of the National Credit Code
type: Concept
description: Provisions for occupation by person other than debtor
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.42
note: Debtor can nominate a person to occupy reverse mortgaged property.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-12-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-12-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-12
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-12-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Rights to occupy property
modality: Deontic
operator: has

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-12-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 12 After subsection 17(15) of the National Credit Code

13 Section 13
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.37
note: Defence for circumstances prescribed by regulations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13
schema version: 2

13 Section 13
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.37
note: Defence for not giving reverse mortgage information statement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13-2
schema version: 2

13 Section 13
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.37
note: Duty to report certain information
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13-3
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 13 Section 13

13 Section 13
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.39
note: Duty to repay
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13-4
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repayment obligation
modality: Deontic
operator: obligation

13 After section 18 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.42
note: Provisions applying to credit providers generally
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13-5
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 13 After section 18 of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-logic-deontic-1
type: LogicApplication
conclusion text: Defendant
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: State bears evidential burden.
modality: Deontic
operator: has
premise text: Subsection (2)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 13 Section 13

133DA Guide to this Part
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.35
note: Licensees must provide projections of debtor's equity in the property.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133da-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133da-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133da
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133da-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Licensees must provide projections of debtor's equity in the property.
modality: Deontic
operator: must

133DB Giving projections of equity before providing credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.36
curation status: Proposed
has part: 133DB(1) Giving projections of equity before providing credit
has part: 133DB(2) Giving projections of equity before providing credit
has part: 133DB(3) Giving projections of equity before providing credit
proposed by: legis2cml
realized by: sch-2-sec-133db
schema version: 2

133DB(1) Giving projections of equity before providing credit
type: Concept
description: projections, printed copy of projections, information statement
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.36
note: Licensee must provide projections to consumer before making a preliminary assessment for a reverse mortgage.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133db-ss-1
schema version: 2
part of: 133DB Giving projections of equity before providing credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide
modality: Deontic
operator: MUST

133DB(2) Giving projections of equity before providing credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.36
note: Failure to provide projections of equity before providing credit is an offence.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133db-ss-2
schema version: 2
part of: 133DB Giving projections of equity before providing credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on not providing projections of equity before providing credit.
modality: Deontic
operator: Prohibition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 133DB(2) Giving projections of equity before providing credit

133DB(3) Giving projections of equity before providing credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.36
note: Defence for licensee if they reasonably believe another person has shown consumer projections or given them a copy.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-3-logic-epistemic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133db-ss-3
schema version: 2
part of: 133DB Giving projections of equity before providing credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Defence applies.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defence obligation
modality: Deontic
operator: Obligation
premise text: Licensee has a defence if they reasonably believe...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133db-ss-3-logic-epistemic-2
type: LogicApplication
conclusion text: Belief is reasonable.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::epistemic
logic summary: Reasonable belief required
modality: Epistemic
operator: Belief
premise text: The licensee must reasonably believe...

133DC Making reverse mortgage information statement available
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.37
note: Make reverse mortgage information statement available on website.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dc-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dc-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133dc
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dc-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide information statement
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dc-norm
type: Obligation
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 133DC Making reverse mortgage information statement available

133DD Making reverse mortgage information statement available in
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.38
curation status: Proposed
has part: 133DD(1) Making reverse mortgage information statement available in
has part: 133DD(2) Making reverse mortgage information statement available in
has part: 133DD(3) Making reverse mortgage information statement available in
has part: 133DD(4) Making reverse mortgage information statement available in
proposed by: legis2cml
realized by: sch-2-sec-133dd
schema version: 2

133DD(1) Making reverse mortgage information statement available in
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.38
note: Licensee must provide reverse mortgage information statement to consumer upon request.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133dd-ss-1
schema version: 2
part of: 133DD Making reverse mortgage information statement available in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide information statement.
modality: Deontic
operator: MUST

133DD(2) Making reverse mortgage information statement available in
type: Concept
description: yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.38
note: Must provide reverse mortgage information statement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133dd-ss-2
schema version: 2
part of: 133DD Making reverse mortgage information statement available in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide information statement
modality: Deontic
operator: MUST

133DD(3) Making reverse mortgage information statement available in
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.38
note: Failure to comply with a requirement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133dd-ss-3
schema version: 2
part of: 133DD Making reverse mortgage information statement available in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-alleninterval-2
type: LogicApplication
conclusion text: ...and (b) the person engages in conduct; and...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal scope of the offense
modality: AllenInterval
operator: temporal interval
premise text: (3) A person commits an offence if:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-cogai-5
type: LogicApplication
conclusion text: ...and (b) the person engages in conduct; and...
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Automated detection of non-compliance
modality: CogAI
operator: artificial intelligence application
premise text: (3) A person commits an offence if:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: ...the conduct contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Non-compliance with a requirement
modality: Deontic
operator: violation of
premise text: (3) A person commits an offence if...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-diffusion-4
type: LogicApplication
conclusion text: ...and (b) the person engages in conduct; and...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Notification of the offense
modality: Diffusion
operator: information dissemination
premise text: (3) A person commits an offence if:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-logic-ltl-3
type: LogicApplication
conclusion text: ...and (b) the person engages in conduct; and...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Sequence of events leading to non-compliance
modality: LTL
operator: ordered trace
premise text: (3) A person commits an offence if:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 133DD(3) Making reverse mortgage information statement available in

133DD(4) Making reverse mortgage information statement available in
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.38
note: Licensee must provide reverse mortgage information statement under certain circumstances.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133dd-ss-4
schema version: 2
part of: 133DD Making reverse mortgage information statement available in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133dd-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Licensee must provide reverse mortgage information statement.
modality: Deontic
operator: MUST

133DE Representations that use the term “reverse mortgage” etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
curation status: Proposed
has part: 133DE(1) Representations that use the term “reverse mortgage” etc.
has part: 133DE(2) Representations that use the term “reverse mortgage” etc.
has part: 133DE(3) Representations that use the term “reverse mortgage” etc.
proposed by: legis2cml
realized by: sch-2-sec-133de
schema version: 2

133DE(1) Representations that use the term “reverse mortgage” etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
note: Use of specific terms in credit representations is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133de-ss-1
schema version: 2
part of: 133DE Representations that use the term “reverse mortgage” etc.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on using specific terms.
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-1-norm
type: Prohibition
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 133DE(1) Representations that use the term “reverse mortgage” etc.

133DE(2) Representations that use the term “reverse mortgage” etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
note: Use of certain terms in credit representations is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133de-ss-2
schema version: 2
part of: 133DE Representations that use the term “reverse mortgage” etc.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Prohibited action.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on using certain terms in credit representations.
modality: Deontic
operator: Prohibit
premise text: Licensee must not use specified terms.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-2-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 133DE(2) Representations that use the term “reverse mortgage” etc.

133DE(3) Representations that use the term “reverse mortgage” etc.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.40
note: Defence for representations using the term “reverse mortgage” etc.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-133de-ss-3
schema version: 2
part of: 133DE Representations that use the term “reverse mortgage” etc.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-133de-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 133DE(3) Representations that use the term “reverse mortgage” etc.

13A Reverse mortgages
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
curation status: Proposed
has part: 13A(1) Reverse mortgages
has part: 13A(2) Reverse mortgages
has part: 13A(3) Reverse mortgages
has part: 13A(4) Reverse mortgages
proposed by: legis2cml
realized by: sch-2-sec-13a
schema version: 2

13A(1) Reverse mortgages
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
note: Conditions for a reverse mortgage arrangement to be considered valid.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13a-ss-1
schema version: 2
part of: 13A Reverse mortgages

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Mandatory condition
modality: Deontic
operator: must

13A(2) Reverse mortgages
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
note: Debtor's total liability must not exceed the maximum amount of credit.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13a-ss-2
schema version: 2
part of: 13A Reverse mortgages

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Upper bound on liability
modality: Deontic
operator: >=

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 13A(2) Reverse mortgages

13A(3) Reverse mortgages
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
note: Meet prerequisites for reverse mortgage arrangement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13a-ss-3
schema version: 2
part of: 13A Reverse mortgages

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to meet prerequisites
modality: Deontic
operator: MUST

13A(4) Reverse mortgages
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
note: Declare specified kinds of arrangements involving a credit contract and a mortgage to be reverse mortgages.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-13a-ss-4
schema version: 2
part of: 13A Reverse mortgages

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-13a-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Grant permission
modality: Deontic
operator: Permit

14 At the end of section 22 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.45
note: Exemption from subsection (1) of section 18B
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-14-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-14
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-14-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 14 At the end of section 22 of the National Credit Code

15 At the end of section 26 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.45
note: Credit contract for reverse mortgage cannot prohibit early payment under certain circumstances.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-15-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-15-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-15
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-15-logic-deontic-1
type: LogicApplication
conclusion text: Cannot prohibit early payment under certain circumstances.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of early payment
modality: Deontic
operator: Prohibit
premise text: Credit contract for reverse mortgage

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-15-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 15 At the end of section 26 of the National Credit Code

16 After paragraph 33(2)(a) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.45
note: 12 months for continuing credit contracts for reverse mortgages
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-16-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-16-logic-alleninterval-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-16
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-16-logic-alleninterval-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Requires temporal interval relation
modality: AllenInterval
operator: Applicable
premise text: 12 months

17 After paragraph 33(2)(b) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.45
note: 12 months after a reverse mortgage not involving a continuing credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-17-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-17-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-17-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-17
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-17-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval
modality: AllenInterval
operator: during

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-17-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: 12 months after a reverse mortgage not involving a continuing credit contract
modality: Deontic
operator: Obligate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-17-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 17 After paragraph 33(2)(b) of the National Credit Code

18 After section 67 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.45
note: Insert clause after section 67 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18
schema version: 2

185A Records of nominations of persons to occupy reverse
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.51
curation status: Proposed
has part: 185A(1) Records of nominations of persons to occupy reverse
has part: 185A(2) Records of nominations of persons to occupy reverse
proposed by: legis2cml
realized by: sch-2-sec-185a
schema version: 2

185A(1) Records of nominations of persons to occupy reverse
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.51
note: Credit provider must keep records of nominations and revocations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-185a-ss-1
schema version: 2
part of: 185A Records of nominations of persons to occupy reverse

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to keep records
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-1-norm
type: Obligation
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 185A(1) Records of nominations of persons to occupy reverse

185A(2) Records of nominations of persons to occupy reverse
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.51
note: Failure to comply with a requirement is an offence.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-logic-alleninterval-3
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-185a-ss-2
schema version: 2
part of: 185A Records of nominations of persons to occupy reverse

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-logic-alleninterval-3
type: LogicApplication
conclusion text: ...the person’s conduct contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal overlap between requirement and non-compliance
modality: AllenInterval
operator: Overlaps
premise text: (2) A person commits an offence...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: ...the person’s conduct contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of non-compliance
modality: Deontic
operator: Prohibition
premise text: (2) A person commits an offence...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-logic-deontic-2
type: LogicApplication
conclusion text: ...the person engages in conduct; and...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposition of obligation on individuals
modality: Deontic
operator: Obligation
premise text: (2) A person commits an offence...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-185a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 185A(2) Records of nominations of persons to occupy reverse

18A Provisions that must not be included in credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.43
curation status: Proposed
has part: 18A(1) Provisions that must not be included in credit contract for
has part: 18A(2) Provisions that must not be included in credit contract for
has part: 18A(3) Provisions that must not be included in credit contract for
proposed by: legis2cml
realized by: sch-2-sec-18a
schema version: 2

18A(1) Provisions that must not be included in credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.43
note: Prohibits credit providers from entering into reverse mortgage contracts that allow enforcement proceedings for certain events.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18a-ss-1
schema version: 2
part of: 18A Provisions that must not be included in credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits the action
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-1-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 18A(1) Provisions that must not be included in credit contract for

18A(2) Provisions that must not be included in credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.43
note: Cannot change credit contract for reverse mortgage to facilitate enforcement proceedings.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18a-ss-2
schema version: 2
part of: 18A Provisions that must not be included in credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of changing credit contract for reverse mortgage.
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 18A(2) Provisions that must not be included in credit contract for

18A(3) Provisions that must not be included in credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.43
note: Events that must not be included in credit contract for
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18a-ss-3
schema version: 2
part of: 18A Provisions that must not be included in credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18a-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition
modality: Deontic
operator: Prohibit

18B Disclosure if credit contract for reverse mortgage does not
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.43
note: Protection of tenancy for a person other than the debtor in reverse mortgage credit contracts.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18b-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18b-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18b
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18b-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to protect tenancy
modality: Deontic
operator: obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18b-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 18B Disclosure if credit contract for reverse mortgage does not

18C Independent legal advice before entry into credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.44
curation status: Proposed
has part: 18C(1) Independent legal advice before entry into credit contract for
has part: 18C(2) Independent legal advice before entry into credit contract for
has part: 18C(3) Independent legal advice before entry into credit contract for
has part: 18C(4) Independent legal advice before entry into credit contract for
proposed by: legis2cml
realized by: sch-2-sec-18c
schema version: 2

18C(1) Independent legal advice before entry into credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.44
note: Regulation of entry into credit contract for reverse mortgage without legal advice.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18c-ss-1
schema version: 2
part of: 18C Independent legal advice before entry into credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of entry into credit contract for reverse mortgage without legal advice.
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 18C(1) Independent legal advice before entry into credit contract for

18C(2) Independent legal advice before entry into credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.44
note: Offences and civil penalties for contraventions of regulations
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18c-ss-2
schema version: 2
part of: 18C Independent legal advice before entry into credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Regulations may provide for offences and civil penalties
modality: Deontic
operator: Prohibition
premise text: (2) The regulations may provide for offences and civil penalties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 18C(2) Independent legal advice before entry into credit contract for

18C(3) Independent legal advice before entry into credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.44
note: Penalties for offences cannot exceed 50 penalty units for an individual or 250 penalty units for a body corporate.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18c-ss-3
schema version: 2
part of: 18C Independent legal advice before entry into credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of exceeding penalties
modality: Deontic
operator: Cannot

18C(4) Independent legal advice before entry into credit contract for
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.44
note: Maximum civil penalties for individual and body corporate
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-18c-ss-4
schema version: 2
part of: 18C Independent legal advice before entry into credit contract for

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-18c-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: must not be more than 500 penalty units for an individual or 2,500 penalty units for a body corporate.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits exceeding maximum civil penalties
modality: Deontic
operator: Prohibit
premise text: (4) The civil penalties described in subsection (2)

19 Division 1 of Part 5 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.46
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-19-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-19
schema version: 2

2 At the end of Part 1 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.32
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-2
schema version: 2

20 After section 86 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.46
note: Ending of reverse mortgage by credit provider
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-20-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-20-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-20
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-20-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes duty on credit providers
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-20-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 20 After section 86 of the National Credit Code

21 Subsections 88(1) and (2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.48
curation status: Proposed
has part: 21(1) Subsections 88(1) and (2) of the National Credit Code
has part: 21(2) Subsections 88(1) and (2) of the National Credit Code
proposed by: legis2cml
realized by: sch-2-sec-21
schema version: 2

21(1) Subsections 88(1) and (2) of the National Credit Code
type: Concept
description: Default notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.48
note: Credit provider must give debtor a 30-day notice before enforcing a credit contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-21-ss-1
schema version: 2
part of: 21 Subsections 88(1) and (2) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Credit provider must give debtor a 30-day notice before enforcing a credit contract.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 21(1) Subsections 88(1) and (2) of the National Credit Code

21(2) Subsections 88(1) and (2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.48
note: Credit provider must not begin enforcement proceedings without a default notice and remedy period.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-2-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-21-ss-2
schema version: 2
part of: 21 Subsections 88(1) and (2) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: ...within that period.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for the remedy period.
modality: AllenInterval
operator: Temporal Interval
premise text: (c) the default has not been remedied within that period.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: ...unless the conditions in (c) are met.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of enforcement proceedings without a default notice and remedy period.
modality: Deontic
operator: Prohibit
premise text: (2) A credit provider must not begin enforcement proceedings...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-21-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 21(2) Subsections 88(1) and (2) of the National Credit Code

22 After subsection 88(7) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.49
note: Notice purporting to be a default notice is not valid for reverse mortgage defaults
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-22-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-22-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-22
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-22-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Default notice implies a default under the credit contract
modality: Deontic
operator: implies

23 At the end of Division 2 of Part 5 of the National Credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.50
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-23-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-23
schema version: 2

24 After paragraph 111(1)(h) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.51
note: Insert subsection 17(15A)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-24-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-24
schema version: 2

25 After paragraph 111(2)(e) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.51
note: Insert subsection 17(15A)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-25-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-25
schema version: 2

26 After section 185 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.51
note: Insert clause after section 185 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-26-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-26
schema version: 2

3 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.33
note: References section 13A for reverse mortgage
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-3
schema version: 2

4 Subsection 5(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.33
note: Definition of reverse mortgage information statement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-4-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-4
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-4-logic-deontic-1
type: LogicApplication
conclusion text: reverse mortgage information statement
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defines the term
modality: Deontic
operator: defines

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-4-logic-descriptionlogic-2
type: LogicApplication
conclusion text: complies with regulations
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Applies to documents
modality: DescriptionLogic
operator: appliesTo

5 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.33
note: Debtors must reasonably expect to receive a lump sum before the contract ends and intend to discharge their obligations with that sum.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-5-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-5-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-5
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-5-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: The term of the contract must be 2 years or less.
modality: AllenInterval
operator: Temporal Interval

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Debtors have an obligation to reasonably expect to receive a lump sum before the contract ends and intend to discharge their obligations with that sum.
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 5 Subsection 204(1) of the National Credit Code

6 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.33
note: Inserts Schedule 2, Reverse Mortgages into the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-6-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-6
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-6-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Inserts a new provision
modality: Deontic
operator: INSERTS

67A Changes to tenancy protection in credit contracts for reverse
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.45
note: Voiding of changes to credit contracts for reverse mortgages
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-67a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-67a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-67a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-67a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on changing credit contracts
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-67a-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 67A Changes to tenancy protection in credit contracts for reverse

7 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.34
note: Definition of practising lawyer
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-7-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-7-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-7-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-7
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-7-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Definition of a legal profession
modality: Deontic
operator: =

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-7-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Class hierarchy for practising lawyers
modality: DescriptionLogic
operator: =

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-7-norm
type: Obligation
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 7 Subsection 204(1) of the National Credit Code

8 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.34
note: Definition of reverse mortgaged property
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-8-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-8-logic-descriptionlogic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-8
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-8-logic-descriptionlogic-1
type: LogicApplication
conclusion text: dwelling or land is a superclass of reverse mortgaged property
confidence: 0.5000
curation status: Proposed
execution surface: modalities::dl
logic summary: Class hierarchy
modality: DescriptionLogic
operator: =
premise text: reverse mortgaged property is a subclass of dwelling or land

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-8-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 8 Subsection 204(1) of the National Credit Code

86A Application of this Subdivision
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.46
curation status: Proposed
has part: 86A(1) Application of this Subdivision
has part: 86A(2) Application of this Subdivision
proposed by: legis2cml
realized by: sch-2-sec-86a
schema version: 2

86A(1) Application of this Subdivision
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.46
note: Debtor's accrued liability exceeds the adjusted market value for the reverse mortgaged property.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86a-ss-1
schema version: 2
part of: 86A Application of this Subdivision

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exceeds the adjusted market value
modality: Deontic
operator: >

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86a-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86A(1) Application of this Subdivision

86A(2) Application of this Subdivision
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.46
note: Adjusted market value calculation for reverse mortgaged property
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86a-ss-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86a-ss-2
schema version: 2
part of: 86A Application of this Subdivision

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86a-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86A(2) Application of this Subdivision

86B Discharge of debtor’s obligations under credit contract and
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
curation status: Proposed
has part: 86B(1) Discharge of debtor’s obligations under credit contract and
has part: 86B(2) Discharge of debtor’s obligations under credit contract and
proposed by: legis2cml
realized by: sch-2-sec-86b
schema version: 2

86B(1) Discharge of debtor’s obligations under credit contract and
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
note: Debt obligations under credit contract discharged
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86b-ss-1
schema version: 2
part of: 86B Discharge of debtor’s obligations under credit contract and

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation discharge
modality: Deontic
operator: discharge

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86B(1) Discharge of debtor’s obligations under credit contract and

86B(2) Discharge of debtor’s obligations under credit contract and
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
note: Debt obligations under credit contract are discharged.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86b-ss-2
schema version: 2
part of: 86B Discharge of debtor’s obligations under credit contract and

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation discharge
modality: Deontic
operator: discharge

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86b-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86B(2) Discharge of debtor’s obligations under credit contract and

86C Credit provider must pay debtor excess of receipt over adjusted
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
note: Credit provider must pay excess to debtor
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86c-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86c-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86c
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86c-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Expresses a duty or obligation
modality: Deontic
operator: must

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86c-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86C Credit provider must pay debtor excess of receipt over adjusted

86D Credit provider must not demand or accept further payments
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
curation status: Proposed
has part: 86D(1) Credit provider must not demand or accept further payments
has part: 86D(2) Credit provider must not demand or accept further payments
proposed by: legis2cml
realized by: sch-2-sec-86d
schema version: 2

86D(1) Credit provider must not demand or accept further payments
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
note: Credit provider must not demand or accept further payments
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86d-ss-1
schema version: 2
part of: 86D Credit provider must not demand or accept further payments

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negative obligation
modality: Deontic
operator: not

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86D(1) Credit provider must not demand or accept further payments

86D(2) Credit provider must not demand or accept further payments
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.47
note: Credit provider must not demand or accept further payments
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86d-ss-2
schema version: 2
part of: 86D Credit provider must not demand or accept further payments

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of demanding or accepting further payments
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86d-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86D(2) Credit provider must not demand or accept further payments

86E Cases in which sections 86B, 86C and 86D do not apply
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.48
note: Fraud or misrepresentation in reverse mortgage
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86e-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86e-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86e-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86e
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86e-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Overlaps with circumstances prescribed by regulations
modality: AllenInterval
operator: Overlap
premise text: Circumstances prescribed by the regulations exist

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86e-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits fraud or misrepresentation
modality: Deontic
operator: Prohibit
premise text: Fraud or misrepresentation in reverse mortgage

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86e-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 86E Cases in which sections 86B, 86C and 86D do not apply

86F Relationship between this Subdivision and other provisions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.48
note: Relationship between this Subdivision and other provisions
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-86f-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-86f
schema version: 2

9 At the end of section 133
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.35
note: Remedies for breach of section 133
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-9-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-9
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-9-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 9 At the end of section 133

93A Extra requirements for enforcing reverse mortgage if debtor’s
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.50
curation status: Proposed
has part: 93A(1) Extra requirements for enforcing reverse mortgage if debtor’s
has part: 93A(2) Extra requirements for enforcing reverse mortgage if debtor’s
proposed by: legis2cml
realized by: sch-2-sec-93a
schema version: 2

93A(1) Extra requirements for enforcing reverse mortgage if debtor’s
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.50
note: Extra requirements for enforcing reverse mortgage if debtor’s obligations exceed the amount received.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-93a-ss-1
schema version: 2
part of: 93A Extra requirements for enforcing reverse mortgage if debtor’s

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the state.
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 93A(1) Extra requirements for enforcing reverse mortgage if debtor’s

93A(2) Extra requirements for enforcing reverse mortgage if debtor’s
type: Concept
description: (i) the amount received by the credit provider; (ii) the debtor’s accrued liability just before that amount was received; and (iii) the conditions in section 86E that are met
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.50
note: Credit provider must not begin enforcement proceedings unless notice is given to debtor or lawyer.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-2-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-2-sec-93a-ss-2
schema version: 2
part of: 93A Extra requirements for enforcing reverse mortgage if debtor’s

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on beginning enforcement proceedings without proper notice
modality: Deontic
operator: Prohibition
premise text: (2) If section 88 requires the credit provider to give the debtor or mortgagor a default notice...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-2-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: The conditions in section 86E are met
modality: DescriptionLogic
operator: ClassInclusion
premise text: (iii) the conditions in section 86E that are met

consumer-credit-legislation-amendment-enhancements-act-2012-sch-2-sec-93a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 93A(2) Extra requirements for enforcing reverse mortgage if debtor’s

1 Subsection 5(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.52
note: Definition of short-term credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-1-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-1
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-1-logic-alleninterval-2
type: LogicApplication
conclusion text: term of the contract is within 15 days
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval
modality: AllenInterval
operator: within
premise text: term of the contract is 15 days or less

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Definition of short-term credit contract
modality: Deontic
operator: Obligate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 1 Subsection 5(1)

10 Subsection 131(2) (penalty)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.56
note: Repeal the penalty.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-10-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-10-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-10
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-10-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeal the penalty.
modality: Deontic
operator: Repeal

11 After subsection 131(3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.56
note: Presumption of substantial hardship in case of multiple debtors
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-11-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-11-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-11
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-11-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Presumption implies obligation
modality: Deontic
operator: implies

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-11-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 11 After subsection 131(3)

12 After subsection 133(3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.56
note: Presumption of substantial hardship for consumer to comply with financial obligations under a contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-cogai-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-shacl-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-12
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-alleninterval-2
type: LogicApplication
conclusion text: The time frame is relevant to the presumption of substantial hardship
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: 90-day period before contract entry or limit increase
modality: AllenInterval
operator: Temporal relation
premise text: The consumer has been a debtor under 2 or more other small amount credit contracts in the 90-day period

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-cogai-4
type: LogicApplication
conclusion text: The network is used to infer the presumption of substantial hardship
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Semantic network for consumer debt
modality: CogAI
operator: Knowledge representation
premise text: Consumer debt history is represented as a network

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-deontic-1
type: LogicApplication
conclusion text: Consumer could only comply with financial obligations with substantial hardship
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Presumption of substantial hardship
modality: Deontic
operator: Obligation
premise text: Consumer is a debtor under another small amount credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-ltl-3
type: LogicApplication
conclusion text: The pattern of debt is relevant to the presumption of substantial hardship
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Consumer's debt history over time
modality: LTL
operator: Recurring trace
premise text: The consumer has been a debtor under multiple small amount credit contracts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-logic-shacl-5
type: LogicApplication
conclusion text: The validation confirms the classification of substantial hardship
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::shacl
logic summary: Validation of consumer data against schema
modality: SHACL
operator: Validation
premise text: The consumer's debt history is validated against a schema

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-12-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 12 After subsection 133(3)

124A Prohibition on providing credit assistance in relation to
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.54
curation status: Proposed
has part: 124A(1) Prohibition on providing credit assistance in relation to
has part: 124A(2) Prohibition on providing credit assistance in relation to
proposed by: legis2cml
realized by: sch-3-sec-124a
schema version: 2

124A(1) Prohibition on providing credit assistance in relation to
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.54
note: Prohibition on providing credit assistance in relation to short-term credit contracts.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-124a-ss-1
schema version: 2
part of: 124A Prohibition on providing credit assistance in relation to

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Restricts actions during short-term credit contracts.
modality: AllenInterval
operator: during
premise text: (1) A licensee must not provide credit assistance to a consumer by: (a) suggesting that the consumer apply, or assisting the consumer to apply, for a short-term credit contract; or (b) suggesting that the consumer apply, or assisting the consumer to apply, for an increase to the credit limit of a particular short-term credit contract with a particular credit provider.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-cogai-5
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Restricts actions during short-term credit contracts.
modality: CogAI
operator: during
premise text: (1) A licensee must not provide credit assistance to a consumer by: (a) suggesting that the consumer apply, or assisting the consumer to apply, for a short-term credit contract; or (b) suggesting that the consumer apply, or assisting the consumer to apply, for an increase to the credit limit of a particular short-term credit contract with a particular credit provider.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits the licensee from providing credit assistance.
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-diffusion-4
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Restricts actions during short-term credit contracts.
modality: Diffusion
operator: during
premise text: (1) A licensee must not provide credit assistance to a consumer by: (a) suggesting that the consumer apply, or assisting the consumer to apply, for a short-term credit contract; or (b) suggesting that the consumer apply, or assisting the consumer to apply, for an increase to the credit limit of a particular short-term credit contract with a particular credit provider.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-1-logic-ltl-3
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Restricts actions during short-term credit contracts.
modality: LTL
operator: during
premise text: (1) A licensee must not provide credit assistance to a consumer by: (a) suggesting that the consumer apply, or assisting the consumer to apply, for a short-term credit contract; or (b) suggesting that the consumer apply, or assisting the consumer to apply, for an increase to the credit limit of a particular short-term credit contract with a particular credit provider.

124A(2) Prohibition on providing credit assistance in relation to
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.54
note: Prohibition on providing credit assistance in relation to certain conduct.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-2-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-124a-ss-2
schema version: 2
part of: 124A Prohibition on providing credit assistance in relation to

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: ...the conduct contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Defines the temporal interval for the prohibition.
modality: AllenInterval
operator: Temporal Interval
premise text: (2) A person commits an offence if...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: ...the conduct contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits the provision of credit assistance.
modality: Deontic
operator: Prohibit
premise text: (2) A person commits an offence if...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 124A(2) Prohibition on providing credit assistance in relation to

124B Licensee who makes representations about credit assistance in
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.55
curation status: Proposed
has part: 124B(1) Licensee who makes representations about credit assistance in
has part: 124B(2) Licensee who makes representations about credit assistance in
proposed by: legis2cml
realized by: sch-3-sec-124b
schema version: 2

124B(1) Licensee who makes representations about credit assistance in
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.55
note: Display information about credit assistance and ensure website compliance.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-124b-ss-1
schema version: 2
part of: 124B Licensee who makes representations about credit assistance in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to display information
modality: Deontic
operator: Must

124B(2) Licensee who makes representations about credit assistance in
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.55
note: Engaging in conduct that contravenes a requirement is an offence.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-logic-ltl-3
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-124b-ss-2
schema version: 2
part of: 124B Licensee who makes representations about credit assistance in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-logic-alleninterval-2
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Requires a relation between identifiable temporal intervals
modality: AllenInterval
operator: Requires relation between temporal intervals
premise text: (2) A person commits an offence if: (a) the person is subject to a requirement under subsection (1); and (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: The conduct is prohibited.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits conduct
modality: Deontic
operator: Prohibition
premise text: (a) the person is subject to a requirement under subsection (1); and (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-logic-ltl-3
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Requires an ordered or recurring trace of conduct
modality: LTL
operator: Requires ordered or recurring trace
premise text: (2) A person commits an offence if: (a) the person is subject to a requirement under subsection (1); and (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-124b-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 124B(2) Licensee who makes representations about credit assistance in

13 After Part 3-2B
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.57
note: Insert provision after Part 3-2B
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-13-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-13
schema version: 2

133C Guide to this Part
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.57
note: Applicable to licensees who are, or are to be credit providers under short-term credit contracts and small amount credit contracts.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133c-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133c-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133c
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133c-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Indicates applicability to a specific group.
modality: Deontic
operator: ApplicableTo

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133c-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 133C Guide to this Part

133CA Prohibition on entering, or increasing the credit limit of,
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.58
curation status: Proposed
has part: 133CA(1) Prohibition on entering, or increasing the credit limit of,
has part: 133CA(2) Prohibition on entering, or increasing the credit limit of,
proposed by: legis2cml
realized by: sch-3-sec-133ca
schema version: 2

133CA(1) Prohibition on entering, or increasing the credit limit of,
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.58
note: Prohibition on entering or increasing credit limit of short-term credit contract with a consumer who is the debtor under the contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-1-logic-ltl-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133ca-ss-1
schema version: 2
part of: 133CA Prohibition on entering, or increasing the credit limit of,

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on entering or increasing credit limit of short-term credit contract with a consumer who is the debtor under the contract.
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-1-logic-ltl-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Tracing the licensee's actions to determine if they have entered or increased the credit limit of a short-term credit contract with a consumer who is the debtor under the contract.
modality: LTL
operator: Trace

133CA(2) Prohibition on entering, or increasing the credit limit of,
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.58
note: Prohibition on entering or increasing credit limit
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133ca-ss-2
schema version: 2
part of: 133CA Prohibition on entering, or increasing the credit limit of,

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: ...contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty to abstain from conduct
modality: Deontic
operator: Prohibit
premise text: (2) A person commits an offence...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133ca-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 133CA(2) Prohibition on entering, or increasing the credit limit of,

133CB Licensee who makes representations about small amount
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.58
curation status: Proposed
has part: 133CB(1) Licensee who makes representations about small amount
has part: 133CB(2) Licensee who makes representations about small amount
proposed by: legis2cml
realized by: sch-3-sec-133cb
schema version: 2

133CB(1) Licensee who makes representations about small amount
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.58
note: Display information and ensure website compliance.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133cb-ss-1
schema version: 2
part of: 133CB Licensee who makes representations about small amount

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to display information and ensure website compliance.
modality: Deontic
operator: MUST

133CB(2) Licensee who makes representations about small amount
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.58
note: Engaging in conduct that contravenes a requirement is an offence.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133cb-ss-2
schema version: 2
part of: 133CB Licensee who makes representations about small amount

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: The conduct overlaps with the requirement.
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Requires overlap between conduct and requirement
modality: AllenInterval
operator: Overlaps
premise text: (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-cogai-5
type: LogicApplication
conclusion text: The agent recognizes the requirement.
confidence: 0.5000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Recognizes agents subject to requirements
modality: CogAI
operator: Recognizes
premise text: (a) the person is subject to a requirement under subsection (1); and (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: The conduct contravenes the requirement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits conduct
modality: Deontic
operator: Prohibition
premise text: (a) the person is subject to a requirement under subsection (1); and (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-diffusion-4
type: LogicApplication
conclusion text: The requirement diffuses to the agent.
confidence: 0.5000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffuses requirements to agents
modality: Diffusion
operator: Diffuses
premise text: (a) the person is subject to a requirement under subsection (1); and (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-logic-ltl-3
type: LogicApplication
conclusion text: The conduct repeats with the requirement.
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Requires repetition of conduct
modality: LTL
operator: Repeats
premise text: (b) the person engages in conduct; and (c) the conduct contravenes the requirement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cb-ss-2-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 133CB(2) Licensee who makes representations about small amount

133CC Licensee must not enter into a small amount credit contract
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.59
curation status: Proposed
has part: 133CC(1) Licensee must not enter into a small amount credit contract
has part: 133CC(2) Licensee must not enter into a small amount credit contract
proposed by: legis2cml
realized by: sch-3-sec-133cc
schema version: 2

133CC(1) Licensee must not enter into a small amount credit contract
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.59
note: Licensee must not enter into a small amount credit contract with a consumer who will be the debtor under the contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-descriptionlogic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-alleninterval-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-ltl-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-deontic-5
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-argumentation-6
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133cc-ss-1
schema version: 2
part of: 133CC Licensee must not enter into a small amount credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-alleninterval-3
type: LogicApplication
conclusion text: ...if: (a) the consumer is included in a class of consumers prescribed by the regulations; and
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Defines the temporal interval for the prohibition.
modality: AllenInterval
operator: Temporal Interval
premise text: (1) A licensee must not enter into, or offer to enter into, a small amount credit contract...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-argumentation-6
type: LogicApplication
conclusion text: ...if: (a) the consumer is included in a class of consumers prescribed by the regulations; and
confidence: 0.5000
curation status: Proposed
execution surface: modalities::argumentation
logic summary: Implies that the licensee's action is prohibited if certain conditions are met.
modality: Argumentation
operator: Implication
premise text: (1) A licensee must not enter into, or offer to enter into, a small amount credit contract...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: ...Offence
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits entering into a small amount credit contract with a consumer.
modality: Deontic
operator: Prohibit
premise text: (1) A licensee must not enter into, or offer to enter into, a small amount credit contract...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-deontic-5
type: LogicApplication
conclusion text: ...Civil penalty: 2,000 penalty units.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes an obligation on the licensee to not enter into a small amount credit contract.
modality: Deontic
operator: Obligation
premise text: (1) A licensee must not enter into, or offer to enter into, a small amount credit contract...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-descriptionlogic-2
type: LogicApplication
conclusion text: ...with a consumer who will be the debtor under the contract.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Classifies the contract as a small amount credit contract.
modality: DescriptionLogic
operator: Classify
premise text: (1) A licensee must not enter into, or offer to enter into, a small amount credit contract...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-logic-ltl-4
type: LogicApplication
conclusion text: ...with a consumer who will be the debtor under the contract if: (a) the consumer is included in a class of consumers prescribed by the regulations; and
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Defines the recurring trace for the prohibition.
modality: LTL
operator: Recurring Trace
premise text: (1) A licensee must not enter into, or offer to enter into, a small amount credit contract...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-1-norm
type: Prohibition
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 133CC(1) Licensee must not enter into a small amount credit contract

133CC(2) Licensee must not enter into a small amount credit contract
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.59
note: Licensee must not enter into a small amount credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-133cc-ss-2
schema version: 2
part of: 133CC Licensee must not enter into a small amount credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: 50 penalty units.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition
modality: Deontic
operator: Prohibit
premise text: (2) A person commits an offence if...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-133cc-ss-2-norm
type: Prohibition
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 133CC(2) Licensee must not enter into a small amount credit contract

14 Paragraph 180(1)(b)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.59
note: Engaging in activity contravenes certain sections.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-14-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-14-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-14
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-14-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits engaging in activity.
modality: Deontic
operator: Prohibition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-14-norm
type: Prohibition
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 14 Paragraph 180(1)(b)

15 After section 335
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
note: Insert clause
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-15-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-15
schema version: 2

2 Subsection 5(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.52
note: Definition of a small amount credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-alleninterval-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-alleninterval-1
type: LogicApplication
conclusion text: Term of the contract meets the minimum duration requirement
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval
modality: AllenInterval
operator: >=
premise text: Term of the contract is at least 16 days but not longer than 1 year

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-deontic-2
type: LogicApplication
conclusion text: Contract does not secure debt obligations
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negative obligation
modality: Deontic
operator: not
premise text: Debtor’s obligations under the contract are not, and will not be, secured

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-deontic-4
type: LogicApplication
conclusion text: Contract must comply with additional regulations
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Positive obligation
modality: Deontic
operator: =
premise text: Contract meets any other requirements prescribed by the regulations

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-logic-ltl-3
type: LogicApplication
conclusion text: Contract term meets the maximum duration requirement
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring trace
modality: LTL
operator: <=
premise text: Term of the contract is at least 16 days but not longer than 1 year

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-2-norm
type: Obligation
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 2 Subsection 5(1)

3 At the end of section 111
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.52
note: Division 7 prohibits a licensee from providing credit assistance to a consumer in relation to short-term credit contracts.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-3
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of providing credit assistance
modality: Deontic
operator: Prohibit

335A Review relating to small amount credit contracts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
curation status: Proposed
has part: 335A(1) Review relating to small amount credit contracts
has part: 335A(2) Review relating to small amount credit contracts
has part: 335A(3) Review relating to small amount credit contracts
has part: 335A(4) Review relating to small amount credit contracts
has part: 335A(5) Review relating to small amount credit contracts
proposed by: legis2cml
realized by: sch-3-sec-335a
schema version: 2

335A(1) Review relating to small amount credit contracts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
note: Review of certain provisions and establishment of a national database for small amount credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-logic-deontic-3
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-335a-ss-1
schema version: 2
part of: 335A Review relating to small amount credit contracts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Review must be undertaken as soon as practicable after 1 July 2015
modality: AllenInterval
operator: Temporal Interval
premise text: as soon as practicable after 1 July 2015:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Minister must undertake review
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-1-logic-deontic-3
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Establishment of a national database is optional
modality: Deontic
operator: Permission
premise text: whether a national database of small amount credit contracts should be established:

335A(2) Review relating to small amount credit contracts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
note: The review must be undertaken by 3 persons who possess appropriate qualifications.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-335a-ss-2
schema version: 2
part of: 335A Review relating to small amount credit contracts

335A(3) Review relating to small amount credit contracts
type: Concept
description: written report
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
note: The persons undertaking the review must provide a written report to the Minister.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-335a-ss-3
schema version: 2
part of: 335A Review relating to small amount credit contracts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide a written report
modality: Deontic
operator: MUST

335A(4) Review relating to small amount credit contracts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
note: Minister must table report in each House of Parliament within 15 sitting days.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-335a-ss-4
schema version: 2
part of: 335A Review relating to small amount credit contracts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to table report
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 335A(4) Review relating to small amount credit contracts

335A(5) Review relating to small amount credit contracts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.60
note: The report must be submitted within a certain timeframe.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-335a-ss-5
schema version: 2
part of: 335A Review relating to small amount credit contracts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-335a-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide the report
modality: Deontic
operator: MUST

4 After subsection 117(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.53
curation status: Proposed
has part: 4(1A) After subsection 117(1)
has part: 4(1B) After subsection 117(1)
proposed by: legis2cml
realized by: sch-3-sec-4
schema version: 2

4(1A) After subsection 117(1)
type: Concept
description: account statements
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.53
note: Licensee must obtain account statements for consumer's financial situation.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-4-ss-1a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-4-ss-1a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-4-ss-1a
schema version: 2
part of: 4 After subsection 117(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-4-ss-1a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide account statements
modality: Deontic
operator: MUST

4(1B) After subsection 117(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.53
note: Subsection (1A) does not limit paragraph (1)(c) of this section.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-4-ss-1b-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-4-ss-1b-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-4-ss-1b
schema version: 2
part of: 4 After subsection 117(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-4-ss-1b-logic-deontic-1
type: LogicApplication
conclusion text: (1A)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Subsection (1A) implies paragraph (1)(c)
modality: Deontic
operator: Implies
premise text: (1B)

5 After subsection 118(3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.53
note: Presumption of substantial hardship for consumer to comply with financial obligations under contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-5
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-alleninterval-2
type: LogicApplication
conclusion text: The consumer's financial obligations overlap with other credit contracts.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal overlap between consumer's financial obligations and other credit contracts
modality: AllenInterval
operator: Overlaps
premise text: The consumer has been a debtor under another small amount credit contract in the 90-day period before the time of the preliminary assessment.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-cogai-5
type: LogicApplication
conclusion text: The state recognizes consumer's financial situation as having substantial hardship.
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Recognition of consumer's financial situation by the state
modality: CogAI
operator: Recognizes
premise text: The state inserts a new subsection into the Act.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-deontic-1
type: LogicApplication
conclusion text: Consumer could only comply with financial obligations under the relevant contract with substantial hardship.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Presumption of obligation
modality: Deontic
operator: Obligation
premise text: Consumer is a debtor under another small amount credit contract.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-diffusion-4
type: LogicApplication
conclusion text: Consumer's financial obligations diffuse to other credit contracts.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffusion of consumer's financial obligations to other credit contracts
modality: Diffusion
operator: Diffuses
premise text: The consumer is a debtor under another small amount credit contract.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-logic-ltl-3
type: LogicApplication
conclusion text: A recurring pattern of consumer's financial obligations and default exists.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring pattern of consumer's financial obligations and default
modality: LTL
operator: Recurring
premise text: The consumer has been a debtor under 2 or more other small amount credit contracts in the 90-day period before the time of the preliminary assessment.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 5 After subsection 118(3)

6 After subsection 123(3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.53
note: Presumption of substantial hardship for consumer with multiple debt obligations
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-6
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-alleninterval-2
type: LogicApplication
conclusion text: The consumer’s debt obligations overlap with each other
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal overlap between debt obligations
modality: AllenInterval
operator: Overlaps
premise text: Consumer has been a debtor under 2 or more other small amount credit contracts in the 90-day period before the time the licensee provides the credit assistance

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-cogai-5
type: LogicApplication
conclusion text: The system recognizes the consumer’s financial obligations
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Recognition of consumer’s financial obligations
modality: CogAI
operator: Recognizes
premise text: Consumer is a debtor under another small amount credit contract and Consumer is in default in payment of an amount under that other contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-deontic-1
type: LogicApplication
conclusion text: It is presumed that the consumer could only comply with the consumer’s financial obligations under the relevant contract with substantial hardship
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Presumption of substantial hardship
modality: Deontic
operator: Presumption
premise text: Consumer is a debtor under another small amount credit contract and Consumer is in default in payment of an amount under that other contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-diffusion-4
type: LogicApplication
conclusion text: The consumer’s debt obligations diffuse into each other
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffusion of debt obligations
modality: Diffusion
operator: Diffuses
premise text: Consumer has been a debtor under 2 or more other small amount credit contracts in the 90-day period before the time the licensee provides the credit assistance

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-logic-ltl-3
type: LogicApplication
conclusion text: There is a recurring pattern of debt obligations
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring pattern of debt obligations
modality: LTL
operator: Recurring
premise text: Consumer has been a debtor under 2 or more other small amount credit contracts in the 90-day period before the time the licensee provides the credit assistance

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-6-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 6 After subsection 123(3)

7 At the end of Part 3-1
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.54
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-7-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-7
schema version: 2

8 After subsection 130(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.55
curation status: Proposed
has part: 8(1A) After subsection 130(1)
has part: 8(1B) After subsection 130(1)
proposed by: legis2cml
realized by: sch-3-sec-8
schema version: 2

8(1A) After subsection 130(1)
type: Concept
description: account statements
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.55
note: Licensee must obtain and consider account statements for consumer's financial situation.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-8-ss-1a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-8-ss-1a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-8-ss-1a
schema version: 2
part of: 8 After subsection 130(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-8-ss-1a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide account statements
modality: Deontic
operator: MUST

8(1B) After subsection 130(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.55
note: Subsection (1A) does not limit paragraph (1)(c) of this section.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-8-ss-1b-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-8-ss-1b-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-8-ss-1b
schema version: 2
part of: 8 After subsection 130(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-8-ss-1b-logic-deontic-1
type: LogicApplication
conclusion text: (1B)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Excludes limitation
modality: Deontic
operator: Exclusion
premise text: (1A) does not limit (1)(c)

9 At the end of subsection 131(1) (before the note)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.56
note: Civil penalty of 2,000 penalty units
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-3-sec-9-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-3-sec-9
schema version: 2

1 Subsections 17(4) to (6) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Modify contract wording in National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-1
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Change contract wording
modality: Deontic
operator: Modify

10 Section 31 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.63
note: Insertion of '(1)' before 'The regulations'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-10-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-10
schema version: 2

11 At the end of section 31 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.63
note: Small amount credit contracts are exempt from subsection (1) of section 31.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-11-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-11
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-11-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 11 At the end of section 31 of the National Credit Code

12 After section 31 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.63
note: Caps on costs for credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-12-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-12-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-12
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-12-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes obligation to cap costs
modality: Deontic
operator: imposes

13 After Division 4 of Part 2 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.65
note: Insert clause
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-13-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-13
schema version: 2

14 Subsection 34(6) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.70
note: Omit 'A statement', substitute 'In the case of a credit contract other than a small amount credit contract, a statement'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-14
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-alleninterval-2
type: LogicApplication
conclusion text: Substitute ‘In the case of a credit contract other than a small amount credit contract, a statement’
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Replaces 'A statement' with 'In the case of a credit contract other than a small amount credit contract, a statement'
modality: AllenInterval
operator: Temporal replacement
premise text: Omit ‘A statement’

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-cogai-5
type: LogicApplication
conclusion text: Substitute ‘In the case of a credit contract other than a small amount credit contract, a statement’
confidence: 0.5000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Replaces 'A statement' with 'In the case of a credit contract other than a small amount credit contract, a statement'
modality: CogAI
operator: Temporal replacement
premise text: Omit ‘A statement’

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-deontic-1
type: LogicApplication
conclusion text: Substitute ‘In the case of a credit contract other than a small amount credit contract, a statement’
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits the use of 'A statement'
modality: Deontic
operator: Prohibit
premise text: Omit ‘A statement’

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-diffusion-4
type: LogicApplication
conclusion text: Substitute ‘In the case of a credit contract other than a small amount credit contract, a statement’
confidence: 0.5000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Replaces 'A statement' with 'In the case of a credit contract other than a small amount credit contract, a statement'
modality: Diffusion
operator: Temporal replacement
premise text: Omit ‘A statement’

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-14-logic-ltl-3
type: LogicApplication
conclusion text: Substitute ‘In the case of a credit contract other than a small amount credit contract, a statement’
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Replaces 'A statement' with 'In the case of a credit contract other than a small amount credit contract, a statement'
modality: LTL
operator: Temporal replacement
premise text: Omit ‘A statement’

15 After Division 5 of Part 2 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.70
note: Insert clause after Division 5 of Part 2 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-15-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-15
schema version: 2

16 At the end of subsection 111(1) of the National Credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
note: Addition of subsections to Schedule 4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-16-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-16
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-16-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 16 At the end of subsection 111(1) of the National Credit

17 After paragraph 111(2)(f) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.72
note: Insert subsections
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-17-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-17
schema version: 2

18 Subsection 114(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.72
note: Insertion of term in relation to credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-18-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-18-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-18
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-18-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Insertion of term
modality: Deontic
operator: insert

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-18-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 18 Subsection 114(1) of the National Credit Code

19 After subsection 114(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.72
note: Maximum penalty for contravention of key requirement in small amount credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-cogai-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-shacl-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-19
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-alleninterval-2
type: LogicApplication
conclusion text: Temporal interval from application to commencement of order
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Defines temporal interval for maximum penalty
modality: AllenInterval
operator: Temporal Interval
premise text: Maximum penalty not exceeding sum of permitted establishment fee and monthly fees

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-cogai-4
type: LogicApplication
conclusion text: Knowledge representation of key requirement
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Represents knowledge about key requirement in small amount credit contract
modality: CogAI
operator: Knowledge Representation
premise text: Key requirement in relation to small amount credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-deontic-1
type: LogicApplication
conclusion text: Maximum penalty not exceeding sum of permitted establishment fee and monthly fees
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits contravention of key requirement
modality: Deontic
operator: Prohibition
premise text: Application for order in relation to small amount credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-ltl-3
type: LogicApplication
conclusion text: Recurring trace from application to commencement of order
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Defines recurring trace for maximum penalty
modality: LTL
operator: Recurring Trace
premise text: Maximum penalty not exceeding sum of permitted establishment fee and monthly fees

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-logic-shacl-5
type: LogicApplication
conclusion text: Validated key requirement
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::shacl
logic summary: Validates key requirement against schema
modality: SHACL
operator: Validation
premise text: Key requirement in relation to small amount credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-19-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 19 After subsection 114(1) of the National Credit Code

1A At the end of paragraph 335A(1)(a)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Add sections of National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-1a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Adding sections to the National Credit Code
modality: Deontic
operator: addition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-1a-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 1A At the end of paragraph 335A(1)(a)

2 Section 23 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-2
schema version: 2

2 Part 1 of Schedule 4 (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.109
note: Repeal the heading.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-2-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-2-2
schema version: 2

20 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.72
note: Defines adjusted credit amount in relation to a small amount credit contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-20-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-20
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-20-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 20 Subsection 204(1) of the National Credit Code

21 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.72
note: Definition of annual cost rate of a credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-21-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-21
schema version: 2

22 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.73
note: Specify credit cost amount
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-22
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Specify credit cost amount
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 22 Subsection 204(1) of the National Credit Code

22A Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.73
note: Definition of medium amount credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-22a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Definition of medium amount credit contract
modality: Deontic
operator: Obligate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-22a-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 22A Subsection 204(1) of the National Credit Code

23 Prohibited monetary obligations—general
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Monetary obligations are prohibited
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-23
schema version: 2

23 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.73
note: Permitted establishment fee
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-23-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits monetary obligations
modality: Deontic
operator: Prohibit

23A Prohibited monetary obligations—small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
curation status: Proposed
has part: 23A(1) Prohibited monetary obligations—small amount credit
has part: 23A(2) Prohibited monetary obligations—small amount credit
proposed by: legis2cml
realized by: sch-4-sec-23a
schema version: 2

23A(1) Prohibited monetary obligations—small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Prohibited monetary obligations—small amount credit
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-deontic-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-alleninterval-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-23a-ss-1
schema version: 2
part of: 23A Prohibited monetary obligations—small amount credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-alleninterval-4
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Applies to interest charges during the contract period
modality: AllenInterval
operator: during
premise text: (1) A small amount credit contract must not impose a monetary liability on the debtor:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Forbids small amount credit contracts from imposing certain monetary liabilities
modality: Deontic
operator: forbid
premise text: (1) A small amount credit contract must not impose a monetary liability on the debtor:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-deontic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Forbids small amount credit contracts from imposing certain fees or charges
modality: Deontic
operator: forbid
premise text: in respect of a fee or charge prohibited by this Code;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-1-logic-deontic-3
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Forbids small amount credit contracts from imposing certain monetary liabilities
modality: Deontic
operator: forbid
premise text: (c) in respect of an amount of a fee or charge exceeding the amount that may be charged consistently with this Code.

23A(2) Prohibited monetary obligations—small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Voiding of provisions imposing prohibited monetary liabilities
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-23a-ss-2
schema version: 2
part of: 23A Prohibited monetary obligations—small amount credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-23a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition
modality: Deontic
operator: void

24 Offences related to prohibited monetary obligations—credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Offences related to prohibited monetary obligations—credit
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-24
schema version: 2

24 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.73
note: Defines permitted monthly fee
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-24-2
schema version: 2

24A Offences related to prohibited monetary obligations—credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
curation status: Proposed
has part: 24A(1) Offences related to prohibited monetary obligations—credit
has part: 24A(2) Offences related to prohibited monetary obligations—credit
proposed by: legis2cml
realized by: sch-4-sec-24a
schema version: 2

24A(1) Offences related to prohibited monetary obligations—credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Prohibition on providing credit assistance to consumers that may contravene subsection 23A(1).
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-24a-ss-1
schema version: 2
part of: 24A Offences related to prohibited monetary obligations—credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on providing credit assistance.
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 24A(1) Offences related to prohibited monetary obligations—credit

24A(2) Offences related to prohibited monetary obligations—credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Prohibition on providing credit assistance to consumers in relation to prohibited monetary obligations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-24a-ss-2
schema version: 2
part of: 24A Offences related to prohibited monetary obligations—credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits providing credit assistance.
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-24a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 24A(2) Offences related to prohibited monetary obligations—credit

25 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.73
note: Prohibited credit amount
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-25-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-25-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-25
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-25-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Forbids a specific credit amount
modality: Deontic
operator: forbid

26 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.74
note: Defines 'small amount credit contract'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-26-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-26
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-26-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 26 Subsection 204(1) of the National Credit Code

27 At the end of section 204 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.74
note: Disregard certain amounts when calculating the first amount of credit under a small amount credit contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-27
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27-logic-alleninterval-2
type: LogicApplication
conclusion text: Other amounts are also disregarded when calculating the first amount of credit.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal overlap
modality: AllenInterval
operator: Overlaps
premise text: The regulations prescribe other amounts to be disregarded.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27-logic-deontic-1
type: LogicApplication
conclusion text: The first amount of credit is reduced by the fee amount.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exclusion
modality: Deontic
operator: Exclude
premise text: The fee amount must be disregarded.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 27 At the end of section 204 of the National Credit Code

27A Application of this Division
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.63
note: Division does not apply to small amount credit contracts.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-27a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Division does not apply.
modality: Deontic
operator: does not apply

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-27a-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 27A Application of this Division

3 Subsection 23(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Insertion of a term in the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-3
schema version: 2

3 Item 1 of Schedule 4
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.109
note: Substitute 'In this Schedule' for 'In this Part'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-3-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-3-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Insertion of a term
modality: Deontic
operator: insert

31A Restrictions on fees and charges for small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
curation status: Proposed
has part: 31A(1) Restrictions on fees and charges for small amount credit
has part: 31A(1A) Restrictions on fees and charges for small amount credit
has part: 31A(2) Restrictions on fees and charges for small amount credit
has part: 31A(3) Restrictions on fees and charges for small amount credit
proposed by: legis2cml
realized by: sch-4-sec-31a
schema version: 2

31A(1) Restrictions on fees and charges for small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: No fees and charges for small amount credit contracts except certain kinds.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31a-ss-1
schema version: 2
part of: 31A Restrictions on fees and charges for small amount credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits fees and charges
modality: Deontic
operator: forbid

31A(1A) Restrictions on fees and charges for small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: No permitted establishment fee for refinance of credit
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31a-ss-1a
schema version: 2
part of: 31A Restrictions on fees and charges for small amount credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits establishment fee
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-1a-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31A(1A) Restrictions on fees and charges for small amount credit

31A(2) Restrictions on fees and charges for small amount credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: Maximum amount of permitted monthly fee must not exceed 20% of the adjusted credit amount.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31a-ss-2
schema version: 2
part of: 31A Restrictions on fees and charges for small amount credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Maximum amount constraint
modality: Deontic
operator: >=

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31A(2) Restrictions on fees and charges for small amount credit

31A(3) Restrictions on fees and charges for small amount credit
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: Maximum monthly fee for small amount credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31a-ss-3
schema version: 2
part of: 31A Restrictions on fees and charges for small amount credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Obligation to not exceed
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Maximum fee limit
modality: Deontic
operator: >=
premise text: 4% of adjusted credit amount

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31a-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31A(3) Restrictions on fees and charges for small amount credit

31B Credit provider or prescribed person must not require or
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
curation status: Proposed
has part: 31B(1) Credit provider or prescribed person must not require or
has part: 31B(2) Credit provider or prescribed person must not require or
has part: 31B(3) Credit provider or prescribed person must not require or
proposed by: legis2cml
realized by: sch-4-sec-31b
schema version: 2

31B(1) Credit provider or prescribed person must not require or
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: Credit provider or prescribed person must not require payment by debtor for certain transactions.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31b-ss-1
schema version: 2
part of: 31B Credit provider or prescribed person must not require or

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: ...100 penalty units.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of requiring payment
modality: Deontic
operator: Must Not
premise text: (1) A credit provider, or a person prescribed by the regulations, must not require...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31B(1) Credit provider or prescribed person must not require or

31B(2) Credit provider or prescribed person must not require or
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: No requirement or charge that may be imposed by the small amount credit contract under section 31A or prescribed by regulations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31b-ss-2
schema version: 2
part of: 31B Credit provider or prescribed person must not require or

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negative obligation
modality: Deontic
operator: not

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31B(2) Credit provider or prescribed person must not require or

31B(3) Credit provider or prescribed person must not require or
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.64
note: Credit provider or prescribed person must not require or
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-31b-ss-3
schema version: 2
part of: 31B Credit provider or prescribed person must not require or

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition
modality: Deontic
operator: Must Not

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-31b-ss-3-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31B(3) Credit provider or prescribed person must not require or

32A Prohibitions relating to credit contracts if the annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.65
curation status: Proposed
has part: 32A(1) Prohibitions relating to credit contracts if the annual cost rate
has part: 32A(2) Prohibitions relating to credit contracts if the annual cost rate
has part: 32A(3) Prohibitions relating to credit contracts if the annual cost rate
has part: 32A(4) Prohibitions relating to credit contracts if the annual cost rate
proposed by: legis2cml
realized by: sch-4-sec-32a
schema version: 2

32A(1) Prohibitions relating to credit contracts if the annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.65
note: Prohibits entering into credit contracts with annual cost rates exceeding 48%.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32a-ss-1
schema version: 2
part of: 32A Prohibitions relating to credit contracts if the annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits action
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-1-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 32A(1) Prohibitions relating to credit contracts if the annual cost rate

32A(2) Prohibitions relating to credit contracts if the annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.65
note: Prohibits providing credit assistance if annual cost rate exceeds 48%.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32a-ss-2
schema version: 2
part of: 32A Prohibitions relating to credit contracts if the annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits action
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32A(2) Prohibitions relating to credit contracts if the annual cost rate

32A(3) Prohibitions relating to credit contracts if the annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.65
note: Prohibition on charging fees for credit assistance
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32a-ss-3
schema version: 2
part of: 32A Prohibitions relating to credit contracts if the annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: (a) the consumer is not liable (and is taken never to have been liable) to pay any fees or charges to the person in relation to:
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits charging fees
modality: Deontic
operator: Prohibit
premise text: (3) If a person provides credit assistance to a consumer that is prohibited by subsection (2):

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-3-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32A(3) Prohibitions relating to credit contracts if the annual cost rate

32A(4) Prohibitions relating to credit contracts if the annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.65
note: Exemptions from prohibition on credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-4-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32a-ss-4
schema version: 2
part of: 32A Prohibitions relating to credit contracts if the annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-4-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for exemption
modality: AllenInterval
operator: during
premise text: (4) This section does not apply if:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exemptions from prohibition
modality: Deontic
operator: except
premise text: (4) This section does not apply if:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32a-ss-4-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32A(4) Prohibitions relating to credit contracts if the annual cost rate

32AA Prohibition relating to the annual cost rate of credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.66
curation status: Proposed
has part: 32AA(1) Prohibition relating to the annual cost rate of credit
has part: 32AA(2) Prohibition relating to the annual cost rate of credit
proposed by: legis2cml
realized by: sch-4-sec-32aa
schema version: 2

32AA(1) Prohibition relating to the annual cost rate of credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.66
note: Prohibition on credit providers exceeding 48% annual cost rate if certain conditions occur after contract entry.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32aa-ss-1
schema version: 2
part of: 32AA Prohibition relating to the annual cost rate of credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-alleninterval-2
type: LogicApplication
conclusion text: ...the credit provider contravenes this subsection if...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for calculating annual cost rate.
modality: AllenInterval
operator: Temporal Interval
premise text: (i) the annual percentage rate under the contract increases;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: ...the credit provider contravenes this subsection.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on exceeding 48% annual cost rate.
modality: Deontic
operator: Prohibit
premise text: (1) If...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-deontic-4
type: LogicApplication
conclusion text: ...the credit provider contravenes this subsection if...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on exceeding 48% annual cost rate.
modality: Deontic
operator: Prohibit
premise text: (b) the credit provider is not an ADI;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-logic-ltl-3
type: LogicApplication
conclusion text: ...the credit provider contravenes this subsection if...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring trace for monitoring credit contracts.
modality: LTL
operator: Recurring Trace
premise text: (ii) an amount referred to in subsection 32B(3)...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32AA(1) Prohibition relating to the annual cost rate of credit

32AA(2) Prohibition relating to the annual cost rate of credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.66
note: Prohibition on contravening subsection (1)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32aa-ss-2
schema version: 2
part of: 32AA Prohibition relating to the annual cost rate of credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: A credit provider must not contravene subsection (1)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition
modality: Deontic
operator: prohibition
premise text: (2) A credit provider must not contravene subsection (1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32aa-ss-2-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 32AA(2) Prohibition relating to the annual cost rate of credit

32B Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
curation status: Proposed
has part: 32B(1) Calculation of annual cost rate
has part: 32B(2) Calculation of annual cost rate
has part: 32B(3) Calculation of annual cost rate
has part: 32B(4) Calculation of annual cost rate
has part: 32B(4A) Calculation of annual cost rate
has part: 32B(5) Calculation of annual cost rate
has part: 32B(6) Calculation of annual cost rate
has part: 32B(7) Calculation of annual cost rate
has part: 32B(8) Calculation of annual cost rate
proposed by: legis2cml
realized by: sch-4-sec-32b
schema version: 2

32B(1) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Annual cost rate calculation formula
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-1
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Formula definition
modality: Deontic
operator: =

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(1) Calculation of annual cost rate

32B(2) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Calculates annual cost rate
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-2-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-2
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: t = Aj + Cj + Ft
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Defines t as a multiple of the interval between contractual repayments
modality: AllenInterval
operator: =
premise text: t = j - 0

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: r = Aj + Cj + Ft
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defines r in terms of A, C, F, j, and t
modality: Deontic
operator: =
premise text: r = 0

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(2) Calculation of annual cost rate

32B(3) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Credit cost amount calculation
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-3
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to calculate credit cost amount
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(3) Calculation of annual cost rate

32B(4) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Exclude government fees from credit contract amounts.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-4
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to exclude fees
modality: Deontic
operator: excludes

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(4) Calculation of annual cost rate

32B(4A) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Exemptions from calculation of annual cost rate
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-4a
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exempts specified amounts from calculation
modality: Deontic
operator: exemption

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-4a-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(4A) Calculation of annual cost rate

32B(5) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Annual cost rate must be correct to at least the nearest one hundredth of 1% per annum.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-5
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must be correct
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(5) Calculation of annual cost rate

32B(6) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Reasonable approximations may be made in calculating annual cost rate.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-6-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-6
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-6-logic-deontic-1
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permissive clause
modality: Deontic
operator: may

32B(7) Calculation of annual cost rate
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: The tolerances and assumptions under sections 180 to 182 apply to the calculation of the annual cost rate.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-7-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-7-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-7
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-7-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: The provision applies to the calculation of the annual cost rate.
modality: Deontic
operator: applies

32B(8) Calculation of annual cost rate
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.67
note: Debtor must pay minimum repayments and not be supplied with further goods or services or cash.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-8-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-8-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-32b-ss-8
schema version: 2
part of: 32B Calculation of annual cost rate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-8-logic-deontic-1
type: LogicApplication
conclusion text: debtor must pay minimum repayments
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Establishes minimum repayment obligation
modality: Deontic
operator: >

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-32b-ss-8-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32B(8) Calculation of annual cost rate

39A Limit on the application of amount of credit provided under a
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.70
curation status: Proposed
has part: 39A(1) Limit on the application of amount of credit provided under a
has part: 39A(2) Limit on the application of amount of credit provided under a
has part: 39A(3) Limit on the application of amount of credit provided under a
proposed by: legis2cml
realized by: sch-4-sec-39a
schema version: 2

39A(1) Limit on the application of amount of credit provided under a
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.70
note: No part of the amount of credit may be applied to pay an amount to the credit provider or a person prescribed by the regulations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39a-ss-1
schema version: 2
part of: 39A Limit on the application of amount of credit provided under a

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-alleninterval-2
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Prohibits paying an amount within the specified time frame.
modality: AllenInterval
operator: Temporal Prohibition
premise text: (1) No part of the amount of credit provided under a small amount credit contract may be applied to pay an amount (the prohibited credit amount) to:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-cogai-5
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Uses cognitive AI to enforce the prohibition on paying an amount to the credit provider or a person prescribed by the regulations.
modality: CogAI
operator: Prohibition
premise text: (1) No part of the amount of credit provided under a small amount credit contract may be applied to pay an amount (the prohibited credit amount) to:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits paying an amount to the credit provider or a person prescribed by the regulations.
modality: Deontic
operator: Prohibit
premise text: (1) No part of the amount of credit provided under a small amount credit contract may be applied to pay an amount (the prohibited credit amount) to:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-diffusion-4
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffuses the prohibition on paying an amount to the credit provider or a person prescribed by the regulations.
modality: Diffusion
operator: Prohibition
premise text: (1) No part of the amount of credit provided under a small amount credit contract may be applied to pay an amount (the prohibited credit amount) to:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-logic-ltl-3
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Prohibits paying an amount within the specified time frame.
modality: LTL
operator: Temporal Prohibition
premise text: (1) No part of the amount of credit provided under a small amount credit contract may be applied to pay an amount (the prohibited credit amount) to:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-1-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 39A(1) Limit on the application of amount of credit provided under a

39A(2) Limit on the application of amount of credit provided under a
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.70
note: Exemptions from limit on credit amount
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-2-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39a-ss-2
schema version: 2
part of: 39A Limit on the application of amount of credit provided under a

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: None
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval
modality: AllenInterval
operator: >
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exemptions from limit on credit amount
modality: Deontic
operator: Permit

39A(3) Limit on the application of amount of credit provided under a
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.70
note: Debtor not liable to repay prohibited credit amount.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39a-ss-3
schema version: 2
part of: 39A Limit on the application of amount of credit provided under a

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition on repayment
modality: Deontic
operator: implies

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39a-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 39A(3) Limit on the application of amount of credit provided under a

39B Limit on amount that may be recovered if there is default under
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
curation status: Proposed
has part: 39B(1) Limit on amount that may be recovered if there is default under
has part: 39B(2) Limit on amount that may be recovered if there is default under
has part: 39B(3) Limit on amount that may be recovered if there is default under
proposed by: legis2cml
realized by: sch-4-sec-39b
schema version: 2

39B(1) Limit on amount that may be recovered if there is default under
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
note: Maximum amount recoverable in case of default
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39b-ss-1
schema version: 2
part of: 39B Limit on amount that may be recovered if there is default under

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: Maximum amount recoverable
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Limits recovery amount
modality: Deontic
operator: Prohibition
premise text: Default in payment

39B(2) Limit on amount that may be recovered if there is default under
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
note: Limitation on amount that may be recovered if there is default under the small amount credit contract.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39b-ss-2
schema version: 2
part of: 39B Limit on amount that may be recovered if there is default under

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits exceeding the limitation.
modality: Deontic
operator: Prohibition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-2-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 39B(2) Limit on amount that may be recovered if there is default under

39B(3) Limit on amount that may be recovered if there is default under
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
note: No enforcement expenses are exempt from the limit.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39b-ss-3
schema version: 2
part of: 39B Limit on amount that may be recovered if there is default under

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39b-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exempts enforcement expenses
modality: Deontic
operator: Exclusion

39C Credit provider must do prescribed things if a default in
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
curation status: Proposed
has part: 39C(1) Credit provider must do prescribed things if a default in
has part: 39C(2) Credit provider must do prescribed things if a default in
proposed by: legis2cml
realized by: sch-4-sec-39c
schema version: 2

39C(1) Credit provider must do prescribed things if a default in
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
note: Credit provider must perform prescribed actions upon default in payment.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39c-ss-1
schema version: 2
part of: 39C Credit provider must do prescribed things if a default in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to perform actions
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 39C(1) Credit provider must do prescribed things if a default in

39C(2) Credit provider must do prescribed things if a default in
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.71
note: Credit provider must perform prescribed actions upon default.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-39c-ss-2
schema version: 2
part of: 39C Credit provider must do prescribed things if a default in

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to perform actions.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-39c-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 39C(2) Credit provider must do prescribed things if a default in

4 After section 23 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.61
note: Insert clause after section 23 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-4
schema version: 2

4 At the end of the Act
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.109
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-4-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-4-2
schema version: 2

5 Section 24 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-5
schema version: 2

6 After subsection 24(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Credit provider must not enter into a small amount credit contract with prohibited terms.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-cogai-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-shacl-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-6
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-alleninterval-2
type: LogicApplication
conclusion text: After subsection 24(1) of the National Credit Code
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal relation between the prohibition and the credit contract.
modality: AllenInterval
operator: Temporal relation
premise text: Subsection 24(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-cogai-4
type: LogicApplication
conclusion text: Monetary liability prohibited by subsection 23A(1); or
confidence: 0.5000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Knowledge representation of the prohibition in the National Credit Code.
modality: CogAI
operator: Knowledge representation
premise text: Subsection 23A(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-deontic-1
type: LogicApplication
conclusion text: Credit provider must not enter into a small amount credit contract on terms imposing a monetary liability prohibited by subsection 23A(1); or
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of entering into a small amount credit contract with prohibited terms.
modality: Deontic
operator: Prohibit
premise text: Subsection 23A(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-ltl-3
type: LogicApplication
conclusion text: Credit provider must not enter into a small amount credit contract on terms imposing a monetary liability prohibited by subsection 23A(1); or
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring trace of prohibited terms in the credit contract.
modality: LTL
operator: Recurring trace
premise text: Subsection 23A(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-logic-shacl-5
type: LogicApplication
conclusion text: After subsection 24(1) of the National Credit Code
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::shacl
logic summary: Validation of the prohibition against entering into a small amount credit contract.
modality: SHACL
operator: Validation
premise text: Subsection 24(1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-6-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 6 After subsection 24(1) of the National Credit Code

7 Subsection 24(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Omit 'Subsection (1) is an offence', substitute 'Subsections (1) and (1A) are offences'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-7-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-7
schema version: 2

8 After section 24 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.62
note: Insert clause after section 24 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-8-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-8
schema version: 2

9 After section 27 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.63
note: Insert clause after section 27 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-4-sec-9-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-4-sec-9
schema version: 2

1 Subsection 5(1) (definition of lessor)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Definition of lessor
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-1-logic-descriptionlogic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-1
schema version: 2

1 Definition
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.109
note: Definition of amending Act
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-1-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-1-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-1-logic-descriptionlogic-1
type: LogicApplication
conclusion text: Lessor definition
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Same meaning definition
modality: DescriptionLogic
operator: has the same meaning as
premise text: Section 204 of the National Credit Code

10 Paragraph 200(1)(b)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Omit certain words from a provision.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-10-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-10
schema version: 2

10 Subsection 17(15A) of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Applicability of subsection 17(15A) of the new Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-10-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-10-2
schema version: 2

11 Subsection 76(8) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Repeal subsection
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-11-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-11
schema version: 2

11 Section 18A of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Section applies to entry into and changes to credit contracts on or after commencement of item.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-11-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-11-2
schema version: 2

12 Subsection 87(6) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Repeal subsection
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-12-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-12-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-12
schema version: 2

12 Subsection 26(6) of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Applicable to credit contracts entered into on or after the commencement of that item.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-12-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-12-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-12-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeal subsection
modality: Deontic
operator: Repeal

13 Section 92 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Repeal section 92 of the National Credit Code.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-13-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-13-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-13
schema version: 2

13 Section 33 of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Amendments apply to credit contracts entered into before, on or after commencement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-13-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-13-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-13-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeals section 92 of the National Credit Code.
modality: Deontic
operator: Repeal

14 Subsection 173(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
curation status: Proposed
has part: 14(1) Subsection 173(1) of the National Credit Code
has part: 14(1A) Subsection 173(1) of the National Credit Code
proposed by: legis2cml
realized by: sch-5-sec-14
schema version: 2

14 Section 67A of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Applicability of Section 67A of the new Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-14-2
schema version: 2

14(1) Subsection 173(1) of the National Credit Code
type: Concept
description: written lease document containing required information
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Consumer lease must be in written form
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-14-ss-1
schema version: 2
part of: 14 Subsection 173(1) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide written lease document
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 14(1) Subsection 173(1) of the National Credit Code

14(1A) Subsection 173(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: A consumer lease may consist of one or more separate documents.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-14-ss-1a
schema version: 2
part of: 14 Subsection 173(1) of the National Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-14-ss-1a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the lessor to provide separate documents.
modality: Deontic
operator: MUST

15 After subsection 173(2) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Compliance with section requires one signed document and reference to other documents.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-15
schema version: 2

15 Subdivision B of Division 1 of Part 5 of the new Credit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Subdivision B of Division 1 of Part 5 of the new Credit Code applies to credit contracts and mortgages entered into on or after commencement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-15-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Subdivision B applies to credit contracts and mortgages.
modality: Deontic
operator: applies

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 15 Subdivision B of Division 1 of Part 5 of the new Credit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Requires compliance with section.
modality: Deontic
operator: requires

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-15-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 15 After subsection 173(2) of the National Credit Code

16 After section 173 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Insert clause after section 173 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-16-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-16
schema version: 2

16 Subsections 88(1) and (2) of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.112
note: Amendment applies to credit contracts and mortgages entered into before, on or after commencement of item.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-16-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-16-2-logic-alleninterval-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-16-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-16-2-logic-alleninterval-1
type: LogicApplication
conclusion text: Undertaking
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Requires temporal relation between intervals
modality: AllenInterval
operator: Applicable
premise text: Item commencement is before or on contract/mortgage date

17 After section 174 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Insert clause after section 174 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-17-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-17
schema version: 2

17 Subsections 88(7A) and (7B) of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.112
note: Applicability of new Credit Code subsections to credit contracts and mortgages
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-17-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-17-2
schema version: 2

173A Other forms of consumer lease
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
curation status: Proposed
has part: 173A(1) Other forms of consumer lease
has part: 173A(2) Other forms of consumer lease
proposed by: legis2cml
realized by: sch-5-sec-173a
schema version: 2

173A(1) Other forms of consumer lease
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Authorise other ways of making a consumer lease without a written document.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-173a-ss-1-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-173a-ss-1
schema version: 2
part of: 173A Other forms of consumer lease

173A(2) Other forms of consumer lease
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.77
note: Modifications to Division provisions
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-173a-ss-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-173a-ss-2
schema version: 2
part of: 173A Other forms of consumer lease

174A Alteration of consumer lease document
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
curation status: Proposed
has part: 174A(1) Alteration of consumer lease document
has part: 174A(2) Alteration of consumer lease document
proposed by: legis2cml
realized by: sch-5-sec-174a
schema version: 2

174A(1) Alteration of consumer lease document
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Lessee must agree in writing to alteration of consumer lease document.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-174a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-174a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-174a-ss-1
schema version: 2
part of: 174A Alteration of consumer lease document

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-174a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee must agree in writing.
modality: Deontic
operator: MUST

174A(2) Alteration of consumer lease document
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Does not apply to alterations reducing lessee's liabilities
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-174a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-174a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-174a-ss-2
schema version: 2
part of: 174A Alteration of consumer lease document

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-174a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negative obligation
modality: Deontic
operator: !

175A Prohibited consumer lease fees or charges
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Prohibited consumer lease fees or charges
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175a-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175a-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Forbids consumer lease fees or charges
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175a-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175A Prohibited consumer lease fees or charges

175B Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
curation status: Proposed
has part: 175B(1) Fees or charges in relation to third parties
has part: 175B(2) Fees or charges in relation to third parties
has part: 175B(3) Fees or charges in relation to third parties
has part: 175B(4) Fees or charges in relation to third parties
proposed by: legis2cml
realized by: sch-5-sec-175b
schema version: 2

175B(1) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Lessee must pay third party amount if lessor pays another person, body or agency.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175b-ss-1
schema version: 2
part of: 175B Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee has an obligation to pay third party amount.
modality: Deontic
operator: Obligation

175B(2) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Fee or charge must not exceed third party amount if ascertainable
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175b-ss-2
schema version: 2
part of: 175B Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits exceeding fee or charge
modality: Deontic
operator: Prohibit

175B(3) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Refund difference if third party amount is less than fee or charge paid
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-deontic-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-alleninterval-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-ltl-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175b-ss-3
schema version: 2
part of: 175B Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-alleninterval-4
type: LogicApplication
conclusion text: the difference must be refunded within a reasonable time frame.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for refund
modality: AllenInterval
operator: Between
premise text: (b) after the fee or charge is paid, the lessor ascertains the third party amount;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: then the lessor must refund or credit the difference to the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Mandatory obligation
modality: Deontic
operator: Must
premise text: (a) when the fee or charge is paid by the lessee to the lessor, the third party amount is not ascertainable;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-deontic-2
type: LogicApplication
conclusion text: then the lessor must refund or credit the difference to the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Mandatory obligation
modality: Deontic
operator: Must
premise text: (b) after the fee or charge is paid, the lessor ascertains the third party amount;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-deontic-3
type: LogicApplication
conclusion text: then the lessor must refund or credit the difference to the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Mandatory obligation
modality: Deontic
operator: Must
premise text: (c) the third party amount is less than the amount of the fee or charge paid;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-3-logic-ltl-5
type: LogicApplication
conclusion text: the difference must be refunded every time it occurs.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring obligation to refund
modality: LTL
operator: Recurring
premise text: (c) the third party amount is less than the amount of the fee or charge paid;

175B(4) Fees or charges in relation to third parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Determine third party amount by considering discounts and allowances received or receivable by the lessor.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175b-ss-4
schema version: 2
part of: 175B Fees or charges in relation to third parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to determine third party amount
modality: Deontic
operator: obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175b-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175B(4) Fees or charges in relation to third parties

175C Statements of account
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.79
curation status: Proposed
has part: 175C(1) Statements of account
has part: 175C(2) Statements of account
has part: 175C(3) Statements of account
has part: 175C(4) Statements of account
proposed by: legis2cml
realized by: sch-5-sec-175c
schema version: 2

175C(1) Statements of account
type: Concept
description: True
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.79
note: Lessor must provide periodic statements of account to Lessee.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175c-ss-1
schema version: 2
part of: 175C Statements of account

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide
modality: Deontic
operator: MUST

175C(2) Statements of account
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.79
note: Maximum period for a statement of account is 12 months.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175c-ss-2
schema version: 2
part of: 175C Statements of account

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: The maximum period for a statement of account is within 12 months.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Defines the time frame
modality: AllenInterval
operator: within
premise text: (2) The maximum period for a statement of account is 12 months.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-cogai-5
type: LogicApplication
conclusion text: The maximum period for a statement of account is within 12 months.
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Defines the time frame
modality: CogAI
operator: within
premise text: (2) The maximum period for a statement of account is 12 months.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: The maximum period for a statement of account is 12 months.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Sets maximum period
modality: Deontic
operator: max
premise text: (2) The maximum period for a statement of account is 12 months.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-diffusion-4
type: LogicApplication
conclusion text: The maximum period for a statement of account is within 12 months.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Defines the time frame
modality: Diffusion
operator: within
premise text: (2) The maximum period for a statement of account is 12 months.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-logic-ltl-3
type: LogicApplication
conclusion text: The maximum period for a statement of account is within 12 months.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Defines the time frame
modality: LTL
operator: within
premise text: (2) The maximum period for a statement of account is 12 months.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175C(2) Statements of account

175C(3) Statements of account
type: Concept
description: No
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.79
note: Lessee does not need to provide a statement of account under certain circumstances.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175c-ss-3
schema version: 2
part of: 175C Statements of account

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-alleninterval-2
type: LogicApplication
conclusion text: No statement of account required
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Lessee's obligation to provide a statement of account is waived if...
modality: AllenInterval
operator: Overlaps
premise text: Default under the consumer lease during the statement period

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-cogai-5
type: LogicApplication
conclusion text: No statement of account required
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Lessee's obligation to provide a statement of account is waived if...
modality: CogAI
operator: Waives
premise text: Default under the consumer lease during the statement period

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: No statement of account required
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee's obligation to provide a statement of account is waived.
modality: Deontic
operator: Obligation
premise text: Default under the consumer lease during the statement period

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-diffusion-4
type: LogicApplication
conclusion text: No statement of account required
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Lessee's obligation to provide a statement of account is waived if...
modality: Diffusion
operator: Diffuses
premise text: Default under the consumer lease during the statement period

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-3-logic-ltl-3
type: LogicApplication
conclusion text: No statement of account required
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Lessee's obligation to provide a statement of account is waived if...
modality: LTL
operator: RecurringTrace
premise text: Default under the consumer lease during the statement period

175C(4) Statements of account
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.79
note: Strict liability offence for subsection (1)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175c-ss-4
schema version: 2
part of: 175C Statements of account

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: offence of strict liability
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Offence
modality: Deontic
operator: is
premise text: (4) Subsection (1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175c-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175C(4) Statements of account

175D Information to be contained in statements of account
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Must contain prescribed information in regulations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175d-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175d-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175d
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175d-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide prescribed information.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175d-norm
type: Obligation
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 175D Information to be contained in statements of account

175E Statement of amount owing and other matters
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
curation status: Proposed
has part: 175E(1) Statement of amount owing and other matters
has part: 175E(2) Statement of amount owing and other matters
has part: 175E(3) Statement of amount owing and other matters
has part: 175E(4) Statement of amount owing and other matters
has part: 175E(5) Statement of amount owing and other matters
has part: 175E(6) Statement of amount owing and other matters
proposed by: legis2cml
realized by: sch-5-sec-175e
schema version: 2

175E(1) Statement of amount owing and other matters
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Provide statement of amounts owing and other matters to lessee upon request.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175e-ss-1
schema version: 2
part of: 175E Statement of amount owing and other matters

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide statement
modality: Deontic
operator: MUST

175E(2) Statement of amount owing and other matters
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Statement must be given within a specified timeframe.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175e-ss-2
schema version: 2
part of: 175E Statement of amount owing and other matters

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide statement
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175E(2) Statement of amount owing and other matters

175E(3) Statement of amount owing and other matters
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Statement must be given in writing if request is made in writing.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175e-ss-3
schema version: 2
part of: 175E Statement of amount owing and other matters

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must be given in writing
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175E(3) Statement of amount owing and other matters

175E(4) Statement of amount owing and other matters
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Must provide statement to a requesting lessee, not all joint lessees.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175e-ss-4
schema version: 2
part of: 175E Statement of amount owing and other matters

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide statement to a requesting lessee
modality: Deontic
operator: Obligation

175E(5) Statement of amount owing and other matters
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: No further written statement required if previously provided within 3 months.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-logic-argumentation-3
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175e-ss-5
schema version: 2
part of: 175E Statement of amount owing and other matters

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-logic-alleninterval-2
type: LogicApplication
conclusion text: Time overlap between request and previous statement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: This provision overlaps with a time interval related to the request and response.
modality: AllenInterval
operator: Overlaps
premise text: Request given within 3 months of previous statement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-logic-argumentation-3
type: LogicApplication
conclusion text: Response to request.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::argumentation
logic summary: This provision implies a relationship between the request and the response.
modality: Argumentation
operator: Implication
premise text: Request for written statement.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-5-logic-deontic-1
type: LogicApplication
conclusion text: No further written statement required.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: If a statement was previously provided, then no further statement is required.
modality: Deontic
operator: Implies
premise text: Previous statement provided within 3 months.

175E(6) Statement of amount owing and other matters
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Strict liability offence for subsection (1)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-6-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175e-ss-6
schema version: 2
part of: 175E Statement of amount owing and other matters

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175e-ss-6-logic-deontic-1
type: LogicApplication
conclusion text: offence of strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Offence classification
modality: Deontic
operator: is
premise text: (6) Subsection (1)

175F Court may order statement of account to be provided
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.80
note: Court may order statement of account to be provided if not done so within the required time.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175f-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175f-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175f
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175f-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: May be obligated to provide statement of account.
modality: Deontic
operator: MAY-OBLIG

175G Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
curation status: Proposed
has part: 175G(1) Disputed accounts
has part: 175G(2) Disputed accounts
has part: 175G(3) Disputed accounts
has part: 175G(4) Disputed accounts
has part: 175G(5) Disputed accounts
has part: 175G(6) Disputed accounts
has part: 175G(7) Disputed accounts
has part: 175G(8) Disputed accounts
has part: 175G(9) Disputed accounts
proposed by: legis2cml
realized by: sch-5-sec-175g
schema version: 2

175G(1) Disputed accounts
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Lessor must provide written notice explaining liability to lessee.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-1
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation
modality: Deontic
operator: MUST

175G(2) Disputed accounts
type: Concept
description: yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Lessor must provide written notice of agreed liability.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-2
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide written notice.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175G(2) Disputed accounts

175G(3) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Notice of dispute must be given to the lessor within 30 days after receiving a statement of account.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-deontic-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-3
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-alleninterval-2
type: LogicApplication
conclusion text: Day X + 30 is later than day when notice must be given
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Notice must be given within 30 days after receiving statement of account
modality: AllenInterval
operator: >=
premise text: Statement of account received by lessee on day X

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Notice of dispute must be given to lessor
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide notice within 30 days
modality: Deontic
operator: MUST
premise text: Statement of account given to lessee

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-deontic-4
type: LogicApplication
conclusion text: Day X + 30 is later than day when lessor receives notice
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must receive notice within 30 days
modality: Deontic
operator: MUST
premise text: Notice of dispute given to lessee on day X

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-deontic-5
type: LogicApplication
conclusion text: Day X + T is later than day when lessor responds
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must respond to notice within a reasonable time after receiving it
modality: Deontic
operator: MUST
premise text: Notice of dispute given to lessee on day X

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-logic-ltl-3
type: LogicApplication
conclusion text: Day X + 30 is later than day when notice must be given
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Notice must be given within 30 days after receiving statement of account
modality: LTL
operator: >=
premise text: Statement of account received by lessee on day X

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-3-norm
type: Obligation
scope note: borne by: LegalPerson
curation status: Proposed
modality: Deontic
borne by: LegalPerson
deontic status: HeuristicDerived
part of: 175G(3) Disputed accounts

175G(4) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Notice of dispute must be given to the lessor within 3 months after lease ends.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-4
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide notice of dispute within 3 months after lease ends.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175G(4) Disputed accounts

175G(5) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Must not begin enforcement proceedings within 30 days of written explanation or advice as to agreement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-5
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits enforcement proceedings
modality: Deontic
operator: Prohibition

175G(6) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Court may determine disputed liability and make consequential orders.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-6-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-6
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-6-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Implies obligation.
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-6-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175G(6) Disputed accounts

175G(7) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Lessor cannot begin enforcement proceedings without court leave.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-7-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-7-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-7
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-7-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of action
modality: Deontic
operator: cannot

175G(8) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Offence of strict liability for subsections (5) and (7)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-8
schema version: 2
part of: 175G Disputed accounts

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Establishes temporal relation between subsections (5) and (7)
modality: AllenInterval
operator: Temporal relation
premise text: (8) Subsections (5) and (7) are offences of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-cogai-5
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Represents knowledge about subsections (5) and (7)
modality: CogAI
operator: Knowledge representation
premise text: (8) Subsections (5) and (7) are offences of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits subsections (5) and (7)
modality: Deontic
operator: Prohibition
premise text: (8) Subsections (5) and (7) are offences of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-diffusion-4
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffuses information about subsections (5) and (7)
modality: Diffusion
operator: Diffusion
premise text: (8) Subsections (5) and (7) are offences of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-8-logic-ltl-3
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Establishes recurring trace between subsections (5) and (7)
modality: LTL
operator: Recurring trace
premise text: (8) Subsections (5) and (7) are offences of strict liability.

175G(9) Disputed accounts
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.81
note: Does not affect disputes not dealt with under this section.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175g-ss-9-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175g-ss-9
schema version: 2
part of: 175G Disputed accounts

175H End of lease statement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.82
curation status: Proposed
has part: 175H(1) End of lease statement
has part: 175H(2) End of lease statement
has part: 175H(3) End of lease statement
proposed by: legis2cml
realized by: sch-5-sec-175h
schema version: 2

175H(1) End of lease statement
type: Concept
description: True
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.82
note: Lessor must provide lessee with end of lease statement within 90 days before fixed term end.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175h-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175h-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175h-ss-1
schema version: 2
part of: 175H End of lease statement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175h-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide
modality: Deontic
operator: MUST

175H(2) End of lease statement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.82
note: Exemption from subsection (1) under certain circumstances.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175h-ss-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175h-ss-2
schema version: 2
part of: 175H End of lease statement

175H(3) End of lease statement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.82
note: Strict liability offence for non-compliance with subsection (1)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175h-ss-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175h-ss-3
schema version: 2
part of: 175H End of lease statement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175h-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175H(3) End of lease statement

175J Changes etc. under consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.82
note: Change, deferral, waiver, or postponement of an existing consumer lease is not treated as creating a new consumer lease.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-cogai-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-shacl-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-175j
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-alleninterval-2
type: LogicApplication
conclusion text: (a) there is a change to an existing consumer lease that results in further goods being provided; or (b) the change, deferral, waiver or postponement is made in accordance with this Code or the existing consumer lease;
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Change, deferral, waiver, or postponement occurs within an existing consumer lease.
modality: AllenInterval
operator: Overlaps

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-cogai-4
type: LogicApplication
conclusion text: then the change, deferral, waiver or postponement is not to be treated as creating a new consumer lease or a credit contract for the purposes of this Code.
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Change, deferral, waiver, or postponement is recognized as part of the consumer lease.
modality: CogAI
operator: Recognizes

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-deontic-1
type: LogicApplication
conclusion text: The change, deferral, waiver, or postponement is not to be treated as creating a new consumer lease.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Change, deferral, waiver, or postponement is made in accordance with this Code.
modality: Deontic
operator: Implies

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-ltl-3
type: LogicApplication
conclusion text: (iii) a postponement relating to an existing consumer lease;
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Change, deferral, waiver, or postponement occurs repeatedly.
modality: LTL
operator: Repeats

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-logic-shacl-5
type: LogicApplication
conclusion text: ComLaw Authoritative Act C2012A00130
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::shacl
logic summary: Change, deferral, waiver, or postponement conforms to the relevant rules.
modality: SHACL
operator: Validates

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-175j-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 175J Changes etc. under consumer leases

177A Changes by agreement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.83
curation status: Proposed
has part: 177A(1) Changes by agreement
has part: 177A(2) Changes by agreement
has part: 177A(3) Changes by agreement
has part: 177A(4) Changes by agreement
has part: 177A(5) Changes by agreement
proposed by: legis2cml
realized by: sch-5-sec-177a
schema version: 2

177A(1) Changes by agreement
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.83
note: Lessor must provide written notice of changes to consumer lease terms within 30 days.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177a-ss-1
schema version: 2
part of: 177A Changes by agreement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide written notice
modality: Deontic
operator: MUST

177A(2) Changes by agreement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.83
note: Exempts lessee from obligations for up to 90 days
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177a-ss-2
schema version: 2
part of: 177A Changes by agreement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes obligation on the State
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177A(2) Changes by agreement

177A(3) Changes by agreement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.83
note: Section does not apply to a change made under Subdivision B.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177a-ss-3
schema version: 2
part of: 177A Changes by agreement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Section does not apply
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Section excludes certain changes
modality: Deontic
operator: Exclusion
premise text: Subdivision B

177A(4) Changes by agreement
type: Concept
description: Information about changes to the terms and conditions
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.83
note: The lessee must be informed of changes to the terms and conditions.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177a-ss-4
schema version: 2
part of: 177A Changes by agreement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: The lessee has an obligation to be informed of changes.
modality: Deontic
operator: Obligation

177A(5) Changes by agreement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.83
note: Offence of strict liability for subsection (1)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177a-ss-5
schema version: 2
part of: 177A Changes by agreement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177a-ss-5-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177A(5) Changes by agreement

177B Changes on grounds of hardship
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
curation status: Proposed
has part: 177B(1) Changes on grounds of hardship
has part: 177B(2) Changes on grounds of hardship
has part: 177B(3) Changes on grounds of hardship
has part: 177B(4) Changes on grounds of hardship
has part: 177B(5) Changes on grounds of hardship
has part: 177B(6) Changes on grounds of hardship
proposed by: legis2cml
realized by: sch-5-sec-177b
schema version: 2

177B(1) Changes on grounds of hardship
type: Concept
description: hardship notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
note: Lessee must provide notice of inability to meet obligations under consumer lease.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177b-ss-1
schema version: 2
part of: 177B Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide hardship notice
modality: Deontic
operator: MUST

177B(2) Changes on grounds of hardship
type: Concept
description: true
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
note: Lessor must request lessee to provide specified information within 21 days.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177b-ss-2
schema version: 2
part of: 177B Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor has an obligation to request lessee information.
modality: Deontic
operator: obligation

177B(3) Changes on grounds of hardship
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
note: Lessee must comply with the requirement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177b-ss-3
schema version: 2
part of: 177B Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must comply
modality: Deontic
operator: MUST

177B(4) Changes on grounds of hardship
type: Concept
description: Notice in prescribed form with specified information
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
note: Notice to lessee of change in consumer lease agreement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177b-ss-4
schema version: 2
part of: 177B Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must provide notice
modality: Deontic
operator: MUST

177B(5) Changes on grounds of hardship
type: Concept
description: Notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
note: The lessor must give notice within a specified period.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177b-ss-5
schema version: 2
part of: 177B Changes on grounds of hardship

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: The lessor must give notice.
modality: Deontic
operator: MUST

177B(6) Changes on grounds of hardship
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.84
note: Allow regulations to modify references in subsections (2) and (5)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177b-ss-6-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177b-ss-6
schema version: 2
part of: 177B Changes on grounds of hardship

177C Notice of change
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.85
curation status: Proposed
has part: 177C(1) Notice of change
has part: 177C(2) Notice of change
has part: 177C(3) Notice of change
proposed by: legis2cml
realized by: sch-5-sec-177c
schema version: 2

177C(1) Notice of change
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.85
note: Lessor must provide written notice to lessee within 30 days of agreement change.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-1-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177c-ss-1
schema version: 2
part of: 177C Notice of change

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-1-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Notice must be given within 30 days after agreement date
modality: AllenInterval
operator: within
premise text: not later than 30 days after the date of the agreement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide notice
modality: Deontic
operator: MUST

177C(2) Notice of change
type: Concept
description: Particulars of the change
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.85
note: Lessor must inform lessee of changes to terms and conditions.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177c-ss-2
schema version: 2
part of: 177C Notice of change

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Inform lessee of change
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must inform lessee
modality: Deontic
operator: MUST
premise text: Change to terms and conditions

177C(3) Notice of change
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.85
note: Notice of change is an offence of strict liability.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177c-ss-3
schema version: 2
part of: 177C Notice of change

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: offence of strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Strict liability
modality: Deontic
operator: is
premise text: (3) Subsection (1)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177c-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177C(3) Notice of change

177D Changes by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
curation status: Proposed
has part: 177D(1) Changes by court
has part: 177D(2) Changes by court
has part: 177D(3) Changes by court
proposed by: legis2cml
realized by: sch-5-sec-177d
schema version: 2

177D(1) Changes by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
note: Lessee may apply to court for lease term changes if lessor does not comply with hardship notice.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177d-ss-1
schema version: 2
part of: 177D Changes by court

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee has the right to apply for court intervention.
modality: Deontic
operator: May

177D(2) Changes by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
note: Court may change lease after hearing
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177d-ss-2
schema version: 2
part of: 177D Changes by court

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court obligation to change lease
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177D(2) Changes by court

177D(3) Changes by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
note: Court may stay enforcement proceedings under the lease until application is determined.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177d-ss-3
schema version: 2
part of: 177D Changes by court

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-3-logic-deontic-1
type: LogicApplication
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court may perform action
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177d-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177D(3) Changes by court

177E Lessor may apply for variation of change
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
curation status: Proposed
has part: 177E(1) Lessor may apply for variation of change
has part: 177E(2) Lessor may apply for variation of change
has part: 177E(3) Lessor may apply for variation of change
proposed by: legis2cml
realized by: sch-5-sec-177e
schema version: 2

177E(1) Lessor may apply for variation of change
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
note: Lessor may apply for variation of change
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177e-ss-1
schema version: 2
part of: 177E Lessor may apply for variation of change

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to apply for variation
modality: Deontic
operator: May

177E(2) Lessor may apply for variation of change
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
note: May apply for variation of stay or order
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177e-ss-2
schema version: 2
part of: 177E Lessor may apply for variation of change

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor can apply for variation
modality: Deontic
operator: Can

177E(3) Lessor may apply for variation of change
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.86
note: Court may vary or revoke order or stay on application
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-3-logic-linearlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177e-ss-3
schema version: 2
part of: 177E Lessor may apply for variation of change

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: May vary or revoke order or stay
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177e-ss-3-logic-linearlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::linear
logic summary: Negation of refusal to apply
modality: LinearLogic
operator: ¬

177F Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
curation status: Proposed
has part: 177F(1) Court may reopen unjust transactions
has part: 177F(2) Court may reopen unjust transactions
has part: 177F(3) Court may reopen unjust transactions
has part: 177F(4) Court may reopen unjust transactions
has part: 177F(5) Court may reopen unjust transactions
has part: 177F(6) Court may reopen unjust transactions
proposed by: legis2cml
realized by: sch-5-sec-177f
schema version: 2

177F(1) Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
note: Court may reopen unjust transactions
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177f-ss-1
schema version: 2
part of: 177F Court may reopen unjust transactions

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Implies obligation
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177F(1) Court may reopen unjust transactions

177F(2) Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
note: Court must consider various factors when determining whether a consumer lease term is unjust.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177f-ss-2
schema version: 2
part of: 177F Court may reopen unjust transactions

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: The court MUST consider the specified factors.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court must consider various factors.
modality: Deontic
operator: MUST
premise text: The court is to have regard to the public interest and all the circumstances of the case.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-2
type: LogicApplication
conclusion text: The court MUST consider the public interest and circumstances of the case.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court must consider public interest and circumstances of the case.
modality: Deontic
operator: MUST
premise text: The court is to have regard to the public interest and all the circumstances of the case.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-3
type: LogicApplication
conclusion text: The court MUST protect the legitimate interests of a party to the lease.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court must protect lessee's interests.
modality: Deontic
operator: MUST
premise text: The court is to have regard to all the circumstances of the case.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-4
type: LogicApplication
conclusion text: The court MUST ensure the lessee understood the nature and implications of the transaction.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court must ensure lessee understands transaction implications.
modality: Deontic
operator: MUST
premise text: The lessor took measures to ensure that the lessee understood the nature and implications of the transaction.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-logic-deontic-5
type: LogicApplication
conclusion text: The court MUST consider whether the lessor knew, or could have ascertained by reasonable inquiry at the time, that the lessee could not pay in accordance with its terms.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court must consider lessor's knowledge about lessee's ability to pay.
modality: Deontic
operator: MUST
premise text: The lessor knew, or could have ascertained by reasonable inquiry at the time, that the lessee could not pay in accordance with its terms.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177F(2) Court may reopen unjust transactions

177F(3) Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
note: A person is taken to have represented a lessee if they assisted the lessee in negotiations.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177f-ss-3
schema version: 2
part of: 177F Court may reopen unjust transactions

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-alleninterval-2
type: LogicApplication
conclusion text: The person is taken to have represented the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Assistance in negotiations implies representation of a lessee at some point.
modality: AllenInterval
operator: Overlaps
premise text: The person assisted the lessee.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: The person is taken to have represented the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to assist a lessee in negotiations.
modality: Deontic
operator: Obligation
premise text: The person assisted the lessee.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-deontic-4
type: LogicApplication
conclusion text: The person is taken to have represented the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: No permission is required for assistance in negotiations.
modality: Deontic
operator: Permission
premise text: The person assisted the lessee.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-logic-ltl-3
type: LogicApplication
conclusion text: The person is taken to have represented the lessee.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Assistance in negotiations implies representation of a lessee repeatedly.
modality: LTL
operator: Recurrently
premise text: The person assisted the lessee.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177F(3) Court may reopen unjust transactions

177F(4) Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
note: Court must consider unforeseeable circumstances when determining unjust consumer leases.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177f-ss-4
schema version: 2
part of: 177F Court may reopen unjust transactions

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to consider unforeseeable circumstances
modality: Deontic
operator: Must

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177F(4) Court may reopen unjust transactions

177F(5) Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
note: Court may consider conduct of parties in determining unjust lease relief.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177f-ss-5
schema version: 2
part of: 177F Court may reopen unjust transactions

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-alleninterval-2
type: LogicApplication
conclusion text: The court has regard to the conduct of the parties since it was entered into or changed
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Allen interval for lease duration
modality: AllenInterval
operator: since it was entered into or changed
premise text: Court may have regard to the conduct of the parties since it was entered into or changed

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-cogai-5
type: LogicApplication
conclusion text: The court has regard to the conduct of the parties in relation to the lease since it was entered into or changed
confidence: 0.5000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: CogAI logic for unjust lease determination
modality: CogAI
operator: in respect of a consumer lease that it finds to be unjust
premise text: Court may have regard to the conduct of the parties in relation to the lease since it was entered into or changed

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-deontic-1
type: LogicApplication
conclusion text: Court must consider conduct of parties
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to consider conduct of parties
modality: Deontic
operator: consider
premise text: Court may grant relief in respect of a consumer lease

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-diffusion-4
type: LogicApplication
conclusion text: The court has regard to the conduct of the parties in determining whether to grant relief
confidence: 0.5000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffusion logic for unjust lease determination
modality: Diffusion
operator: in determining whether to grant relief
premise text: Court may have regard to the conduct of the parties in determining whether to grant relief

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-logic-ltl-3
type: LogicApplication
conclusion text: The court has regard to the conduct of the parties in relation to the lease
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Linear temporal logic for lease duration
modality: LTL
operator: in relation to the lease
premise text: Court may have regard to the conduct of the parties in relation to the lease

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177F(5) Court may reopen unjust transactions

177F(6) Court may reopen unjust transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.87
note: This section does not apply to a change to a consumer lease under this Subdivision.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-6-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-6-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177f-ss-6
schema version: 2
part of: 177F Court may reopen unjust transactions

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-6-logic-deontic-1
type: LogicApplication
conclusion text: This section does not apply to a change to a consumer lease under this Subdivision.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Exclusion of certain cases
modality: Deontic
operator: excludes

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177f-ss-6-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177F(6) Court may reopen unjust transactions

177G Orders on reopening of transactions
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.89
note: Court may reopen a transaction and perform certain actions despite settlement or agreement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177g-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177g-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177g
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177g-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court can reopen a transaction and perform certain actions.
modality: Deontic
operator: can

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177g-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177G Orders on reopening of transactions

177H Applications by ASIC
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.89
curation status: Proposed
has part: 177H(1) Applications by ASIC
has part: 177H(2) Applications by ASIC
has part: 177H(3) Applications by ASIC
proposed by: legis2cml
realized by: sch-5-sec-177h
schema version: 2

177H(1) Applications by ASIC
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.89
note: Application under this Subdivision if in public interest
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177h-ss-1
schema version: 2
part of: 177H Applications by ASIC

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: Make an application under this Subdivision
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to make an application
modality: Deontic
operator: Obligation
premise text: ASIC considers it is in the public interest

177H(2) Applications by ASIC
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.89
note: Standing to represent the public interest
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177h-ss-2
schema version: 2
part of: 177H Applications by ASIC

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Representation of public interest
modality: Deontic
operator: has

177H(3) Applications by ASIC
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.89
note: Application may apply to any one or more consumer leases.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-3-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177h-ss-3
schema version: 2
part of: 177H Applications by ASIC

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to apply
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177h-ss-3-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Classification of consumer leases
modality: DescriptionLogic
operator: Classify

177J Time limit
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: No application can be brought more than 2 years after the relevant consumer lease ends.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177j-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177j-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177j
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177j-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: No application can be brought
modality: Deontic
operator: Cannot
premise text: Application must be brought within 2 years

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177j-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177J Time limit

177K Joinder of parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
curation status: Proposed
has part: 177K(1) Joinder of parties
has part: 177K(2) Joinder of parties
proposed by: legis2cml
realized by: sch-5-sec-177k
schema version: 2

177K(1) Joinder of parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: Court may order third party to share in profits of unjust consumer lease.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177k-ss-1
schema version: 2
part of: 177K Joinder of parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Implies obligation
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177K(1) Joinder of parties

177K(2) Joinder of parties
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: Court must join third party and give opportunity to appear and be heard.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-deontic-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-177k-ss-2
schema version: 2
part of: 177K Joinder of parties

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: The court's obligation is contained within the temporal interval from the commencement of proceedings to the completion of proceedings.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval of obligation
modality: AllenInterval
operator: CONTAINS
premise text: (2) However, before making an order about the third party...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: The court MUST join the third party and give the third party an opportunity to appear and be heard.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation
modality: Deontic
operator: MUST
premise text: (2) However, before making an order about the third party...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-deontic-4
type: LogicApplication
conclusion text: The State MUST join the third party and give the third party an opportunity to appear and be heard.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation on state
modality: Deontic
operator: MUST
premise text: (2) However, before making an order about the third party...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-deontic-5
type: LogicApplication
conclusion text: The Court MUST join the third party and give the third party an opportunity to appear and be heard.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation on court
modality: Deontic
operator: MUST
premise text: (2) However, before making an order about the third party...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-logic-ltl-3
type: LogicApplication
conclusion text: The court's obligation is contained within a temporal trace from the commencement of proceedings to the completion of proceedings.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Temporal trace of obligation
modality: LTL
operator: CONTAINS
premise text: (2) However, before making an order about the third party...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-177k-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 177K(2) Joinder of parties

178A Termination before goods have been provided
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
curation status: Proposed
has part: 178A(1) Termination before goods have been provided
has part: 178A(2) Termination before goods have been provided
proposed by: legis2cml
realized by: sch-5-sec-178a
schema version: 2

178A(1) Termination before goods have been provided
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Lessee may terminate lease by written notice if goods not provided.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-178a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-178a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-178a-ss-1
schema version: 2
part of: 178A Termination before goods have been provided

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-178a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee may terminate lease.
modality: Deontic
operator: may

178A(2) Termination before goods have been provided
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Lessor may retain or require payment of fees incurred before termination.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-178a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-178a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-178a-ss-2
schema version: 2
part of: 178A Termination before goods have been provided

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-178a-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Expresses a permission or obligation.
modality: Deontic
operator: May

179 Termination after goods have been provided
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179
schema version: 2

179A Statement of amount payable on termination
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
curation status: Proposed
has part: 179A(1) Statement of amount payable on termination
has part: 179A(2) Statement of amount payable on termination
has part: 179A(3) Statement of amount payable on termination
has part: 179A(4) Statement of amount payable on termination
has part: 179A(5) Statement of amount payable on termination
proposed by: legis2cml
realized by: sch-5-sec-179a
schema version: 2

179A(1) Statement of amount payable on termination
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Provide written statement of termination amount upon request
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179a-ss-1
schema version: 2
part of: 179A Statement of amount payable on termination

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide written statement
modality: Deontic
operator: MUST

179A(2) Statement of amount payable on termination
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Statement of amount payable on termination
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179a-ss-2
schema version: 2
part of: 179A Statement of amount payable on termination

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: (2) The statement must also contain...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide statement
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179A(2) Statement of amount payable on termination

179A(3) Statement of amount payable on termination
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Lessor must provide a statement within 7 days after request.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179a-ss-3
schema version: 2
part of: 179A Statement of amount payable on termination

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide a statement
modality: Deontic
operator: MUST

179A(4) Statement of amount payable on termination
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Joint lessees do not need to be informed of the statement if one requests it.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179a-ss-4
schema version: 2
part of: 179A Statement of amount payable on termination

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Joint lessees have an obligation to inform each other of the statement.
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179A(4) Statement of amount payable on termination

179A(5) Statement of amount payable on termination
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Offence of strict liability
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179a-ss-5
schema version: 2
part of: 179A Statement of amount payable on termination

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179a-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Strict liability offence
modality: Deontic
operator: Prohibition
premise text: (5) Subsection (3)

179B Court may determine amount payable on termination if lessor
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
curation status: Proposed
has part: 179B(1) Court may determine amount payable on termination if lessor
has part: 179B(2) Court may determine amount payable on termination if lessor
proposed by: legis2cml
realized by: sch-5-sec-179b
schema version: 2

179B(1) Court may determine amount payable on termination if lessor
type: Concept
description: Statement of the amount payable to terminate a consumer lease
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Court may determine amount payable on termination if lessor fails to provide statement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179b-ss-1
schema version: 2
part of: 179B Court may determine amount payable on termination if lessor

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor has an obligation to provide statement.
modality: Deontic
operator: obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179B(1) Court may determine amount payable on termination if lessor

179B(2) Court may determine amount payable on termination if lessor
type: Concept
description: Goods returned, amount tendered
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Consumer lease discharge upon return of goods and payment within applicable period
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179b-ss-2
schema version: 2
part of: 179B Court may determine amount payable on termination if lessor

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179b-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes duty on lessor to accept return and payment
modality: Deontic
operator: OBLIGES

179C One-off notice to be given the first time a direct debit default
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
curation status: Proposed
has part: 179C(1) One-off notice to be given the first time a direct debit default
has part: 179C(2) One-off notice to be given the first time a direct debit default
has part: 179C(3) One-off notice to be given the first time a direct debit default
has part: 179C(4) One-off notice to be given the first time a direct debit default
has part: 179C(5) One-off notice to be given the first time a direct debit default
proposed by: legis2cml
realized by: sch-5-sec-179c
schema version: 2

179C(1) One-off notice to be given the first time a direct debit default
type: Concept
description: Notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Lessee must provide notice when direct debit default occurs for the first time.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179c-ss-1
schema version: 2
part of: 179C One-off notice to be given the first time a direct debit default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee has an obligation to provide notice.
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179C(1) One-off notice to be given the first time a direct debit default

179C(2) One-off notice to be given the first time a direct debit default
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Notice to be given upon default
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179c-ss-2
schema version: 2
part of: 179C One-off notice to be given the first time a direct debit default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must give notice
modality: Deontic
operator: OBLIGATION

179C(3) One-off notice to be given the first time a direct debit default
type: Concept
description: Yes
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Notice must contain prescribed information.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179c-ss-3
schema version: 2
part of: 179C One-off notice to be given the first time a direct debit default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide notice
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179C(3) One-off notice to be given the first time a direct debit default

179C(4) One-off notice to be given the first time a direct debit default
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Offence of strict liability for subsection (2)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179c-ss-4
schema version: 2
part of: 179C One-off notice to be given the first time a direct debit default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: Offence of strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Strict liability
modality: Deontic
operator: is
premise text: (4) Subsection (2)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-4-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179C(4) One-off notice to be given the first time a direct debit default

179C(5) One-off notice to be given the first time a direct debit default
type: Concept
description: Notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.92
note: Notice to be given in case of direct debit default
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179c-ss-5
schema version: 2
part of: 179C One-off notice to be given the first time a direct debit default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-5-logic-deontic-1
type: LogicApplication
conclusion text: Notice must be given
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide notice
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179c-ss-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179C(5) One-off notice to be given the first time a direct debit default

179D Requirements to be met before lessor can enforce consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.93
curation status: Proposed
has part: 179D(1) Requirements to be met before lessor can enforce consumer
has part: 179D(2) Requirements to be met before lessor can enforce consumer
has part: 179D(3) Requirements to be met before lessor can enforce consumer
has part: 179D(4) Requirements to be met before lessor can enforce consumer
has part: 179D(5) Requirements to be met before lessor can enforce consumer
proposed by: legis2cml
realized by: sch-5-sec-179d
schema version: 2

179D(1) Requirements to be met before lessor can enforce consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.93
note: Lessor cannot begin enforcement proceedings against lessee unless certain conditions are met.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-argumentation-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179d-ss-1
schema version: 2
part of: 179D Requirements to be met before lessor can enforce consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-alleninterval-2
type: LogicApplication
conclusion text: and the default has not been remedied within that period
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval of 30 days for lessee to remedy default
modality: AllenInterval
operator: Temporal Interval
premise text: Lessor must give lessee a default notice allowing at least 30 days to remedy the default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-argumentation-3
type: LogicApplication
conclusion text: and the default has not been remedied within that period
confidence: 1.0000
curation status: Proposed
execution surface: modalities::argumentation
logic summary: Enforcement proceedings are contingent on lessee's ability to remedy default
modality: Argumentation
operator: Implication
premise text: Lessor must give lessee a default notice allowing at least 30 days to remedy the default

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-cogai-5
type: LogicApplication
conclusion text: and have not been remedied within the given period
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Lessee's default is represented as a condition for enforcement proceedings
modality: CogAI
operator: Knowledge Representation
premise text: Lessees are in default under the lease

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: unless certain conditions are met
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of enforcement proceedings
modality: Deontic
operator: Prohibit
premise text: Lessor must not begin enforcement proceedings

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-1-logic-diffusion-4
type: LogicApplication
conclusion text: and the lessor has given the lessee a default notice, complying with this section
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Default notice requirements propagate to enforcement proceedings
modality: Diffusion
operator: Propagation
premise text: Lessor must comply with this section when giving lessee a default notice

179D(2) Requirements to be met before lessor can enforce consumer
type: Concept
description: Default notice content
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.93
note: Default notice requirements
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179d-ss-2
schema version: 2
part of: 179D Requirements to be met before lessor can enforce consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: (2) A default notice must contain...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must provide default notice content
modality: Deontic
operator: MUST

179D(3) Requirements to be met before lessor can enforce consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.93
note: Lessor's obligations when enforcing consumer lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179d-ss-3
schema version: 2
part of: 179D Requirements to be met before lessor can enforce consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor's obligations when enforcing consumer lease
modality: Deontic
operator: Obligation

179D(4) Requirements to be met before lessor can enforce consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.93
note: Lessor may not enforce consumer default without remediation attempt
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-linearlogic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-alleninterval-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-ltl-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179d-ss-4
schema version: 2
part of: 179D Requirements to be met before lessor can enforce consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-alleninterval-3
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Enforcement proceedings start after 30-day notice period
modality: AllenInterval
operator: >=
premise text: (b) the lessor may begin the enforcement proceedings after the period of 30 days from the date of the notice.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits enforcement of consumer default without remediation attempt
modality: Deontic
operator: Prohibition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-linearlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::linear
logic summary: Enforcement is contingent on remediation attempt
modality: LinearLogic
operator: Implication
premise text: (4) If the lessor reasonably believes that a default is not capable of being remedied:

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-4-logic-ltl-4
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Enforcement is contingent on remediation attempt and 30-day notice period
modality: LTL
operator: >=
premise text: (4) If the lessor reasonably believes that a default is not capable of being remedied:

179D(5) Requirements to be met before lessor can enforce consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.93
note: Offence of strict liability for non-compliance with subsection (1)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179d-ss-5
schema version: 2
part of: 179D Requirements to be met before lessor can enforce consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179d-ss-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179D(5) Requirements to be met before lessor can enforce consumer

179E Defaults may be remedied
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
curation status: Proposed
has part: 179E(1) Defaults may be remedied
has part: 179E(2) Defaults may be remedied
proposed by: legis2cml
realized by: sch-5-sec-179e
schema version: 2

179E(1) Defaults may be remedied
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
note: Remedy default within specified period to reinstate lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179e-ss-1
schema version: 2
part of: 179E Defaults may be remedied

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: Lessee may remedy default
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor's obligation to take action upon default
modality: Deontic
operator: Obligation
premise text: Default notice states intention to take action

179E(2) Defaults may be remedied
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
note: Lessee does not remedy default if in default under the consumer lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179e-ss-2
schema version: 2
part of: 179E Defaults may be remedied

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Remediation is not required
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee does not remedy default
modality: Deontic
operator: does not
premise text: Default must be remedied

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179e-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179E(2) Defaults may be remedied

179F Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
curation status: Proposed
has part: 179F(1) Effect of hardship notices on enforcement
has part: 179F(2) Effect of hardship notices on enforcement
has part: 179F(3) Effect of hardship notices on enforcement
has part: 179F(4) Effect of hardship notices on enforcement
proposed by: legis2cml
realized by: sch-5-sec-179f
schema version: 2

179F(1) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
note: Lessor must give default notice under section 179D before beginning enforcement proceedings if lessee gives hardship notice under section 177B.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179f-ss-1
schema version: 2
part of: 179F Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must give default notice under section 179D before beginning enforcement proceedings.
modality: Deontic
operator: MUST

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179F(1) Effect of hardship notices on enforcement

179F(2) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
note: Lessor must not begin enforcement proceedings without notice and 14-day waiting period.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179f-ss-2
schema version: 2
part of: 179F Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Enforcement proceedings are prohibited
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of enforcement proceedings
modality: Deontic
operator: Prohibit
premise text: Lessor must give lessee notice and waiting period

179F(3) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
note: Lessor may not refuse to take possession of goods if lessor reasonably believes lessee has removed or disposed of the goods or urgent action is necessary to protect the goods.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179f-ss-3
schema version: 2
part of: 179F Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: unless reasonable grounds exist
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of refusal to take possession
modality: Deontic
operator: Prohibit
premise text: Lessor may not refuse to take possession

179F(4) Effect of hardship notices on enforcement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.95
note: Strict liability offence for non-compliance with hardship notices.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-alleninterval-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-ltl-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179f-ss-4
schema version: 2
part of: 179F Effect of hardship notices on enforcement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-alleninterval-3
type: LogicApplication
conclusion text: The temporal interval of the offence overlaps with non-compliance with hardship notices.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Non-compliance with hardship notices overlaps with the temporal interval of the offence.
modality: AllenInterval
operator: Overlaps
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: Subsection (2) is a prohibited act.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits non-compliance with hardship notices.
modality: Deontic
operator: Prohibition
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-deontic-2
type: LogicApplication
conclusion text: There is an obligation to comply with hardship notices.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes obligation to comply with hardship notices.
modality: Deontic
operator: Obligation
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-deontic-5
type: LogicApplication
conclusion text: There is an obligation to report non-compliance with hardship notices.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes obligation to report non-compliance with hardship notices.
modality: Deontic
operator: Obligation
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-logic-ltl-4
type: LogicApplication
conclusion text: Non-compliance with hardship notices repeats in the context of the offence.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Non-compliance with hardship notices repeats in the context of the offence.
modality: LTL
operator: Repeats
premise text: (4) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179f-ss-4-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179F(4) Effect of hardship notices on enforcement

179G Requirements to be met before lessor can enforce an
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.96
curation status: Proposed
has part: 179G(1) Requirements to be met before lessor can enforce an
has part: 179G(2) Requirements to be met before lessor can enforce an
proposed by: legis2cml
realized by: sch-5-sec-179g
schema version: 2

179G(1) Requirements to be met before lessor can enforce an
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.96
note: Acceleration clause can only operate if lessee is in default, lessor has given notice, and default cannot be remedied.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-deontic-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179g-ss-1
schema version: 2
part of: 179G Requirements to be met before lessor can enforce an

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-alleninterval-2
type: LogicApplication
conclusion text: ...(unless the lessor reasonably believes that the default is not capable of being remedied).
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: The text specifies a time period during which the default must be remedied.
modality: AllenInterval
operator: during
premise text: (d) the default has not been remedied within the period specified in the default notice (unless the lessor reasonably believes that the default is not capable of being remedied).

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: (1) An acceleration clause of a consumer lease is to operate only if:...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Acceleration clause can only operate under specific conditions.
modality: Deontic
operator: canOnly
premise text: (a) the lessee is in default under the lease; and (b) the lessor has given to the lessee a default notice under section 179D;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-deontic-4
type: LogicApplication
conclusion text: ...and (c) the default notice contains an additional statement of:...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: The text specifies a condition for the operation of an acceleration clause.
modality: Deontic
operator: must
premise text: (a) the lessee is in default under the lease; and (b) the lessor has given to the lessee a default notice under section 179D;

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-deontic-5
type: LogicApplication
conclusion text: ...and (c) the default notice contains an additional statement of:...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: The text specifies a condition for the operation of an acceleration clause.
modality: Deontic
operator: must
premise text: (i) the manner in which the liabilities of the lessee under the consumer lease would be affected by the operation of the acceleration clause; and (ii) the amount required to terminate the lease (as accelerated);

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-1-logic-ltl-3
type: LogicApplication
conclusion text: ...(unless the lessor reasonably believes that the default is not capable of being remedied).
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: The text specifies a time period during which the default must be remedied.
modality: LTL
operator: during
premise text: (d) the default has not been remedied within the period specified in the default notice (unless the lessor reasonably believes that the default is not capable of being remedied).

179G(2) Requirements to be met before lessor can enforce an
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.96
note: Lessor is not required to give a default notice under section 179D or wait until the period specified in the default notice has elapsed before bringing an acceleration clause into operation.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-2-logic-epistemic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179g-ss-2
schema version: 2
part of: 179G Requirements to be met before lessor can enforce an

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Obligation
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor is not required to give a default notice
modality: Deontic
operator: Permission
premise text: section 179D

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179g-ss-2-logic-epistemic-2
type: LogicApplication
conclusion text: Obligation
confidence: 1.0000
curation status: Proposed
execution surface: modalities::epistemic
logic summary: Lessor reasonably believes
modality: Epistemic
operator: Belief
premise text: fraud on the part of the lessee

179H Postponement of exercise of rights
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.97
curation status: Proposed
has part: 179H(1) Postponement of exercise of rights
has part: 179H(2) Postponement of exercise of rights
has part: 179H(3) Postponement of exercise of rights
has part: 179H(4) Postponement of exercise of rights
has part: 179H(5) Postponement of exercise of rights
proposed by: legis2cml
realized by: sch-5-sec-179h
schema version: 2

179H(1) Postponement of exercise of rights
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.97
note: Request for postponement of enforcement proceedings, actions under proceedings, or acceleration clause operation.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179h-ss-1
schema version: 2
part of: 179H Postponement of exercise of rights

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to request postponement
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-1-norm
type: Permission
scope note: borne by: NaturalPerson
curation status: Proposed
modality: Deontic
borne by: NaturalPerson
deontic status: HeuristicDerived
part of: 179H(1) Postponement of exercise of rights

179H(2) Postponement of exercise of rights
type: Concept
description: written notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.97
note: Lessor must provide written notice within 21 days of receiving postponement request.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179h-ss-2
schema version: 2
part of: 179H Postponement of exercise of rights

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor must provide written notice.
modality: Deontic
operator: MUST

179H(3) Postponement of exercise of rights
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.97
note: Lessor cannot begin enforcement proceedings unless notice is given and 14-day period has expired.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179h-ss-3
schema version: 2
part of: 179H Postponement of exercise of rights

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-alleninterval-2
type: LogicApplication
conclusion text: Unless notice is given and 14-day period has expired.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal relation between postponement request and enforcement proceedings
modality: AllenInterval
operator: during
premise text: Enforcement proceedings must not begin during the 14-day period after notice is given.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Unless notice is given and 14-day period has expired.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of enforcement proceedings
modality: Deontic
operator: forbid
premise text: Lessor must not begin enforcement proceedings.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-deontic-4
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permit for enforcement proceedings to begin
modality: Deontic
operator: permit
premise text: Enforcement proceedings can begin if notice is given and the 14-day period has expired.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-3-logic-ltl-3
type: LogicApplication
conclusion text: Unless notice is given and 14-day period has expired.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Temporal relation between postponement request and enforcement proceedings
modality: LTL
operator: until
premise text: Enforcement proceedings must not begin until the 14-day period after notice is given has ended.

179H(4) Postponement of exercise of rights
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.97
note: Lessor's right to take possession of goods under certain circumstances
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179h-ss-4
schema version: 2
part of: 179H Postponement of exercise of rights

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: ... Strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the lessor
modality: Deontic
operator: Obligation
premise text: The lessor may take possession of goods...

179H(5) Postponement of exercise of rights
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.97
note: Offence of strict liability for subsections (2) and (3)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179h-ss-5
schema version: 2
part of: 179H Postponement of exercise of rights

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes obligation on the state
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179h-ss-5-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179H(5) Postponement of exercise of rights

179J Effect of negotiated postponement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.98
curation status: Proposed
has part: 179J(1) Effect of negotiated postponement
has part: 179J(2) Effect of negotiated postponement
has part: 179J(3) Effect of negotiated postponement
has part: 179J(4) Effect of negotiated postponement
has part: 179J(5) Effect of negotiated postponement
proposed by: legis2cml
realized by: sch-5-sec-179j
schema version: 2

179J(1) Effect of negotiated postponement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.98
note: Default notice not considered given if postponement negotiated.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179j-ss-1
schema version: 2
part of: 179J Effect of negotiated postponement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: (default notice not given)
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negation of obligation
modality: Deontic
operator: ¬
premise text: (default notice given)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179J(1) Effect of negotiated postponement

179J(2) Effect of negotiated postponement
type: Concept
description: written notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.98
note: Lessor must provide written notice of postponement conditions within 30 days.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179j-ss-2
schema version: 2
part of: 179J Effect of negotiated postponement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide written notice
modality: Deontic
operator: MUST

179J(3) Effect of negotiated postponement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.98
note: Offence of strict liability
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179j-ss-3
schema version: 2
part of: 179J Effect of negotiated postponement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Offence of strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Strict liability offence
modality: Deontic
operator: Prohibition
premise text: (3) Subsection (2)

179J(4) Effect of negotiated postponement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.98
note: No notice required for lessor under subsection (2) if notice given under section 177A
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179j-ss-4
schema version: 2
part of: 179J Effect of negotiated postponement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-alleninterval-2
type: LogicApplication
conclusion text: ...in relation to a postponement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Notice given under section 177A relates to postponement
modality: AllenInterval
operator: Overlaps
premise text: (4) A lessor that is required to give notice under section 177A...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: ...is not required to comply with subsection (2).
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor exempt from subsection (2) notice requirement if notice given under section 177A
modality: Deontic
operator: Exemption
premise text: (4) A lessor that is required to give notice under section 177A...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-deontic-4
type: LogicApplication
conclusion text: ...is not required to comply with subsection (2).
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor has permission to waive subsection (2) notice requirement if notice given under section 177A
modality: Deontic
operator: Permissive
premise text: (4) A lessor that is required to give notice under section 177A...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-4-logic-ltl-3
type: LogicApplication
conclusion text: ...in relation to a postponement.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Notice given under section 177A relates to postponement
modality: LTL
operator: Traces
premise text: (4) A lessor that is required to give notice under section 177A...

179J(5) Effect of negotiated postponement
type: Concept
description: default notice
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.98
note: Lessor must provide default notice if conditions are not complied with.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-5-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-5-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179j-ss-5
schema version: 2
part of: 179J Effect of negotiated postponement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179j-ss-5-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor has an obligation to provide default notice.
modality: Deontic
operator: obligation

179K Postponement by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
curation status: Proposed
has part: 179K(1) Postponement by court
has part: 179K(2) Postponement by court
has part: 179K(3) Postponement by court
proposed by: legis2cml
realized by: sch-5-sec-179k
schema version: 2

179K(1) Postponement by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
note: Lessee may apply to court for postponement if unable to negotiate.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179k-ss-1
schema version: 2
part of: 179K Postponement by court

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee has the right to apply for postponement.
modality: Deontic
operator: May

179K(2) Postponement by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
note: Court may order postponement after hearing.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179k-ss-2
schema version: 2
part of: 179K Postponement by court

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court obligation to order postponement
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179K(2) Postponement by court

179K(3) Postponement by court
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
note: Court may stay enforcement proceedings under consumer lease until application is determined.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179k-ss-3
schema version: 2
part of: 179K Postponement by court

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court may perform action.
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179k-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179K(3) Postponement by court

179L Lessor may apply for variation of postponement order
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
curation status: Proposed
has part: 179L(1) Lessor may apply for variation of postponement order
has part: 179L(2) Lessor may apply for variation of postponement order
proposed by: legis2cml
realized by: sch-5-sec-179l
schema version: 2

179L(1) Lessor may apply for variation of postponement order
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
note: Lessor may apply for variation of postponement order
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179l-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179l-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179l-ss-1
schema version: 2
part of: 179L Lessor may apply for variation of postponement order

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179l-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to apply for variation
modality: Deontic
operator: May

179L(2) Lessor may apply for variation of postponement order
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.99
note: Court may vary, refuse to vary, or revoke postponement order on application.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179l-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179l-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179l-ss-2
schema version: 2
part of: 179L Lessor may apply for variation of postponement order

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179l-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court obligation to vary, refuse, or revoke order.
modality: Deontic
operator: May

179M Information as to location of goods hired under a consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
curation status: Proposed
has part: 179M(1) Information as to location of goods hired under a consumer
has part: 179M(2) Information as to location of goods hired under a consumer
has part: 179M(3) Information as to location of goods hired under a consumer
proposed by: legis2cml
realized by: sch-5-sec-179m
schema version: 2

179M(1) Information as to location of goods hired under a consumer
type: Concept
description: Information about goods location and possession status
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Lessee must inform lessor of goods location within 7 days.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179m-ss-1
schema version: 2
part of: 179M Information as to location of goods hired under a consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessee must provide information
modality: Deontic
operator: MUST

179M(2) Information as to location of goods hired under a consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Lessee commits an offence for contravening a notice under this section.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179m-ss-2
schema version: 2
part of: 179M Information as to location of goods hired under a consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Lessee commits an offence.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits lessee from contravening a notice under this section.
modality: Deontic
operator: Prohibition

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-2-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 179M(2) Information as to location of goods hired under a consumer

179M(3) Information as to location of goods hired under a consumer
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Offence of strict liability for non-compliance with subsection (2)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179m-ss-3
schema version: 2
part of: 179M Information as to location of goods hired under a consumer

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of non-compliance
modality: Deontic
operator: prohibition
premise text: (3) Subsection (2) is an offence of strict liability.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179m-ss-3-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179M(3) Information as to location of goods hired under a consumer

179N Entry to residential property to take possession of goods
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
curation status: Proposed
has part: 179N(1) Entry to residential property to take possession of goods
has part: 179N(2) Entry to residential property to take possession of goods
has part: 179N(3) Entry to residential property to take possession of goods
has part: 179N(4) Entry to residential property to take possession of goods
proposed by: legis2cml
realized by: sch-5-sec-179n
schema version: 2

179N(1) Entry to residential property to take possession of goods
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Entry to residential property without consent is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-logic-deontic-3
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179n-ss-1
schema version: 2
part of: 179N Entry to residential property to take possession of goods

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: must not enter any part of premises...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of entry
modality: Deontic
operator: Prohibit
premise text: (1) A lessor, or an agent of a lessor, must not...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-logic-deontic-2
type: LogicApplication
conclusion text: must not enter any part of premises used for residential purposes unless...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of entry without consent
modality: Deontic
operator: Prohibit
premise text: (b) the occupier of the premises has, after being informed in writing...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-logic-deontic-3
type: LogicApplication
conclusion text: must enter any part of premises used for residential purposes if the occupier has given written consent
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to enter with consent
modality: Deontic
operator: Permit
premise text: (b) the occupier of the premises has, after being informed in writing...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-1-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 179N(1) Entry to residential property to take possession of goods

179N(2) Entry to residential property to take possession of goods
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Consent for entry to residential property
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179n-ss-2
schema version: 2
part of: 179N Entry to residential property to take possession of goods

179N(3) Entry to residential property to take possession of goods
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Entering premises in contravention of this section is prohibited for the lessor.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-diffusion-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-cogai-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179n-ss-3
schema version: 2
part of: 179N Entry to residential property to take possession of goods

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-alleninterval-2
type: LogicApplication
conclusion text: The temporal interval is [entry, offence].
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval between entering premises and committing an offence.
modality: AllenInterval
operator: Temporal Interval
premise text: (3) If premises are entered in contravention of this section by a lessor...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-cogai-5
type: LogicApplication
conclusion text: The entry is classified as prohibited for the lessor.
confidence: 1.0000
curation status: Proposed
execution surface: sparql_library::parsers::chk_parser
logic summary: Classification of the entry as prohibited for the lessor.
modality: CogAI
operator: Classification
premise text: (3) If premises are entered in contravention of this section by a lessor...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: The lessor commits an offence.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition of entering premises in contravention of the section.
modality: Deontic
operator: Prohibit
premise text: (3) If premises are entered in contravention of this section by a lessor...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-diffusion-4
type: LogicApplication
conclusion text: The diffusion is [agent, prohibition].
confidence: 1.0000
curation status: Proposed
execution surface: modalities::diffusion
logic summary: Diffusion of the prohibition to agents.
modality: Diffusion
operator: Diffusion
premise text: (3) If premises are entered in contravention of this section by a lessor...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-3-logic-ltl-3
type: LogicApplication
conclusion text: The recurring trace is [entry, offence].
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring trace of entering premises and committing an offence.
modality: LTL
operator: Recurring Trace
premise text: (3) If premises are entered in contravention of this section by a lessor...

179N(4) Entry to residential property to take possession of goods
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.100
note: Offence of strict liability for entry to residential property
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179n-ss-4
schema version: 2
part of: 179N Entry to residential property to take possession of goods

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-4-logic-deontic-1
type: LogicApplication
conclusion text: Offence of strict liability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits entry to residential property
modality: Deontic
operator: Prohibition
premise text: (4) Subsection (3)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179n-ss-4-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179N(4) Entry to residential property to take possession of goods

179P Court may order entry
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Court may order entry for taking possession of goods
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179p-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179p-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179p
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179p-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to order entry
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179p-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179P Court may order entry

179Q Order for possession
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
curation status: Proposed
has part: 179Q(1) Order for possession
has part: 179Q(2) Order for possession
has part: 179Q(3) Order for possession
has part: 179Q(4) Order for possession
proposed by: legis2cml
realized by: sch-5-sec-179q
schema version: 2

179Q(1) Order for possession
type: Concept
description: Delivery of goods to lessor
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Court may order possession of goods
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179q-ss-1
schema version: 2
part of: 179Q Order for possession

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Court may order possession
modality: Deontic
operator: may

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179Q(1) Order for possession

179Q(2) Order for possession
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Court may vary delivery place, time or period.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179q-ss-2
schema version: 2
part of: 179Q Order for possession

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Permission to vary delivery
modality: Deontic
operator: May

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-2-norm
type: Permission
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179Q(2) Order for possession

179Q(3) Order for possession
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Committing an offence under this section is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-logic-deontic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-logic-linearlogic-3
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179q-ss-3
schema version: 2
part of: 179Q Order for possession

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: A person who contravenes an order under this section commits an offence.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits committing an offence.
modality: Deontic
operator: Prohibit
premise text: (3) A person who contravenes an order under this section commits an offence. Criminal penalty: 30 penalty units.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-logic-deontic-2
type: LogicApplication
conclusion text: A person who contravenes an order under this section is prohibited from committing an offence.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits committing an offence under this section.
modality: Deontic
operator: Prohibit
premise text: (3) A person who contravenes an order under this section commits an offence. Criminal penalty: 30 penalty units.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-logic-linearlogic-3
type: LogicApplication
conclusion text: If a person contravenes an order under this section, they commit an offence.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::linear
logic summary: Implies that the action is prohibited if the condition is met.
modality: LinearLogic
operator: Imply
premise text: (3) A person who contravenes an order under this section commits an offence. Criminal penalty: 30 penalty units.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-3-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 179Q(3) Order for possession

179Q(4) Order for possession
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Offence of strict liability for subsection (3)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-4-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-4-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179q-ss-4
schema version: 2
part of: 179Q Order for possession

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179q-ss-4-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits subsection (3)
modality: Deontic
operator: Prohibition
premise text: (4) Subsection (3) is an offence of strict liability.

179R Recovery of enforcement expenses
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
curation status: Proposed
has part: 179R(1) Recovery of enforcement expenses
has part: 179R(2) Recovery of enforcement expenses
has part: 179R(3) Recovery of enforcement expenses
proposed by: legis2cml
realized by: sch-5-sec-179r
schema version: 2

179R(1) Recovery of enforcement expenses
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Lessor cannot recover enforcement expenses exceeding those reasonably incurred.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-1-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179r-ss-1
schema version: 2
part of: 179R Recovery of enforcement expenses

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-1-logic-alleninterval-2
type: LogicApplication
conclusion text: Recovery is limited to a specific temporal interval.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal scope
modality: AllenInterval
operator: during
premise text: Recovery is limited to enforcement expenses reasonably incurred during the lease.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: Lessor cannot recover enforcement expenses.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negative obligation
modality: Deontic
operator: not
premise text: Lessor must recover enforcement expenses.

179R(2) Recovery of enforcement expenses
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Prohibits consumer lease provisions from conferring greater rights than specified.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179r-ss-2
schema version: 2
part of: 179R Recovery of enforcement expenses

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits consumer lease provisions from conferring greater rights than specified.
modality: Deontic
operator: Prohibition

179R(3) Recovery of enforcement expenses
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.101
note: Court determines amount of enforcement expenses liability
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179r-ss-3
schema version: 2
part of: 179R Recovery of enforcement expenses

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-3-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Determines obligation
modality: Deontic
operator: determines

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179r-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179R(3) Recovery of enforcement expenses

179S Linked lessors and tied consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.102
curation status: Proposed
has part: 179S(1) Linked lessors and tied consumer leases
has part: 179S(2) Linked lessors and tied consumer leases
proposed by: legis2cml
realized by: sch-5-sec-179s
schema version: 2

179S(1) Linked lessors and tied consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.102
note: Linked lessor definition
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-1-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-1-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179s-ss-1
schema version: 2
part of: 179S Linked lessors and tied consumer leases

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Linked lessor definition
modality: Deontic
operator: Obligate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-1-logic-descriptionlogic-2
type: LogicApplication
conclusion text: The lessor is a linked lessor
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Identifies a linked lessor
modality: DescriptionLogic
operator: =
premise text: The supplier has a contract, arrangement or understanding with the lessor

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179S(1) Linked lessors and tied consumer leases

179S(2) Linked lessors and tied consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.102
note: Linked lessors and tied consumer leases
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179s-ss-2
schema version: 2
part of: 179S Linked lessors and tied consumer leases

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-alleninterval-2
type: LogicApplication
conclusion text: The tied consumer lease is entered into during the supplier's linked status
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal relationship between tied consumer lease and supplier's linked status
modality: AllenInterval
operator: during
premise text: (2) A tied consumer lease is entered into between a lessor and a lessee where: (a) the lessee enters into the lease to hire goods supplied by the supplier to the lessor; and (b) at the time the lease is entered into the lessor is a linked lessor of the supplier.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: A tied consumer lease is defined as a consumer lease entered into between a lessor and a lessee...
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Classification of tied consumer lease
modality: Deontic
operator: hasPart
premise text: (2) A tied consumer lease is a consumer lease entered into between a lessor and a lessee...

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-deontic-4
type: LogicApplication
conclusion text: A tied consumer lease is defined as a consumer lease entered into between a lessor and a lessee where: (a) the lessee enters into the lease to hire goods supplied by the supplier to the lessor; and (b) at the time the lease is entered into the lessor is a linked lessor of the supplier.
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Classification of tied consumer lease
modality: Deontic
operator: hasPart
premise text: (2) A tied consumer lease is a consumer lease entered into between a lessor and a lessee where: (a) the lessee enters into the lease to hire goods supplied by the supplier to the lessor; and (b) at the time the lease is entered into the lessor is a linked lessor of the supplier.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-logic-ltl-3
type: LogicApplication
conclusion text: The tied consumer lease is entered into during the supplier's linked status
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Temporal relationship between tied consumer lease and supplier's linked status
modality: LTL
operator: during
premise text: (2) A tied consumer lease is entered into between a lessor and a lessee where: (a) the lessee enters into the lease to hire goods supplied by the supplier to the lessor; and (b) at the time the lease is entered into the lessor is a linked lessor of the supplier.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179s-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179S(2) Linked lessors and tied consumer leases

179T Lessor liable for supplier’s misrepresentations about hired
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
curation status: Proposed
has part: 179T(1) Lessor liable for supplier’s misrepresentations about hired
has part: 179T(2) Lessor liable for supplier’s misrepresentations about hired
proposed by: legis2cml
realized by: sch-5-sec-179t
schema version: 2

179T(1) Lessor liable for supplier’s misrepresentations about hired
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
note: Lessor liable for supplier's misrepresentations about hired goods or services.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179t-ss-1
schema version: 2
part of: 179T Lessor liable for supplier’s misrepresentations about hired

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: Lessor liable
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to provide accurate information
modality: Deontic
operator: obligation
premise text: Supplier makes misrepresentations

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179T(1) Lessor liable for supplier’s misrepresentations about hired

179T(2) Lessor liable for supplier’s misrepresentations about hired
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
note: Lessor entitled to indemnification from person making misrepresentation
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-2-logic-deontic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179t-ss-2
schema version: 2
part of: 179T Lessor liable for supplier’s misrepresentations about hired

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Person making misrepresentation must provide indemnification
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Lessor has an obligation to be indemnified
modality: Deontic
operator: Obligation
premise text: Lessor is entitled to indemnification

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179t-ss-2-logic-deontic-2
type: LogicApplication
conclusion text: Representation is permitted
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Person making misrepresentation has permission to make a representation
modality: Deontic
operator: Permission
premise text: Person making misrepresentation is allowed to make a statement

179U False or misleading representations
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
curation status: Proposed
has part: 179U(1) False or misleading representations
has part: 179U(2) False or misleading representations
has part: 179U(3) False or misleading representations
proposed by: legis2cml
realized by: sch-5-sec-179u
schema version: 2

179U(1) False or misleading representations
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
note: Making false or misleading representations in consumer leases is prohibited.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179u-ss-1
schema version: 2
part of: 179U False or misleading representations

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-1-logic-deontic-1
type: LogicApplication
conclusion text: False or misleading representation.
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits making false or misleading representations.
modality: Deontic
operator: Prohibit
premise text: Material to entry into a consumer lease or related transaction.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-1-norm
type: Prohibition
scope note: borne by: Agent
curation status: Proposed
modality: Deontic
borne by: Agent
deontic status: HeuristicDerived
part of: 179U(1) False or misleading representations

179U(2) False or misleading representations
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
note: Defence to prosecution for false or misleading representations if reasonable belief
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-epistemic-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-argumentation-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179u-ss-2
schema version: 2
part of: 179U False or misleading representations

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-argumentation-4
type: LogicApplication
conclusion text: The person charged had a reasonable belief
confidence: 1.0000
curation status: Proposed
execution surface: modalities::argumentation
logic summary: Reasonable belief is inferred from the person charged's actions
modality: Argumentation
operator: Inference
premise text: Person charged took action based on their reasonable belief

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-deontic-1
type: LogicApplication
conclusion text: Not making false or misleading representations
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to not make false or misleading representations
modality: Deontic
operator: Obligation
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-epistemic-2
type: LogicApplication
conclusion text: The person charged had a reasonable belief
confidence: 1.0000
curation status: Proposed
execution surface: modalities::epistemic
logic summary: Reasonable belief is a defence
modality: Epistemic
operator: Belief
premise text: Person charged reasonably believed the representation was not false or misleading

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-logic-ltl-3
type: LogicApplication
conclusion text: The defence applies if the representation was not false or misleading at the time of prosecution
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Conditional commencement
modality: LTL
operator: Temporal Interval
premise text: None

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179U(2) False or misleading representations

179U(3) False or misleading representations
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.103
note: Person who suffers loss may recover from contravention
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-3-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-3-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179u-ss-3
schema version: 2
part of: 179U False or misleading representations

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-3-logic-deontic-1
type: LogicApplication
conclusion text: Person who suffers loss may recover from contravention
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Obligation to compensate for loss
modality: Deontic
operator: obligation
premise text: Section 179U(3)

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179u-ss-3-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179U(3) False or misleading representations

179V Harassment
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.104
note: Harassment in consumer lease attempts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179v-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179v-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179v-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179v
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179v-logic-alleninterval-2
type: LogicApplication
conclusion text: Attempt must be completed before harassment starts
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal relation between harassment and attempt
modality: AllenInterval
operator: during
premise text: Harassment occurs during attempt

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179v-logic-deontic-1
type: LogicApplication
conclusion text: No harassment allowed
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Negative obligation
modality: Deontic
operator: not
premise text: Lessor or supplier must not harass...

179W Application of certain Code provisions to consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.104
curation status: Proposed
has part: 179W(1) Application of certain Code provisions to consumer leases
has part: 179W(2) Application of certain Code provisions to consumer leases
proposed by: legis2cml
realized by: sch-5-sec-179w
schema version: 2

179W(1) Application of certain Code provisions to consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.104
note: Applicability of certain Code provisions to consumer leases
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179w-ss-1-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179w-ss-1-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179w-ss-1
schema version: 2
part of: 179W Application of certain Code provisions to consumer leases

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179w-ss-1-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Application of provisions
modality: Deontic
operator: apply

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179w-ss-1-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179W(1) Application of certain Code provisions to consumer leases

179W(2) Application of certain Code provisions to consumer leases
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.104
note: Application of certain Code provisions to consumer leases
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179w-ss-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-179w-ss-2
schema version: 2
part of: 179W Application of certain Code provisions to consumer leases

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-179w-ss-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 179W(2) Application of certain Code provisions to consumer leases

18 After section 175 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.78
note: Insert clause after section 175 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-18-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-18
schema version: 2

18 Section 93A of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.112
note: Section applies in relation to credit contracts and mortgages entered into on or after commencement of item.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-18-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-18-2
schema version: 2

19 Section 176 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: Repeal section 176 of the National Credit Code.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-19-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-19-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-19
schema version: 2

19 Section 185A of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.112
note: Section applies in relation to credit contracts entered into on or after commencement of item.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-19-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-19-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-19-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Repeals section 176.
modality: Deontic
operator: Repeal

2 Subsection 5(1) (definition of value of a credit contract,
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Repeal definition of value of a credit contract
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-2
schema version: 2

2 Section 128 of the National Credit Act
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Amendments apply to representations made on or after commencement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-2-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-2-2
schema version: 2

20 Division 3 of Part 11 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-logic-alleninterval-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-20
schema version: 2

20 Paragraphs 124A(1)(b) and 133CA(1)(b) of the National
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.112
note: Applicability of National Credit Act provisions to short-term credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-2-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-20-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-2-logic-alleninterval-2
type: LogicApplication
conclusion text: Provisions apply during specified time period
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for applicability
modality: AllenInterval
operator: during
premise text: Provisions apply during specified time period

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-2-logic-deontic-1
type: LogicApplication
conclusion text: Provisions apply
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Applicability of provisions
modality: Deontic
operator: apply
premise text: Provisions apply to contracts entered into before, on or after commencement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 20 Paragraphs 124A(1)(b) and 133CA(1)(b) of the National

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-20-logic-alleninterval-1
type: LogicApplication
conclusion text: on a specific date or at a specific time
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval for repeal
modality: AllenInterval
operator: Applicable
premise text: Repeal heading

21 Section 177 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: Repeal section
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-21
schema version: 2

21 Sections 23A, 31A, 31B, 39A, 39B and 39C and subsection
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.113
note: Applicability of sections to small amount credit contracts
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-21-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21-2-logic-deontic-1
type: LogicApplication
conclusion text: Contract entered after commencement
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Applicability condition
modality: Deontic
operator: apply
premise text: Schedule 4 commencement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 21 Sections 23A, 31A, 31B, 39A, 39B and 39C and subsection

21A Section 32AA and paragraphs 111(1)(k) and (2)(fb) of the
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.113
note: Credit contracts entered into on or after the commencement of Schedule 4 must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb) of the new Credit Code.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-deontic-4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-deontic-5
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-21a
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-alleninterval-2
type: LogicApplication
conclusion text: must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Credit contracts entered into on or after the commencement of Schedule 4 must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
modality: AllenInterval
operator: >=
premise text: Commencement of Schedule 4 >= commencement of credit contract

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-deontic-1
type: LogicApplication
conclusion text: must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
modality: Deontic
operator: MUST COMPLY WITH
premise text: Credit contracts entered into on or after the commencement of Schedule 4

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-deontic-4
type: LogicApplication
conclusion text: are a right to comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Credit contracts entered into on or after the commencement of Schedule 4 are a right to comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
modality: Deontic
operator: IS A RIGHT TO
premise text: Section 32AA and paragraphs 111(1)(k) and (2)(fb) of the new Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-deontic-5
type: LogicApplication
conclusion text: must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Credit contracts entered into on or after the commencement of Schedule 4 must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
modality: Deontic
operator: IS A DUTY TO
premise text: Section 32AA and paragraphs 111(1)(k) and (2)(fb) of the new Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-logic-ltl-3
type: LogicApplication
conclusion text: must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
confidence: 0.5000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: For all credit contracts entered into on or after the commencement of Schedule 4, must comply with Section 32AA and paragraphs 111(1)(k) and (2)(fb)
modality: LTL
operator: FOR ALL
premise text: x is a credit contract entered into on or after the commencement of Schedule 4

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-21a-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 21A Section 32AA and paragraphs 111(1)(k) and (2)(fb) of the

22 After section 178 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.90
note: Termination of consumer lease by lessee
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-22-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-22
schema version: 2

22 Subsection 199(2) of the National Credit Act
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.113
note: Amendments apply to consumer leases entered into on or after Schedule commencement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-22-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-22-2-logic-alleninterval-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-22-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-22-2-logic-alleninterval-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval relation
modality: AllenInterval
operator: Applicable

23 Section 179 of the National Credit Code (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-23-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-23
schema version: 2

23 Part 11 of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.113
note: Applicable amendments to consumer leases entered into on or after the commencement of Schedule 5.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-23-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-23-2-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-23-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-23-2-logic-deontic-1
type: LogicApplication
conclusion text: Lease applicability
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Applicable amendments
modality: Deontic
operator: holds
premise text: Schedule 5 commencement

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-23-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 23 Part 11 of the new Credit Code

24 After section 179 of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.91
note: Insert clause after section 179 of the National Credit Code
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-24-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-24
schema version: 2

25 Subsection 204(1) of the National Credit Code (definition
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.104
note: Definition of acceleration clause in credit contracts and consumer leases.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-25-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-25-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-25-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-25
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-25-logic-deontic-1
type: LogicApplication
conclusion text: acceleration clause means...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defines the term
modality: Deontic
operator: =

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-25-logic-descriptionlogic-2
type: LogicApplication
conclusion text: in relation to a credit contract or mortgage—a term of a credit contract or mortgage providing...
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Classifies the term
modality: DescriptionLogic
operator: =

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-25-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 25 Subsection 204(1) of the National Credit Code (definition

26 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.105
note: Definition of Bulk Electronic Clearing System
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-26-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-26
schema version: 2

27 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.105
note: Defines consumer lease fees or charges
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-27-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-27
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-27-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 27 Subsection 204(1) of the National Credit Code

28 Subsection 204(1) of the National Credit Code (definition
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.105
note: Repeal definition of default notice and substitute with new definitions.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-28-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-28
schema version: 2

29 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.106
note: Defines direct debit in relation to payment of an amount.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-29-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-29-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-29-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-29
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-29-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Direct debit is a requirement.
modality: Deontic
operator: is

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-29-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Defines the concept of direct debit.
modality: DescriptionLogic
operator: typeOf

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-29-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 29 Subsection 204(1) of the National Credit Code

3 Subsection 5(1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: See section 199 for definition of credit contract, mortgage, guarantee or consumer lease value.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-3
schema version: 2

3 Section 180A of the National Credit Act
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Section applies in relation to credit services provided on or after commencement of Schedule.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-3-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-3-2
schema version: 2

30 Subsection 204(1) of the National Credit Code (definition
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.106
note: Defines enforcement proceedings for credit contracts, consumer leases, and mortgages.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-30-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-30-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-30-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-30
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-30-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defines a term with a clear obligation.
modality: Deontic
operator: defines

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-30-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Substitutes a new definition for an existing one.
modality: DescriptionLogic
operator: substitutes

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-30-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 30 Subsection 204(1) of the National Credit Code (definition

31 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.106
note: Requires insertion of hardship notice in credit contracts and consumer leases.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-31-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-31-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-31
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-31-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes a duty on the state.
modality: Deontic
operator: requires

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-31-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 31 Subsection 204(1) of the National Credit Code

32 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.106
note: Defines lessee under consumer lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-32-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-32-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-32-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-32
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-32-logic-deontic-1
type: LogicApplication
conclusion text: lessee means the lessee under a consumer lease
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defines term
modality: Deontic
operator: is defined as
premise text: Part 11 applies to consumer leases

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-32-logic-descriptionlogic-2
type: LogicApplication
conclusion text: and includes a prospective lessee
confidence: 0.5000
curation status: Proposed
execution surface: modalities::dl
logic summary: Includes prospective lessees
modality: DescriptionLogic
operator: includes
premise text: lessee is defined as

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-32-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 32 Subsection 204(1) of the National Credit Code

33 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.107
note: Defines lessor under consumer lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-33-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-33-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-33-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-33
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-33-logic-deontic-1
type: LogicApplication
conclusion text: lessor means the lessor under a consumer lease to which Part 11 applies
confidence: 0.5000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Defines term
modality: Deontic
operator: is defined as
premise text: lessor means the lessor under a consumer lease to which Part 11 applies

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-33-logic-descriptionlogic-2
type: LogicApplication
conclusion text: and includes a prospective lessor
confidence: 0.5000
curation status: Proposed
execution surface: modalities::dl
logic summary: Includes prospective lessor
modality: DescriptionLogic
operator: includes
premise text: and includes a prospective lessor

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-33-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 33 Subsection 204(1) of the National Credit Code

34 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.107
note: Insert linked lessor
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-34-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-34-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-34
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-34-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Must insert linked lessor
modality: Deontic
operator: MUST INSERT

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-34-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 34 Subsection 204(1) of the National Credit Code

35 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.107
note: Demand facility is prohibited under subsection 204(1) of the National Credit Code.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-35-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-35-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-35-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-35
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-35-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibition
modality: Deontic
operator: Prohibit

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-35-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Demand facility classification
modality: DescriptionLogic
operator: Classify

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-35-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 35 Subsection 204(1) of the National Credit Code

36 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.107
note: References other subsections for postponement request rules
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-36-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-36
schema version: 2

37 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.107
note: Mandatory reference to subsection 179S(2)
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-37-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-37-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-37
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-37-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Expresses a mandatory reference
modality: Deontic
operator: MUST

38 Subsection 204(1) of the National Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.107
note: Prohibition on unconscionable, harsh or oppressive lease terms
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-38-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-38-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-38-logic-descriptionlogic-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-38
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-38-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits unconscionable, harsh or oppressive lease terms
modality: Deontic
operator: forbid

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-38-logic-descriptionlogic-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::dl
logic summary: Includes only reasonable lease terms
modality: DescriptionLogic
operator: includes

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-38-norm
type: Prohibition
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 38 Subsection 204(1) of the National Credit Code

4 Paragraph 147(7)(b)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Substitute sections with new section numbers.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-4
schema version: 2

4 Sections 32 and 40 of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Amendments apply to credit contracts entered into on or after Schedule commencement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-4-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-4-2
schema version: 2

5 Subsection 147(7) (note 1)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Replace 'Note 1' with 'Note'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-5
schema version: 2

5 Sections 72, 73, 74 and 88 of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Amendments apply to credit contracts made on or after commencement of Schedule 1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-5-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-5-2
schema version: 2

6 Subsection 147(7) (note 2)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Repeal a note
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-6-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-6
schema version: 2

6 Section 89A of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Section applies in relation to credit contracts, mortgages and guarantees entered into on or after commencement of Schedule.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-6-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-6-2
schema version: 2

7 Subsection 199(2) (table items 2, 3, 6, 7, 9 and 12)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Omit specific words from a provision
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-7-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-7-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-7
schema version: 2

7 Section 94 of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Amendments apply to credit contracts, mortgages, and guarantees entered into on or after commencement of Schedule.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-7-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-7-2-logic-alleninterval-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-7-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-7-2-logic-alleninterval-1
type: LogicApplication
conclusion text: on or after commencement of Schedule
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Requires relation between temporal intervals
modality: AllenInterval
operator: Applicable
premise text: commencement of Schedule

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-7-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits the use of certain words
modality: Deontic
operator: Prohibit

8 Subsection 199(2) (at the end of the table)
type: Concept
description: $40,000 or higher amount prescribed by regulations
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.75
note: Maximum value of consumer lease
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-8
schema version: 2

8 Section 124 of the new Credit Code
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.110
note: Amendments apply to applications made on or after commencement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-2-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-2-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-2-logic-alleninterval-2
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-8-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-2-logic-alleninterval-2
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal interval
modality: AllenInterval
operator: >=

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-2-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Amendments apply to applications made on or after commencement.
modality: Deontic
operator: Obligate

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-2-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 8 Section 124 of the new Credit Code

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Higher amount prescribed by regulations
modality: Deontic
operator: >=

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-8-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 8 Subsection 199(2) (at the end of the table)

9 Subsection 199(3)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.76
note: Omit specified terms from consumer leases
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-9-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-9-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-9
schema version: 2

9 Subsections 179(6) and (7) of the National Credit Act
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.111
note: Applicability of National Credit Act subsections to credit contracts entered into on or after commencement.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-9-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-5-sec-9-2
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-5-sec-9-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Prohibits omitting specified terms
modality: Deontic
operator: Prohibit

1 Schedule 4 (heading)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.109
note: Repeal heading and substitute with new text.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-6-sec-1-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-6-sec-1
schema version: 2

1 Subsection 96(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-1-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-1
schema version: 2

10 Subsection 188(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-10-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-10
schema version: 2

11 Subsection 189(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Substitute 'goods' for 'consumer goods'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-11-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-11-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-11
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-11-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes an obligation
modality: Deontic
operator: Obligation

12 Subsection 189(3) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-12-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-12
schema version: 2

13 Subsection 190(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-13-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-13
schema version: 2

14 Paragraph 190(2)(c) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-14-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-14
schema version: 2

15 Subsection 191(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-15-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-15
schema version: 2

16 At the end of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Add Chapter 6—Application and transitional provisions
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-16-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-16
schema version: 2

2 Subsection 96(2) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-2
schema version: 2

288 Application of amendments relating to lay-by agreements
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Amendments apply to lay-by agreements entered into on or after commencement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-288-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-288
schema version: 2

289 Application of amendment relating to repairs
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Amendment applies to notices for repairs accepted after commencement
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-289-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-289
schema version: 2

290 Saving of regulations relating to repairs
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.115
note: Regulations made for subsection 103(1) of Schedule 2 to the Competition and Consumer Act 2010 continue in force.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-deontic-1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-alleninterval-2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-ltl-3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-deontic-4
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-290
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-alleninterval-2
type: LogicApplication
conclusion text: commencement of item >= regulations
confidence: 1.0000
curation status: Proposed
execution surface: modalities::interval_reasoning
logic summary: Temporal relationship between commencement of item and regulations
modality: AllenInterval
operator: >=
premise text: Item 9 of Schedule 7 to the Consumer Credit Legislation Amendment (Enhancements) Act 2012.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-deontic-1
type: LogicApplication
conclusion text: continue in force
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Continuation of regulations
modality: Deontic
operator: CONTINUE
premise text: Regulations made for subsection 103(1) of Schedule 2 to the Competition and Consumer Act 2010.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-deontic-4
type: LogicApplication
conclusion text: continue in force after amendment
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Continuation of regulations after amendment
modality: Deontic
operator: CONTINUE
premise text: Regulations continue in force (and may be dealt with) as if they were made for the purposes of that subsection as amended by that item.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-logic-ltl-3
type: LogicApplication
conclusion text: recurring trace between regulations and amended subsection
confidence: 1.0000
curation status: Proposed
execution surface: modalities::temporal_ltl
logic summary: Recurring trace between regulations and amended subsection
modality: LTL
operator: RECURSIVE
premise text: Regulations that were in force immediately before the commencement of that item.

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-290-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 290 Saving of regulations relating to repairs

3 Subsection 96(3) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Replace 'consumer goods' with 'goods'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-3
schema version: 2

4 Subsection 96(4) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-4
schema version: 2

5 Subsection 97(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Substitute 'goods' for 'consumer goods'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-5
schema version: 2

6 Subsection 97(2) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-6-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-6
schema version: 2

7 Subsection 97(3) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Omit 'consumer goods', substitute 'goods'.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-7-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-7
schema version: 2

8 Section 98 of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Replace 'consumer goods' with 'goods'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-8-norm
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-8
schema version: 2

9 Subsection 103(1) of Schedule 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.114
note: Substitute goods supplied to a consumer for 'consumer goods'
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-9-norm
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-9-logic-deontic-1
curation status: Proposed
proposed by: legis2cml
realized by: sch-7-sec-9
schema version: 2

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-9-logic-deontic-1
type: LogicApplication
confidence: 1.0000
curation status: Proposed
execution surface: modalities::logic::deontic
logic summary: Imposes an obligation on the state
modality: Deontic
operator: Obligation

consumer-credit-legislation-amendment-enhancements-act-2012-sch-7-sec-9-norm
type: Obligation
scope note: borne by: State
curation status: Proposed
modality: Deontic
borne by: State
deontic status: HeuristicDerived
part of: 9 Subsection 103(1) of Schedule 2

1 Short title
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.5
note: Citation of the Act
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-10-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-10
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-11-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-11
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-12-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-12
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-13-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-13
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-14-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-14
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-15-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-15
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-16-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-16
schema version: 2

1 July 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-17-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-17
schema version: 2

1 July 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-18-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-18
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-19-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-19
schema version: 2

1 Section 1
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Table of sections
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-2
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Commencement information
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-20-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-20
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-3
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-4
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-5
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-6-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-6
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-7-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-7
schema version: 2

1 March 2013
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-8-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-8
schema version: 2

1 March 2013.
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-1-9-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-1-9
schema version: 2

17 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-17-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-17
schema version: 2

17 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.7
note: Note on table limitations
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-17-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-17-2
schema version: 2

18 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-18-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-18
schema version: 2

18 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-18-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-18-2
schema version: 2

18 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-18-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-18-3
schema version: 2

18 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-18-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-18-4
schema version: 2

18 September
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.7
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-18-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-18-5
schema version: 2

2 Commencement
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Commencement rules
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2
schema version: 2

2 Section 2
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Schedule 1
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2-2
schema version: 2

2A Section 2A
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Schedule 2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2a-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2a
schema version: 2

2B Section 2B
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Schedule 2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2b-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2b
schema version: 2

2C Section 2C
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Reference to Schedule 2, items 12 to 14
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2c-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2c
schema version: 2

2D Section 2D
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: The day after this Act receives the Royal Assent.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2d-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2d
schema version: 2

2E Section 2E
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Reference to Schedule 2 items 16 to 18
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2e-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2e
schema version: 2

2F Section 2F
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Conditional commencement of Schedule 2
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2f-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2f
schema version: 2

2G Section 2G
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Reference to Schedule 2, items 21 and 22
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2g-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2g
schema version: 2

2H Section 2H
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: The day after this Act receives the Royal Assent.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2h-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2h
schema version: 2

2J Section 2J
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Reference to Schedule 2, items 24 to 26
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2j-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2j
schema version: 2

2K Section 2K
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Schedule 3
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-2k-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-2k
schema version: 2

3 Section 3
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Schedule 4
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-3-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-3
schema version: 2

3 Schedule(s)
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.7
note: Amendments and repeals of Acts specified in a Schedule.
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-3-2-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-3-2
schema version: 2

4 Section 4
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.6
note: Schedule 5
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-4-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-4
schema version: 2

4A Section 4A
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.7
note: Conditional commencement of Schedule 6
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-4a-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-4a
schema version: 2

5 Section 5
type: Concept
source: consumer-credit-legislation-amendment-enhancements-act-2012.pdf, p.7
note: Schedule 7 commencement provision
asserts: consumer-credit-legislation-amendment-enhancements-act-2012-sec-5-norm
curation status: Proposed
proposed by: legis2cml
realized by: sec-5
schema version: 2

Consumer Credit Legislation Amendment (Enhancements) Act 2012
type: Document
description: An Act to amend the law relating to consumer credit and consumer protection, and for related purposes
identifier: No. 130 of 2012
curation status: Proposed
proposed by: legis2cml
category: AU