Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020
type: Document
category: AU
identifier: No. 2 of 2020
date: 15 September 2023
description: An Act to amend the law relating to unfair contract terms and insurance contracts, funeral expenses facilities, funeral benefits, mortgage brokers and mortgage intermediaries, and for related purposes
proposed by: legis2cml
curation status: Proposed

15 September 2023
type: Concept
realized by: sec-15
note: Includes amendments up to Act No. 69, 2023
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.1
asserts: c2023c00239-sec-15-norm

21 September 2023
type: Concept
realized by: sec-21
note: Compilation information and notes on amendments.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.1
asserts: c2023c00239-sec-21-norm

1 Short title
type: Concept
realized by: sch-3-sec-1
note: Short title of the Act
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-1-norm
asserts: c2023c00239-sch-3-sec-1-logic-deontic-1

c2023c00239-sch-3-sec-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: is
logic summary: Identifies the Act as a specific title
conclusion text: The Act is the Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

2 Commencement
type: Concept
realized by: sch-3-sec-2
note: Commencement rules
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-2-norm

1 Section 1
type: Concept
realized by: sch-3-sec-1-2
note: Commencement of the Act
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-1-2-norm
asserts: c2023c00239-sch-3-sec-1-2-logic-alleninterval-1

c2023c00239-sch-3-sec-1-2-logic-alleninterval-1
type: LogicApplication
modality: AllenInterval
operator: Applicable
logic summary: Temporal interval
premise text: Temporal commencement
conclusion text: Commencement on day of Royal Assent
execution surface: modalities::interval_reasoning
confidence: 0.5000
curation status: Proposed

17 February
type: Concept
realized by: sch-3-sec-17
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-17-norm

2 Section 2
type: Concept
realized by: sch-3-sec-2-2
note: Schedule 1
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-2-2-norm

5 April 2021.
type: Concept
realized by: sch-3-sec-5
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-5-norm

5 April 2021
type: Concept
realized by: sch-3-sec-5-2
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-5-2-norm

3 Section 3
type: Concept
realized by: sch-3-sec-3
note: The day after this Act receives the Royal Assent.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-3-norm

18 February
type: Concept
realized by: sch-3-sec-18
note: Note: This table relates only to the provisions of this Act as originally enacted.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.5
asserts: c2023c00239-sch-3-sec-18-norm

3 Schedules
type: Concept
realized by: sch-3-sec-3-2
note: Legislation in schedules is amended or repealed according to its terms.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.6
asserts: c2023c00239-sch-3-sec-3-2-norm
asserts: c2023c00239-sch-3-sec-3-2-logic-alleninterval-1

c2023c00239-sch-3-sec-3-2-logic-alleninterval-1
type: LogicApplication
modality: AllenInterval
operator: Applicable
logic summary: Temporal relation between schedules and the Act
premise text: Schedules are amended or repealed according to their terms
conclusion text: Temporal relation exists
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

1 Subsection 12BA(1)
type: Concept
realized by: sch-1-sec-1
note: Definition of insurance contract
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.7
asserts: c2023c00239-sch-1-sec-1-norm
asserts: c2023c00239-sch-1-sec-1-logic-deontic-1

c2023c00239-sch-1-sec-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: =
logic summary: Defines term
conclusion text: insurance contract means a contract of insurance to which the Insurance Contracts Act 1984 applies.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

2 At the end of section 12BF
type: Concept
realized by: sch-1-sec-2
note: Applicability of Insurance Contracts Act to insurance contracts
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.7
asserts: c2023c00239-sch-1-sec-2-norm
asserts: c2023c00239-sch-1-sec-2-logic-deontic-1

c2023c00239-sch-1-sec-2-norm
type: Obligation
modality: Deontic
part of: 2 At the end of section 12BF
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-1-sec-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: applies
logic summary: Section applies to Insurance Contracts Act insurance contracts
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

3 At the end of subsection 12BI(1)
type: Concept
realized by: sch-1-sec-3
note: Insurance contracts must disclose transparent terms at or before entry.
description: Transparent term disclosure
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.7
asserts: c2023c00239-sch-1-sec-3-norm
asserts: c2023c00239-sch-1-sec-3-logic-deontic-1

c2023c00239-sch-1-sec-3-norm
type: Obligation
modality: Deontic
part of: 3 At the end of subsection 12BI(1)
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-1-sec-3-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Must
logic summary: Mandatory obligation
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

4 At the end of section 12BI
type: Concept
realized by: sch-1-sec-4
note: Have regard to the main subject matter of the contract only to the extent that it describes what is being insured.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.7
asserts: c2023c00239-sch-1-sec-4-norm

c2023c00239-sch-1-sec-4-norm
type: Obligation
modality: Deontic
part of: 4 At the end of section 12BI
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

5 After subsection 12BL(1)
type: Concept
realized by: sch-1-sec-5
note: Exempts certain medical indemnity contracts from the Subdivision's application.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.7
asserts: c2023c00239-sch-1-sec-5-norm
asserts: c2023c00239-sch-1-sec-5-logic-deontic-1

c2023c00239-sch-1-sec-5-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: !
logic summary: Negates the Subdivision's application for these contracts
premise text: None
conclusion text: None
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

6 At the end of subsections 12GND(1) and (2)
type: Concept
realized by: sch-1-sec-6
note: A person who is a third party beneficiary under the contract.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8
asserts: c2023c00239-sch-1-sec-6-norm
asserts: c2023c00239-sch-1-sec-6-logic-deontic-1

c2023c00239-sch-1-sec-6-norm
type: Obligation
modality: Deontic
part of: 6 At the end of subsections 12GND(1) and (2)
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-1-sec-6-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: hasBeneficiary
logic summary: Identifies beneficiaries of a contract.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

7 In the appropriate position
type: Concept
realized by: sch-1-sec-7
note: Insert in an appropriate position
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8
asserts: c2023c00239-sch-1-sec-7-norm

325 Application—unfair contract terms
type: Concept
realized by: sch-1-sec-325
has part: 325(1) Application—unfair contract terms
has part: 325(2) Application—unfair contract terms
has part: 325(3) Application—unfair contract terms
has part: 325(4) Application—unfair contract terms
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8

325(1) Application—unfair contract terms
type: Concept
realized by: sch-1-sec-325-ss-1
part of: 325 Application—unfair contract terms
note: Amendments apply to contracts entered into on or after commencement of Schedule.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8
asserts: c2023c00239-sch-1-sec-325-ss-1-norm
asserts: c2023c00239-sch-1-sec-325-ss-1-logic-deontic-1

c2023c00239-sch-1-sec-325-ss-1-norm
type: Obligation
modality: Deontic
part of: 325(1) Application—unfair contract terms
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Applicability
logic summary: Amendments apply to contracts entered into on or after commencement of Schedule.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

325(2) Application—unfair contract terms
type: Concept
realized by: sch-1-sec-325-ss-2
part of: 325 Application—unfair contract terms
note: Exempts contracts entered into before the commencement of Schedule 1 from the amendments.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8
asserts: c2023c00239-sch-1-sec-325-ss-2-norm

325(3) Application—unfair contract terms
type: Concept
realized by: sch-1-sec-325-ss-3
part of: 325 Application—unfair contract terms
note: Applicable provision for unfair contract terms
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8
asserts: c2023c00239-sch-1-sec-325-ss-3-norm
asserts: c2023c00239-sch-1-sec-325-ss-3-logic-deontic-1
asserts: c2023c00239-sch-1-sec-325-ss-3-logic-alleninterval-2
asserts: c2023c00239-sch-1-sec-325-ss-3-logic-ltl-3
asserts: c2023c00239-sch-1-sec-325-ss-3-logic-diffusion-4
asserts: c2023c00239-sch-1-sec-325-ss-3-logic-cogai-5

c2023c00239-sch-1-sec-325-ss-3-norm
type: Obligation
modality: Deontic
part of: 325(3) Application—unfair contract terms
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-3-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: applies
logic summary: Provision applies to contracts
premise text: (3) If paragraph (2)(b) of this section applies...
conclusion text: ...subsection 12BF(2) and section 12BK of this Act apply.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-3-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: applies
logic summary: Temporal relation between provisions
premise text: (3) If paragraph (2)(b) of this section applies...
conclusion text: ...subsection 12BF(2) and section 12BK of this Act apply.
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-3-logic-ltl-3
type: LogicApplication
modality: LTL
operator: applies
logic summary: Ordered trace for provision application
premise text: (3) If paragraph (2)(b) of this section applies...
conclusion text: ...subsection 12BF(2) and section 12BK of this Act apply.
execution surface: modalities::temporal_ltl
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-3-logic-diffusion-4
type: LogicApplication
modality: Diffusion
operator: applies
logic summary: Provision affects contracts
premise text: (3) If paragraph (2)(b) of this section applies...
conclusion text: ...subsection 12BF(2) and section 12BK of this Act apply.
execution surface: modalities::diffusion
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-3-logic-cogai-5
type: LogicApplication
modality: CogAI
operator: applies
logic summary: Artificial agent application
premise text: (3) If paragraph (2)(b) of this section applies...
conclusion text: ...subsection 12BF(2) and section 12BK of this Act apply.
execution surface: sparql_library::parsers::chk_parser
confidence: 1.0000
curation status: Proposed

325(4) Application—unfair contract terms
type: Concept
realized by: sch-1-sec-325-ss-4
part of: 325 Application—unfair contract terms
note: Exempts contracts from amendments if it would result in an unfair acquisition of property.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.8
asserts: c2023c00239-sch-1-sec-325-ss-4-norm
asserts: c2023c00239-sch-1-sec-325-ss-4-logic-deontic-1
asserts: c2023c00239-sch-1-sec-325-ss-4-logic-alleninterval-2
asserts: c2023c00239-sch-1-sec-325-ss-4-logic-ltl-3
asserts: c2023c00239-sch-1-sec-325-ss-4-logic-cogai-4
asserts: c2023c00239-sch-1-sec-325-ss-4-logic-shacl-5

c2023c00239-sch-1-sec-325-ss-4-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the application of amendments to certain contracts.
premise text: The operation of the amendments would result in an acquisition of property from a person otherwise than on just terms.
conclusion text: The exemptions apply.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-4-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: Temporal Exclusion
logic summary: Exempts contracts from amendments due to temporal overlap.
premise text: The operation of the amendments would result in an acquisition of property...
conclusion text: The exemptions apply during this time period.
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-4-logic-ltl-3
type: LogicApplication
modality: LTL
operator: Temporal Inclusion
logic summary: Incorporates temporal logic to define the exemption period.
premise text: The amendments do not apply to a contract, or a term of a contract...
conclusion text: The exemptions are valid during this time frame.
execution surface: modalities::temporal_ltl
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-4-logic-cogai-4
type: LogicApplication
modality: CogAI
operator: Knowledge Representation
logic summary: Represents the exemption as a knowledge representation.
premise text: The amendments do not apply to a contract, or a term of a contract...
conclusion text: The exemptions are represented by this rule.
execution surface: sparql_library::parsers::chk_parser
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-1-sec-325-ss-4-logic-shacl-5
type: LogicApplication
modality: SHACL
operator: Schema Validation
logic summary: Validates the exemption schema.
premise text: The amendments do not apply to a contract, or a term of a contract...
conclusion text: The exemptions conform to this schema.
execution surface: modalities::logic::shacl
confidence: 1.0000
curation status: Proposed

8 At the end of section 12
type: Concept
realized by: sch-1-sec-8
note: This Part operates in addition to the unfair contract terms provisions of the Australian Securities and Investments Commission Act 2001.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.9
asserts: c2023c00239-sch-1-sec-8-norm

9 Subsection 15(2)
type: Concept
realized by: sch-1-sec-9
note: Omit all words after 'but does not' and substitute with specific clauses.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.9
asserts: c2023c00239-sch-1-sec-9-norm
asserts: c2023c00239-sch-1-sec-9-logic-deontic-1

c2023c00239-sch-1-sec-9-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: prohibition
logic summary: Prohibit omission of words
premise text: Text
conclusion text: New text
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

10 Application of amendments of the Insurance Contracts
type: Concept
realized by: sch-1-sec-10
note: Amendments of Insurance Contracts Act 1984 apply to Australian Securities and Investments Commission Act 2001
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.10
asserts: c2023c00239-sch-1-sec-10-norm

c2023c00239-sch-1-sec-10-norm
type: Obligation
modality: Deontic
part of: 10 Application of amendments of the Insurance Contracts
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

1 At the end of section 12BAA
type: Concept
realized by: sch-2-sec-1
note: Funeral expenses facility is not a funeral benefit for the purposes of this Act.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.11
asserts: c2023c00239-sch-2-sec-1-norm
asserts: c2023c00239-sch-2-sec-1-logic-deontic-1

c2023c00239-sch-2-sec-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: not
logic summary: Negative statement
conclusion text: Funeral expenses facility is not a funeral benefit
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

2 Section 761A (at the end of the definition of funeral benefit)
type: Concept
realized by: sch-2-sec-2
note: Note: A funeral expenses facility is not a funeral benefit.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.11
asserts: c2023c00239-sch-2-sec-2-norm

3 Section 761A
type: Concept
realized by: sch-2-sec-3
note: Definition of funeral expenses facility
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.11
asserts: c2023c00239-sch-2-sec-3-norm

4 At the end of Subdivision D of Division 3 of Part 7.1
type: Concept
realized by: sch-2-sec-4
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.11
asserts: c2023c00239-sch-2-sec-4-norm

765B Funeral expenses facilities are not funeral benefits
type: Concept
realized by: sch-2-sec-765b
note: Funeral expenses facilities are not considered funeral benefits.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.11
asserts: c2023c00239-sch-2-sec-765b-norm
asserts: c2023c00239-sch-2-sec-765b-logic-deontic-1

c2023c00239-sch-2-sec-765b-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Obligate
logic summary: Funeral expenses facilities are not considered funeral benefits.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

1 Subsection 5(1)
type: Concept
realized by: sch-3-sec-1-3
note: References section 15A for definition of associate.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12
asserts: c2023c00239-sch-3-sec-1-3-norm

2 Subsection 5(1) (at the end of the definition of commission)
type: Concept
realized by: sch-3-sec-2-3
note: Note on conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12
asserts: c2023c00239-sch-3-sec-2-3-norm

c2023c00239-sch-3-sec-2-3-norm
type: Obligation
modality: Deontic
part of: 2 Subsection 5(1) (at the end of the definition of commission)
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

3 Subsection 5(1)
type: Concept
realized by: sch-3-sec-3-3
note: References for definitions of conflicted remuneration, mortgage broker, and mortgage intermediary.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12
asserts: c2023c00239-sch-3-sec-3-3-norm

4 After section 15
type: Concept
realized by: sch-3-sec-4
note: Insert clause after section 15
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12
asserts: c2023c00239-sch-3-sec-4-norm

15A Meaning of associate
type: Concept
realized by: sch-3-sec-15a
has part: 15A(1) Meaning of associate
has part: 15A(2) Meaning of associate
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12

15A(1) Meaning of associate
type: Concept
realized by: sch-3-sec-15a-ss-1
part of: 15A Meaning of associate
note: Definition of associate for National Credit Code purposes
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12
asserts: c2023c00239-sch-3-sec-15a-ss-1-norm
asserts: c2023c00239-sch-3-sec-15a-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-15a-ss-1-norm
type: Obligation
modality: Deontic
part of: 15A(1) Meaning of associate
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-15a-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Obligate
logic summary: Definition of associate for National Credit Code purposes
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

15A(2) Meaning of associate
type: Concept
realized by: sch-3-sec-15a-ss-2
part of: 15A Meaning of associate
note: Definition of associate in mortgage brokers regulations.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.12
asserts: c2023c00239-sch-3-sec-15a-ss-2-norm
asserts: c2023c00239-sch-3-sec-15a-ss-2-logic-deontic-1
asserts: c2023c00239-sch-3-sec-15a-ss-2-logic-alleninterval-2
asserts: c2023c00239-sch-3-sec-15a-ss-2-logic-ltl-3
asserts: c2023c00239-sch-3-sec-15a-ss-2-logic-diffusion-4
asserts: c2023c00239-sch-3-sec-15a-ss-2-logic-cogai-5

c2023c00239-sch-3-sec-15a-ss-2-norm
type: Obligation
modality: Deontic
part of: 15A(2) Meaning of associate
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-15a-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: is
logic summary: Associates are defined by regulations.
premise text: (2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations.
conclusion text: a person is an associate of another person
execution surface: modalities::logic::deontic
confidence: 0.5000
curation status: Proposed

c2023c00239-sch-3-sec-15a-ss-2-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: during
logic summary: Associates are defined during specific circumstances.
premise text: (2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations.
conclusion text: circumstances prescribed by regulations: associates
execution surface: modalities::interval_reasoning
confidence: 0.5000
curation status: Proposed

c2023c00239-sch-3-sec-15a-ss-2-logic-ltl-3
type: LogicApplication
modality: LTL
operator: during
logic summary: Associates are defined during specific circumstances.
premise text: (2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations.
conclusion text: circumstances prescribed by regulations: associates
execution surface: modalities::temporal_ltl
confidence: 0.5000
curation status: Proposed

c2023c00239-sch-3-sec-15a-ss-2-logic-diffusion-4
type: LogicApplication
modality: Diffusion
operator: during
logic summary: Associates are defined during specific circumstances.
premise text: (2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations.
conclusion text: circumstances prescribed by regulations: associates
execution surface: modalities::diffusion
confidence: 0.5000
curation status: Proposed

c2023c00239-sch-3-sec-15a-ss-2-logic-cogai-5
type: LogicApplication
modality: CogAI
operator: during
logic summary: Associates are defined during specific circumstances.
premise text: (2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations.
conclusion text: circumstances prescribed by regulations: associates
execution surface: sparql_library::parsers::chk_parser
confidence: 0.5000
curation status: Proposed

15B Meaning of mortgage broker
type: Concept
realized by: sch-3-sec-15b
has part: 15B(1) Meaning of mortgage broker
has part: 15B(2) Meaning of mortgage broker
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.13

15B(1) Meaning of mortgage broker
type: Concept
realized by: sch-3-sec-15b-ss-1
part of: 15B Meaning of mortgage broker
note: A licensee is a mortgage broker if they carry on a business of providing credit assistance in relation to credit contracts secured by mortgages over residential property.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.13
asserts: c2023c00239-sch-3-sec-15b-ss-1-norm
asserts: c2023c00239-sch-3-sec-15b-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-15b-ss-1-norm
type: Obligation
modality: Deontic
part of: 15B(1) Meaning of mortgage broker
borne by: LegalPerson
scope note: borne by: LegalPerson
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-15b-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: is
logic summary: Definition of a mortgage broker
premise text: (1) A licensee is a mortgage broker if: (a) the licensee carries on a business of providing credit assistance in relation to credit contracts secured by mortgages over residential property; and (b) the licensee does not perform the obligations, or exercise the rights, of a credit provider in relation to the majority of those credit contracts; and (c) in carrying on the business, the licensee provides credit assistance in relation to credit contracts offered by more than one credit provider.
conclusion text: (1) A licensee is a mortgage broker if: (a) the licensee carries on a business of providing credit assistance in relation to credit contracts secured by mortgages over residential property; and (b) the licensee does not perform the obligations, or exercise the rights, of a credit provider in relation to the majority of those credit contracts; and (c) in carrying on the business, the licensee provides credit assistance in relation to credit contracts offered by more than one credit provider.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

15B(2) Meaning of mortgage broker
type: Concept
realized by: sch-3-sec-15b-ss-2
part of: 15B Meaning of mortgage broker
note: A credit representative is a mortgage broker if they meet specific conditions.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.13
asserts: c2023c00239-sch-3-sec-15b-ss-2-norm
asserts: c2023c00239-sch-3-sec-15b-ss-2-logic-deontic-1

c2023c00239-sch-3-sec-15b-ss-2-norm
type: Obligation
modality: Deontic
part of: 15B(2) Meaning of mortgage broker
borne by: LegalPerson
scope note: borne by: LegalPerson
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-15b-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: is
logic summary: Definition of a mortgage broker
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

15C Meaning of mortgage intermediary
type: Concept
realized by: sch-3-sec-15c
has part: 15C(1) Meaning of mortgage intermediary
has part: 15C(2) Meaning of mortgage intermediary
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.13

15C(1) Meaning of mortgage intermediary
type: Concept
realized by: sch-3-sec-15c-ss-1
part of: 15C Meaning of mortgage intermediary
note: Licensee must act as an intermediary in relation to credit contracts.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.13
asserts: c2023c00239-sch-3-sec-15c-ss-1-norm
asserts: c2023c00239-sch-3-sec-15c-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-15c-ss-1-norm
type: Obligation
modality: Deontic
part of: 15C(1) Meaning of mortgage intermediary
borne by: LegalPerson
scope note: borne by: LegalPerson
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-15c-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: MUST
logic summary: Obligation
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

15C(2) Meaning of mortgage intermediary
type: Concept
realized by: sch-3-sec-15c-ss-2
part of: 15C Meaning of mortgage intermediary
note: Definition of credit representative as mortgage intermediary
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.13
asserts: c2023c00239-sch-3-sec-15c-ss-2-norm

c2023c00239-sch-3-sec-15c-ss-2-norm
type: Obligation
modality: Deontic
part of: 15C(2) Meaning of mortgage intermediary
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

5 After Part 3-5
type: Concept
realized by: sch-3-sec-5-3
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.14
asserts: c2023c00239-sch-3-sec-5-3-norm

158K Guide to this Part
type: Concept
realized by: sch-3-sec-158k
note: Mortgage brokers must act in the best interests of consumers.
description: Credit assistance in relation to credit contracts.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.14
asserts: c2023c00239-sch-3-sec-158k-norm
asserts: c2023c00239-sch-3-sec-158k-logic-deontic-1

c2023c00239-sch-3-sec-158k-norm
type: Obligation
modality: Deontic
part of: 158K Guide to this Part
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158k-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: MUST
logic summary: Must act in the best interests of consumers.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158KA Doing acts
type: Concept
realized by: sch-3-sec-158ka
note: A reference in this Part to doing an act or thing includes a reference to causing or authorising the act or thing to be done.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.15
asserts: c2023c00239-sch-3-sec-158ka-norm

c2023c00239-sch-3-sec-158ka-norm
type: Obligation
modality: Deontic
part of: 158KA Doing acts
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

158KB Circumstances in which a secondary representative is taken
type: Concept
realized by: sch-3-sec-158kb
has part: 158KB(1) Circumstances in which a secondary representative is taken
has part: 158KB(2) Circumstances in which a secondary representative is taken
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.15

158KB(1) Circumstances in which a secondary representative is taken
type: Concept
realized by: sch-3-sec-158kb-ss-1
part of: 158KB Circumstances in which a secondary representative is taken
note: A secondary representative is authorized as a credit representative of a licensee by a primary representative.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.15
asserts: c2023c00239-sch-3-sec-158kb-ss-1-norm
asserts: c2023c00239-sch-3-sec-158kb-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-158kb-ss-1-norm
type: Obligation
modality: Deontic
part of: 158KB(1) Circumstances in which a secondary representative is taken
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158kb-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: has
logic summary: Authorization is granted
premise text: Primary representative authorizes secondary representative
conclusion text: Secondary representative is authorized
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158KB(2) Circumstances in which a secondary representative is taken
type: Concept
realized by: sch-3-sec-158kb-ss-2
part of: 158KB Circumstances in which a secondary representative is taken
note: Secondary representative acting within scope of authority
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.15
asserts: c2023c00239-sch-3-sec-158kb-ss-2-norm
asserts: c2023c00239-sch-3-sec-158kb-ss-2-logic-deontic-1

c2023c00239-sch-3-sec-158kb-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: within
logic summary: Scope of authority
premise text: Actual or apparent authority
conclusion text: Obligation
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158KC Obligations under this Part in addition to other obligations
type: Concept
realized by: sch-3-sec-158kc
note: Obligations under this Part in addition to other obligations
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.15
asserts: c2023c00239-sch-3-sec-158kc-norm

c2023c00239-sch-3-sec-158kc-norm
type: Obligation
modality: Deontic
part of: 158KC Obligations under this Part in addition to other obligations
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

158L Application of this Subdivision
type: Concept
realized by: sch-3-sec-158l
has part: 158L(1) Application of this Subdivision
has part: 158L(2) Application of this Subdivision
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.16

158L(1) Application of this Subdivision
type: Concept
realized by: sch-3-sec-158l-ss-1
part of: 158L Application of this Subdivision
note: This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.16
asserts: c2023c00239-sch-3-sec-158l-ss-1-norm
asserts: c2023c00239-sch-3-sec-158l-ss-1-logic-deontic-1
asserts: c2023c00239-sch-3-sec-158l-ss-1-logic-alleninterval-2
asserts: c2023c00239-sch-3-sec-158l-ss-1-logic-ltl-3

c2023c00239-sch-3-sec-158l-ss-1-norm
type: Obligation
modality: Deontic
part of: 158L(1) Application of this Subdivision
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: applies
logic summary: The provision applies to credit assistance provided by a licensee.
premise text: (1) This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker.
conclusion text: This Subdivision applies.
execution surface: modalities::logic::deontic
confidence: 0.5000
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-1-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: applies
logic summary: The provision specifies the temporal scope of application for this Subdivision.
premise text: (1) This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker.
conclusion text: This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker.
execution surface: modalities::interval_reasoning
confidence: 0.5000
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-1-logic-ltl-3
type: LogicApplication
modality: LTL
operator: applies
logic summary: The provision specifies the temporal scope of application for this Subdivision.
premise text: (1) This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker.
conclusion text: This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker.
execution surface: modalities::temporal_ltl
confidence: 0.5000
curation status: Proposed

158L(2) Application of this Subdivision
type: Concept
realized by: sch-3-sec-158l-ss-2
part of: 158L Application of this Subdivision
note: Exemption from application of this subdivision for credit assistance provided by a credit representative acting within their actual or apparent authority.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.16
asserts: c2023c00239-sch-3-sec-158l-ss-2-norm
asserts: c2023c00239-sch-3-sec-158l-ss-2-logic-deontic-1
asserts: c2023c00239-sch-3-sec-158l-ss-2-logic-alleninterval-2
asserts: c2023c00239-sch-3-sec-158l-ss-2-logic-ltl-3
asserts: c2023c00239-sch-3-sec-158l-ss-2-logic-cogai-4
asserts: c2023c00239-sch-3-sec-158l-ss-2-logic-shacl-5

c2023c00239-sch-3-sec-158l-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of application
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-2-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: Temporal Exemption
logic summary: Exemption for temporal period
premise text: (2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee.
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-2-logic-ltl-3
type: LogicApplication
modality: LTL
operator: Temporal Exemption
logic summary: Exemption for temporal period
premise text: (2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee.
execution surface: modalities::temporal_ltl
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-2-logic-cogai-4
type: LogicApplication
modality: CogAI
operator: Entity Classification
logic summary: Classification of entities involved
premise text: (2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee.
execution surface: sparql_library::parsers::chk_parser
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158l-ss-2-logic-shacl-5
type: LogicApplication
modality: SHACL
operator: Entity Validation
logic summary: Validation of entity relationships
premise text: (2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee.
execution surface: modalities::logic::shacl
confidence: 1.0000
curation status: Proposed

158LA Licensee must act in the best interests of the consumer
type: Concept
realized by: sch-3-sec-158la
note: Must act in best interests of consumer
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.16
asserts: c2023c00239-sch-3-sec-158la-norm
asserts: c2023c00239-sch-3-sec-158la-logic-deontic-1

c2023c00239-sch-3-sec-158la-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: MUST
logic summary: Obligation to act in best interests
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158LB Conflict between consumer’s interests and those of the
type: Concept
realized by: sch-3-sec-158lb
note: Licensee must give priority to consumer's interests when providing credit assistance.
description: Yes
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.16
asserts: c2023c00239-sch-3-sec-158lb-norm
asserts: c2023c00239-sch-3-sec-158lb-logic-deontic-1

c2023c00239-sch-3-sec-158lb-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: MUST
logic summary: Obligation to prioritize consumer's interests
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158LD Application of this Subdivision
type: Concept
realized by: sch-3-sec-158ld
note: This Subdivision applies in relation to credit assistance provided to a consumer in relation to a credit contract by a credit representative acting within the scope of the credit representative’s actual or apparent authority from a licensee, if either the credit representative or the licensee is a mortgage broker.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.17
asserts: c2023c00239-sch-3-sec-158ld-norm
asserts: c2023c00239-sch-3-sec-158ld-logic-deontic-1

c2023c00239-sch-3-sec-158ld-norm
type: Obligation
modality: Deontic
part of: 158LD Application of this Subdivision
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158ld-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: applies
logic summary: The provision applies to credit assistance provided by a credit representative.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158LE Credit representative must act in the best interests of the
type: Concept
realized by: sch-3-sec-158le
has part: 158LE(1) Credit representative must act in the best interests of the
has part: 158LE(2) Credit representative must act in the best interests of the
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.17

158LE(1) Credit representative must act in the best interests of the
type: Concept
realized by: sch-3-sec-158le-ss-1
part of: 158LE Credit representative must act in the best interests of the
note: Credit representative must act in the best interests of consumers.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.17
asserts: c2023c00239-sch-3-sec-158le-ss-1-norm
asserts: c2023c00239-sch-3-sec-158le-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-158le-ss-1-norm
type: Obligation
modality: Deontic
part of: 158LE(1) Credit representative must act in the best interests of the
borne by: Agent
scope note: borne by: Agent
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158le-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: MUST
logic summary: Obligation to act in the best interests.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158LE(2) Credit representative must act in the best interests of the
type: Concept
realized by: sch-3-sec-158le-ss-2
part of: 158LE Credit representative must act in the best interests of the
note: Credit representative must comply with subsection (1)
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.17
asserts: c2023c00239-sch-3-sec-158le-ss-2-norm
asserts: c2023c00239-sch-3-sec-158le-ss-2-logic-deontic-1

c2023c00239-sch-3-sec-158le-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Must
logic summary: Mandatory duty
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158LF Conflict between consumer’s interests and those of the credit
type: Concept
realized by: sch-3-sec-158lf
note: Credit representative must know of conflicts between consumer's interests and those of the credit representative, licensee, or their associates.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.17
asserts: c2023c00239-sch-3-sec-158lf-norm
asserts: c2023c00239-sch-3-sec-158lf-logic-deontic-1
asserts: c2023c00239-sch-3-sec-158lf-logic-alleninterval-2
asserts: c2023c00239-sch-3-sec-158lf-logic-ltl-3
asserts: c2023c00239-sch-3-sec-158lf-logic-diffusion-4
asserts: c2023c00239-sch-3-sec-158lf-logic-cogai-5

c2023c00239-sch-3-sec-158lf-norm
type: Obligation
modality: Deontic
part of: 158LF Conflict between consumer’s interests and those of the credit
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158lf-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Knows
logic summary: Knowledge obligation
premise text: The credit representative knows or reasonably ought to know...
conclusion text: ...there is a conflict between the interests of...
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158lf-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: Overlaps
logic summary: Temporal overlap of knowledge and conflict
premise text: If the credit representative knows, or reasonably ought to know...
conclusion text: ...that there is a conflict between the interests of...
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158lf-logic-ltl-3
type: LogicApplication
modality: LTL
operator: Recurring
logic summary: Recurring trace of knowledge and conflict
premise text: If the credit representative knows, or reasonably ought to know...
conclusion text: ...that there is a conflict between the interests of...
execution surface: modalities::temporal_ltl
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158lf-logic-diffusion-4
type: LogicApplication
modality: Diffusion
operator: Diffuses
logic summary: Diffusion of knowledge and conflict
premise text: If the credit representative knows, or reasonably ought to know...
conclusion text: ...that there is a conflict between the interests of...
execution surface: modalities::diffusion
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158lf-logic-cogai-5
type: LogicApplication
modality: CogAI
operator: Recognizes
logic summary: Recognition of conflicts by AI
premise text: If the credit representative knows, or reasonably ought to know...
conclusion text: ...that there is a conflict between the interests of...
execution surface: sparql_library::parsers::chk_parser
confidence: 1.0000
curation status: Proposed

158N Conflicted remuneration
type: Concept
realized by: sch-3-sec-158n
note: Definition of conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.18
asserts: c2023c00239-sch-3-sec-158n-norm
asserts: c2023c00239-sch-3-sec-158n-logic-deontic-1
asserts: c2023c00239-sch-3-sec-158n-logic-descriptionlogic-2

c2023c00239-sch-3-sec-158n-norm
type: Obligation
modality: Deontic
part of: 158N Conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158n-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: definition
logic summary: Defines a term with obligations
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158n-logic-descriptionlogic-2
type: LogicApplication
modality: DescriptionLogic
operator: class hierarchy
logic summary: Applies to explicit class hierarchies
execution surface: modalities::dl
confidence: 1.0000
curation status: Proposed

158NA Regulations may further define conflicted remuneration
type: Concept
realized by: sch-3-sec-158na
note: Ban on accepting conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.18
asserts: c2023c00239-sch-3-sec-158na-norm
asserts: c2023c00239-sch-3-sec-158na-logic-deontic-1

c2023c00239-sch-3-sec-158na-norm
type: Prohibition
modality: Deontic
part of: 158NA Regulations may further define conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158na-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits accepting conflicted remuneration
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158NB Licensee must not accept conflicted remuneration
type: Concept
realized by: sch-3-sec-158nb
note: Licensee must not accept conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.19
asserts: c2023c00239-sch-3-sec-158nb-norm
asserts: c2023c00239-sch-3-sec-158nb-logic-deontic-1

c2023c00239-sch-3-sec-158nb-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Must Not
logic summary: Prohibition of accepting conflicted remuneration
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158NC Credit representative must not accept conflicted
type: Concept
realized by: sch-3-sec-158nc
has part: 158NC(1) Credit representative must not accept conflicted
has part: 158NC(2) Credit representative must not accept conflicted
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.19

158NC(1) Credit representative must not accept conflicted
type: Concept
realized by: sch-3-sec-158nc-ss-1
part of: 158NC Credit representative must not accept conflicted
note: Credit representative must not accept conflicted remuneration.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.19
asserts: c2023c00239-sch-3-sec-158nc-ss-1-norm
asserts: c2023c00239-sch-3-sec-158nc-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-158nc-ss-1-norm
type: Prohibition
modality: Deontic
part of: 158NC(1) Credit representative must not accept conflicted
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158nc-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: (1) A credit representative of a licensee must not accept conflicted remuneration in circumstances prescribed by the regulations if the credit representative or the licensee is:
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158NC(2) Credit representative must not accept conflicted
type: Concept
realized by: sch-3-sec-158nc-ss-2
part of: 158NC Credit representative must not accept conflicted
note: Credit representative must comply with subsection (1)
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.19
asserts: c2023c00239-sch-3-sec-158nc-ss-2-norm
asserts: c2023c00239-sch-3-sec-158nc-ss-2-logic-deontic-1

c2023c00239-sch-3-sec-158nc-ss-2-norm
type: Obligation
modality: Deontic
part of: 158NC(2) Credit representative must not accept conflicted
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158nc-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: MUST
logic summary: Must comply
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158ND Employer must not give employees conflicted remuneration
type: Concept
realized by: sch-3-sec-158nd
has part: 158ND(1) Employer must not give employees conflicted remuneration
has part: 158ND(2) Employer must not give employees conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.20

158ND(1) Employer must not give employees conflicted remuneration
type: Concept
realized by: sch-3-sec-158nd-ss-1
part of: 158ND Employer must not give employees conflicted remuneration
note: Employer must not give employees conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.20
asserts: c2023c00239-sch-3-sec-158nd-ss-1-norm
asserts: c2023c00239-sch-3-sec-158nd-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-158nd-ss-1-norm
type: Prohibition
modality: Deontic
part of: 158ND(1) Employer must not give employees conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158nd-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: Employer must not give employees conflicted remuneration
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158ND(2) Employer must not give employees conflicted remuneration
type: Concept
realized by: sch-3-sec-158nd-ss-2
part of: 158ND Employer must not give employees conflicted remuneration
note: Employer must not give employees conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.20
asserts: c2023c00239-sch-3-sec-158nd-ss-2-norm
asserts: c2023c00239-sch-3-sec-158nd-ss-2-logic-deontic-1

c2023c00239-sch-3-sec-158nd-ss-2-norm
type: Prohibition
modality: Deontic
part of: 158ND(2) Employer must not give employees conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158nd-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: Employer must not give employees conflicted remuneration
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158NE Credit provider must not give conflicted remuneration
type: Concept
realized by: sch-3-sec-158ne
has part: 158NE(1) Credit provider must not give conflicted remuneration
has part: 158NE(2) Credit provider must not give conflicted remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.20

158NE(1) Credit provider must not give conflicted remuneration
type: Concept
realized by: sch-3-sec-158ne-ss-1
part of: 158NE Credit provider must not give conflicted remuneration
note: Credit provider must not give conflicted remuneration to licensees in certain circumstances.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.20
asserts: c2023c00239-sch-3-sec-158ne-ss-1-norm
asserts: c2023c00239-sch-3-sec-158ne-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-158ne-ss-1-norm
type: Prohibition
modality: Deontic
part of: 158NE(1) Credit provider must not give conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158ne-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: Credit provider must not give conflicted remuneration
conclusion text: Licensee must not receive conflicted remuneration
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158NE(2) Credit provider must not give conflicted remuneration
type: Concept
realized by: sch-3-sec-158ne-ss-2
part of: 158NE Credit provider must not give conflicted remuneration
note: Credit provider must not give conflicted remuneration to mortgage brokers and intermediaries.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.20
asserts: c2023c00239-sch-3-sec-158ne-ss-2-norm
asserts: c2023c00239-sch-3-sec-158ne-ss-2-logic-deontic-1
asserts: c2023c00239-sch-3-sec-158ne-ss-2-logic-alleninterval-2
asserts: c2023c00239-sch-3-sec-158ne-ss-2-logic-ltl-3
asserts: c2023c00239-sch-3-sec-158ne-ss-2-logic-diffusion-4

c2023c00239-sch-3-sec-158ne-ss-2-norm
type: Prohibition
modality: Deontic
part of: 158NE(2) Credit provider must not give conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158ne-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: Regulations prescribe circumstances for giving conflicted remuneration.
conclusion text: Credit provider must not give conflicted remuneration.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158ne-ss-2-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: Temporal Interval
logic summary: Temporal interval for conflicted remuneration
premise text: Regulations prescribe circumstances for giving conflicted remuneration.
conclusion text: Conflicted remuneration is prohibited within specified circumstances.
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158ne-ss-2-logic-ltl-3
type: LogicApplication
modality: LTL
operator: Recurring Trace
logic summary: Recurring trace of regulation
premise text: Regulations prescribe circumstances for giving conflicted remuneration.
conclusion text: Regulation applies to recurring traces of conflicted remuneration.
execution surface: modalities::temporal_ltl
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158ne-ss-2-logic-diffusion-4
type: LogicApplication
modality: Diffusion
operator: Diffuse
logic summary: Diffusion of regulation
premise text: Regulations prescribe circumstances for giving conflicted remuneration.
conclusion text: Regulation diffuses to all relevant parties.
execution surface: modalities::diffusion
confidence: 1.0000
curation status: Proposed

158NF Mortgage intermediary must not give conflicted
type: Concept
realized by: sch-3-sec-158nf
has part: 158NF(1) Mortgage intermediary must not give conflicted
has part: 158NF(2) Mortgage intermediary must not give conflicted
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.21

158NF(1) Mortgage intermediary must not give conflicted
type: Concept
realized by: sch-3-sec-158nf-ss-1
part of: 158NF Mortgage intermediary must not give conflicted
note: Must not give conflicted remuneration to licensees
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.21
asserts: c2023c00239-sch-3-sec-158nf-ss-1-norm
asserts: c2023c00239-sch-3-sec-158nf-ss-1-logic-deontic-1

c2023c00239-sch-3-sec-158nf-ss-1-norm
type: Prohibition
modality: Deontic
part of: 158NF(1) Mortgage intermediary must not give conflicted
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158nf-ss-1-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: Licensee is a mortgage broker or intermediary
conclusion text: Mortgage intermediary must not give conflicted remuneration
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158NF(2) Mortgage intermediary must not give conflicted
type: Concept
realized by: sch-3-sec-158nf-ss-2
part of: 158NF Mortgage intermediary must not give conflicted
note: Mortgage intermediary must not give conflicted remuneration to licensees or their representatives.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.21
asserts: c2023c00239-sch-3-sec-158nf-ss-2-norm
asserts: c2023c00239-sch-3-sec-158nf-ss-2-logic-deontic-1

c2023c00239-sch-3-sec-158nf-ss-2-norm
type: Prohibition
modality: Deontic
part of: 158NF(2) Mortgage intermediary must not give conflicted
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158nf-ss-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibition of conflicted remuneration
premise text: Mortgage intermediary must not give...
conclusion text: ...civil penalty.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

158T Anti-avoidance
type: Concept
realized by: sch-3-sec-158t
note: Entering into a scheme to avoid application of provisions
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.21
asserts: c2023c00239-sch-3-sec-158t-norm
asserts: c2023c00239-sch-3-sec-158t-logic-deontic-1
asserts: c2023c00239-sch-3-sec-158t-logic-ltl-2
asserts: c2023c00239-sch-3-sec-158t-logic-deontic-3
asserts: c2023c00239-sch-3-sec-158t-logic-deontic-4

c2023c00239-sch-3-sec-158t-norm
type: Prohibition
modality: Deontic
part of: 158T Anti-avoidance
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-3-sec-158t-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits entering into a scheme to avoid application of provisions
premise text: The person must not enter into, begin to carry out or carry out the scheme.
conclusion text: The scheme is prohibited.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158t-logic-ltl-2
type: LogicApplication
modality: LTL
operator: Trace
logic summary: Traces the scheme to its prohibited nature
premise text: The scheme has achieved, or apart from this section, would achieve, that purpose.
conclusion text: The scheme is traced to its prohibited nature.
execution surface: modalities::temporal_ltl
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158t-logic-deontic-3
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the person from entering into a scheme
premise text: The person must not enter into, begin to carry out or carry out the scheme.
conclusion text: The person is prohibited from entering into a scheme.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-3-sec-158t-logic-deontic-4
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the persons who entered into, began to carry out or carried out the scheme from doing so
premise text: The person must not enter into, begin to carry out or carry out the scheme.
conclusion text: The persons are prohibited from entering into, beginning to carry out or carrying out the scheme.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

6 In the appropriate position
type: Concept
realized by: sch-3-sec-6
note: Insert in an appropriate position
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.22
asserts: c2023c00239-sch-3-sec-6-norm

1 Definitions
type: Concept
realized by: sch-10-sec-1
note: Defines 'amending Act'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.22
asserts: c2023c00239-sch-10-sec-1-norm
asserts: c2023c00239-sch-10-sec-1-logic-descriptionlogic-1

c2023c00239-sch-10-sec-1-norm
type: Obligation
modality: Deontic
part of: 1 Definitions
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-10-sec-1-logic-descriptionlogic-1
type: LogicApplication
modality: DescriptionLogic
operator: is-a
logic summary: Class hierarchy
premise text: In this Schedule:
conclusion text: amending Act means the Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020.
execution surface: modalities::dl
confidence: 1.0000
curation status: Proposed

2 Application of best interests obligations
type: Concept
realized by: sch-10-sec-2
note: Division 2 of Part 3-5A applies to credit assistance on or after July 1, 2020.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.22
asserts: c2023c00239-sch-10-sec-2-norm
asserts: c2023c00239-sch-10-sec-2-logic-deontic-1

c2023c00239-sch-10-sec-2-norm
type: Obligation
modality: Deontic
part of: 2 Application of best interests obligations
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-10-sec-2-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: applies
logic summary: Division applies to credit assistance
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

3 Application of ban on conflicted remuneration
type: Concept
realized by: sch-10-sec-3
note: Ban on conflicted remuneration applies to benefits given after July 1, 2020.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.22
asserts: c2023c00239-sch-10-sec-3-norm
asserts: c2023c00239-sch-10-sec-3-logic-deontic-1
asserts: c2023c00239-sch-10-sec-3-logic-alleninterval-2

c2023c00239-sch-10-sec-3-norm
type: Prohibition
modality: Deontic
part of: 3 Application of ban on conflicted remuneration
borne by: State
scope note: borne by: State
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-10-sec-3-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits benefits given after July 1, 2020.
premise text: (1)
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-10-sec-3-logic-alleninterval-2
type: LogicApplication
modality: AllenInterval
operator: Overlaps
logic summary: Benefits given after July 1, 2020, overlap with the ban on conflicted remuneration.
premise text: (1)
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

7 Subsection 5(1)
type: Concept
realized by: sch-10-sec-7
note: Definition of indirect remuneration
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-7-norm
asserts: c2023c00239-sch-10-sec-7-logic-deontic-1
asserts: c2023c00239-sch-10-sec-7-logic-descriptionlogic-2

c2023c00239-sch-10-sec-7-norm
type: Obligation
modality: Deontic
part of: 7 Subsection 5(1)
borne by: LegalPerson
scope note: borne by: LegalPerson
deontic status: HeuristicDerived
curation status: Proposed

c2023c00239-sch-10-sec-7-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: =
logic summary: Defines a term
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

c2023c00239-sch-10-sec-7-logic-descriptionlogic-2
type: LogicApplication
modality: DescriptionLogic
operator: =
logic summary: Applies to definitions
execution surface: modalities::dl
confidence: 1.0000
curation status: Proposed

8 Paragraph 92(e)
type: Concept
realized by: sch-10-sec-8
note: Omit 'commissions' and substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-8-norm
asserts: c2023c00239-sch-10-sec-8-logic-deontic-1

c2023c00239-sch-10-sec-8-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the use of 'commissions'
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

9 Section 111 (paragraph beginning “Division 5”)
type: Concept
realized by: sch-10-sec-9
note: Substitute 'indirect remuneration' for 'commission'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-9-norm
asserts: c2023c00239-sch-10-sec-9-logic-deontic-1

c2023c00239-sch-10-sec-9-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Obligation
logic summary: Imposes an obligation
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

10 Subparagraph 113(2)(g)(i)
type: Concept
realized by: sch-10-sec-10
note: Substitute 'indirect remuneration' for 'commissions'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-10-norm

11 Subparagraph 113(2)(g)(ii)
type: Concept
realized by: sch-10-sec-11
note: Omit 'those commissions', substitute 'that indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-11-norm

12 Subparagraphs 113(3)(b)(i) and (ii)
type: Concept
realized by: sch-10-sec-12
note: Omit 'commissions' and substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-12-norm
asserts: c2023c00239-sch-10-sec-12-logic-deontic-1

c2023c00239-sch-10-sec-12-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the use of 'commissions'
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

13 Division 5 of Part 3-1 of Chapter 3 (heading)
type: Concept
realized by: sch-10-sec-13
note: Omit 'commissions', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-13-norm

14 Section 121 (heading)
type: Concept
realized by: sch-10-sec-14
note: Substitute 'indirect remuneration' for 'commissions'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-14-norm

15 Paragraph 121(2)(b)
type: Concept
realized by: sch-10-sec-15
note: Substitute 'indirect remuneration' for 'commissions'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.23
asserts: c2023c00239-sch-10-sec-15-norm

16 Paragraphs 121(3)(a) and (b)
type: Concept
realized by: sch-10-sec-16
note: Omit 'commissions', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-16-norm

17 Section 134 (paragraph beginning “Division 5”)
type: Concept
realized by: sch-10-sec-17
note: Omit 'commission', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-17-norm

18 Subparagraph 136(2)(g)(i)
type: Concept
realized by: sch-10-sec-18
note: Omit 'commissions', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-18-norm

19 Subparagraph 136(2)(g)(ii)
type: Concept
realized by: sch-10-sec-19
note: Omit 'those commissions', substitute 'that indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-19-norm

20 Subparagraphs 136(3)(b)(i) and (ii)
type: Concept
realized by: sch-10-sec-20
note: Omit 'commissions' and substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-20-norm
asserts: c2023c00239-sch-10-sec-20-logic-deontic-1

c2023c00239-sch-10-sec-20-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the use of 'commissions'
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

21 Division 5 of Part 3-3 of Chapter 3 (heading)
type: Concept
realized by: sch-10-sec-21
note: Substitute 'indirect remuneration' for 'commissions'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-21-norm

22 Section 144 (heading)
type: Concept
realized by: sch-10-sec-22
note: Substitute 'indirect remuneration' for 'commissions'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-22-norm

23 Paragraph 144(2)(b)
type: Concept
realized by: sch-10-sec-23
note: Omit 'commissions', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-23-norm

24 Paragraphs 144(3)(a) and (b)
type: Concept
realized by: sch-10-sec-24
note: Omit 'commissions', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-24-norm

25 Subparagraph 158(2)(g)(i)
type: Concept
realized by: sch-10-sec-25
note: Omit 'commissions', substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-25-norm

26 Subparagraph 158(2)(g)(ii)
type: Concept
realized by: sch-10-sec-26
note: Omit “those commissions”, substitute ‘that indirect remuneration’.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.24
asserts: c2023c00239-sch-10-sec-26-norm

27 Subparagraphs 158(3)(b)(i) and (ii)
type: Concept
realized by: sch-10-sec-27
note: Omit 'commissions' and substitute 'indirect remuneration'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.25
asserts: c2023c00239-sch-10-sec-27-norm
asserts: c2023c00239-sch-10-sec-27-logic-deontic-1

c2023c00239-sch-10-sec-27-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the use of 'commissions'
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

28 Subparagraph 160B(2)(a)(i)
type: Concept
realized by: sch-10-sec-28
note: Omit specific wording from a provision.
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.25
asserts: c2023c00239-sch-10-sec-28-norm
asserts: c2023c00239-sch-10-sec-28-logic-deontic-1

c2023c00239-sch-10-sec-28-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Prohibit
logic summary: Prohibits the specified action.
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

29 Paragraph 160B(2)(d)
type: Concept
realized by: sch-10-sec-29
note: Substitute 'indirect remuneration' for 'commission'
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.25
asserts: c2023c00239-sch-10-sec-29-norm
asserts: c2023c00239-sch-10-sec-29-logic-deontic-1

c2023c00239-sch-10-sec-29-logic-deontic-1
type: LogicApplication
modality: Deontic
operator: Obligation
logic summary: Substitute 'indirect remuneration' for 'commission'
execution surface: modalities::logic::deontic
confidence: 1.0000
curation status: Proposed

17 Feb
type: Concept
realized by: sch-10-sec-17-2
note: Commencement dates for Treasury Laws Amendment (Modernising Business Communications and Other Measures) Act 2023
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.29
asserts: c2023c00239-sch-10-sec-17-2-norm
asserts: c2023c00239-sch-10-sec-17-2-logic-alleninterval-1

c2023c00239-sch-10-sec-17-2-logic-alleninterval-1
type: LogicApplication
modality: AllenInterval
operator: Applicable
logic summary: Requires temporal intervals for commencement dates
premise text: Commencement dates are specified
conclusion text: Undertaking
execution surface: modalities::interval_reasoning
confidence: 1.0000
curation status: Proposed

14 Sept
type: Concept
realized by: sch-10-sec-14-2
note: Conditional commencement of Schedule 1 item 10
curation status: Proposed
schema version: 2
proposed by: legis2cml
source: c2023c00239.pdf, p.29
asserts: c2023c00239-sch-10-sec-14-2-norm