Home > institutions / au-fed-legislation > C2023C00239
Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020
Register ID:
Compilation date: 15 September 2023
Canonical URI:
Promulgating Institution / Scope: institutions, au-fed-legislation, C2023C00239
Triples Extracted: 2571
C2023C00239Compilation date: 15 September 2023
Canonical URI:
https://ns.webcivics.net/institutions/au-fed-legislation/C2023C00239/Promulgating Institution / Scope: institutions, au-fed-legislation, C2023C00239
Triples Extracted: 2571
Normative Modalities
This instrument defines specific modalities of human agency and fundamental freedoms. The RDF properties and SHACL shapes parsed below codify these rights as affirmable undertakings binding upon actors.
Note: We strictly map these rights to the natural person, prioritizing self-determination and autonomy. Institutional constructs (such as corporate personhood) are explicitly disjoint from these human-centric dignity classifications within the SHACL constraints.
Contextual Data Structures (CML & nquins)
The underlying structure of this schema utilizes nquins and Context Markup Language (CML) to provide deep, context-aware semantic mapping.
This architecture ensures that whenever multiple cryptography-supported identifiers are utilized to manage state or attribute assertions, they remain entirely enumerated and compartmentalized. This prevents the blending of distinct agent presence modalities and secures the structural integrity of the Human-Centric system against opaque institutional tracking.
Triples / Shapes Viewer
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix prov: <http://www.w3.org/ns/prov#> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix oa: <http://www.w3.org/ns/oa#> .
@prefix cml: <https://ns.webcivics.net/cml/> .
@prefix values: <https://ns.webcivics.net/values/> .
@prefix concept: <https://ns.webcivics.net/concept/> .
@prefix cof: <https://ns.webcivics.net/cof/> .
@prefix doc: <https://ns.webcivics.net/values/c2023c00239#> .
# CML concept layer — Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020
# MACHINE-DERIVED from the TEXT layer — cml:Proposed, values:HeuristicDerived.
# Pending human attestation (cml:Attested / skos:exactMatch). Generated by legis2cml.
<https://ns.webcivics.net/values/au/c2023c00239> a cof:Document ;
dc:identifier "C2023C00239" ;
prov:wasDerivedFrom <https://www.legislation.gov.au/C2023C00239> ;
dc:title "Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020"@en ;
values:category "AU" ;
dc:identifier "No. 2 of 2020" ;
dc:date "15 September 2023" ;
dc:description "An Act to amend the law relating to unfair contract terms and insurance contracts, funeral expenses facilities, funeral benefits, mortgage brokers and mortgage intermediaries, and for related purposes" ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sec-15 a cml:Concept ;
skos:prefLabel "15 September 2023"@en ;
cml:realizedBy doc:sec-15 ;
cml:integrityHash "6b34c24fed7343c60b02ef6dec297dbcff189f6eb8209ea9e3c9996f20f449cf" ;
skos:note "Includes amendments up to Act No. 69, 2023" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.1" ;
cml:asserts concept:c2023c00239-sec-15-norm .
concept:c2023c00239-sec-15-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sec-15 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sec-21 a cml:Concept ;
skos:prefLabel "21 September 2023"@en ;
cml:realizedBy doc:sec-21 ;
cml:integrityHash "d50ac0bd6c490b2234b25986837b0759e652264f783cd428395a5a2a62a19fed" ;
skos:note "Compilation information and notes on amendments." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.1" ;
cml:asserts concept:c2023c00239-sec-21-norm .
concept:c2023c00239-sec-21-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sec-21 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-1 a cml:Concept ;
skos:prefLabel "1 Short title"@en ;
cml:realizedBy doc:sch-3-sec-1 ;
cml:integrityHash "c70cad8f6eeb95f860cc023328f2ebb4f2f1144f00f52ff3920bb48de99816db" ;
skos:note "Short title of the Act" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-1-norm .
concept:c2023c00239-sch-3-sec-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-1 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-1 cml:asserts concept:c2023c00239-sch-3-sec-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "is" ;
cml:logicSummary "Identifies the Act as a specific title" ;
cml:conclusionText "The Act is the Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-2 a cml:Concept ;
skos:prefLabel "2 Commencement"@en ;
cml:realizedBy doc:sch-3-sec-2 ;
cml:integrityHash "af1d7289adca73e208b5fcaf7c0b0bd6bb64471d7dd79aa90db6297c57f2bc99" ;
skos:note "Commencement rules" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-2-norm .
concept:c2023c00239-sch-3-sec-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-1-2 a cml:Concept ;
skos:prefLabel "1 Section 1"@en ;
cml:realizedBy doc:sch-3-sec-1-2 ;
cml:integrityHash "6561f4272607a18d8b92b3d2c6c7741a8af51428a7b329e978fcb9bd6c54aeae" ;
skos:note "Commencement of the Act" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-1-2-norm .
concept:c2023c00239-sch-3-sec-1-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-1-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-1-2 cml:asserts concept:c2023c00239-sch-3-sec-1-2-logic-alleninterval-1 .
concept:c2023c00239-sch-3-sec-1-2-logic-alleninterval-1 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Applicable" ;
cml:logicSummary "Temporal interval" ;
cml:premiseText "Temporal commencement" ;
cml:conclusionText "Commencement on day of Royal Assent" ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-17 a cml:Concept ;
skos:prefLabel "17 February"@en ;
cml:realizedBy doc:sch-3-sec-17 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-17-norm .
concept:c2023c00239-sch-3-sec-17-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-17 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-2-2 a cml:Concept ;
skos:prefLabel "2 Section 2"@en ;
cml:realizedBy doc:sch-3-sec-2-2 ;
cml:integrityHash "7648c3e4512aa39823dbb36b97c0f9e0726e4110d39aa5e7572221c386ebb545" ;
skos:note "Schedule 1" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-2-2-norm .
concept:c2023c00239-sch-3-sec-2-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-2-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-5 a cml:Concept ;
skos:prefLabel "5 April 2021."@en ;
cml:realizedBy doc:sch-3-sec-5 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-5-norm .
concept:c2023c00239-sch-3-sec-5-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-5 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-5-2 a cml:Concept ;
skos:prefLabel "5 April 2021"@en ;
cml:realizedBy doc:sch-3-sec-5-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-5-2-norm .
concept:c2023c00239-sch-3-sec-5-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-5-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-3 a cml:Concept ;
skos:prefLabel "3 Section 3"@en ;
cml:realizedBy doc:sch-3-sec-3 ;
cml:integrityHash "e73e5c18e2d92f5754835558ae9c416a256e6fc71e54f21de249caf8645fbf83" ;
skos:note "The day after this Act receives the Royal Assent." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-3-norm .
concept:c2023c00239-sch-3-sec-3-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-3 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-18 a cml:Concept ;
skos:prefLabel "18 February"@en ;
cml:realizedBy doc:sch-3-sec-18 ;
cml:integrityHash "51105b8ac939d30a4c13d8f4919f35a0c33302fd707ff49bd88a8cb62c432af4" ;
skos:note "Note: This table relates only to the provisions of this Act as originally enacted." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.5" ;
cml:asserts concept:c2023c00239-sch-3-sec-18-norm .
concept:c2023c00239-sch-3-sec-18-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-18 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-3-2 a cml:Concept ;
skos:prefLabel "3 Schedules"@en ;
cml:realizedBy doc:sch-3-sec-3-2 ;
cml:integrityHash "1909a2d4838ee4acfa106c8109c88c8adeca563eee803c77d2f553e1759221b3" ;
skos:note "Legislation in schedules is amended or repealed according to its terms." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.6" ;
cml:asserts concept:c2023c00239-sch-3-sec-3-2-norm .
concept:c2023c00239-sch-3-sec-3-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-3-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-3-2 cml:asserts concept:c2023c00239-sch-3-sec-3-2-logic-alleninterval-1 .
concept:c2023c00239-sch-3-sec-3-2-logic-alleninterval-1 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Applicable" ;
cml:logicSummary "Temporal relation between schedules and the Act" ;
cml:premiseText "Schedules are amended or repealed according to their terms" ;
cml:conclusionText "Temporal relation exists" ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-1 a cml:Concept ;
skos:prefLabel "1 Subsection 12BA(1)"@en ;
cml:realizedBy doc:sch-1-sec-1 ;
cml:integrityHash "f594aed4e6b42b5051c1ea53af74b0a90005bad60fd39538ea7e53d431050988" ;
skos:note "Definition of insurance contract" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.7" ;
cml:asserts concept:c2023c00239-sch-1-sec-1-norm .
concept:c2023c00239-sch-1-sec-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-1 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-1 cml:asserts concept:c2023c00239-sch-1-sec-1-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "=" ;
cml:logicSummary "Defines term" ;
cml:conclusionText "insurance contract means a contract of insurance to which the Insurance Contracts Act 1984 applies." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-2 a cml:Concept ;
skos:prefLabel "2 At the end of section 12BF"@en ;
cml:realizedBy doc:sch-1-sec-2 ;
cml:integrityHash "7073f0cc5de9e51f2973c878765a4b2f32428981c4913ad363623951a0cb1ba0" ;
skos:note "Applicability of Insurance Contracts Act to insurance contracts" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.7" ;
cml:asserts concept:c2023c00239-sch-1-sec-2-norm .
concept:c2023c00239-sch-1-sec-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-2 cml:asserts concept:c2023c00239-sch-1-sec-2-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "applies" ;
cml:logicSummary "Section applies to Insurance Contracts Act insurance contracts" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-3 a cml:Concept ;
skos:prefLabel "3 At the end of subsection 12BI(1)"@en ;
cml:realizedBy doc:sch-1-sec-3 ;
cml:integrityHash "35497118aac0f98d382ac1b1f792a6ac20656b51d8d93976a20e3d15c62032a3" ;
skos:note "Insurance contracts must disclose transparent terms at or before entry." ;
dc:description "Transparent term disclosure" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.7" ;
cml:asserts concept:c2023c00239-sch-1-sec-3-norm .
concept:c2023c00239-sch-1-sec-3-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-3 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-3 cml:asserts concept:c2023c00239-sch-1-sec-3-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-3-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Must" ;
cml:logicSummary "Mandatory obligation" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-4 a cml:Concept ;
skos:prefLabel "4 At the end of section 12BI"@en ;
cml:realizedBy doc:sch-1-sec-4 ;
cml:integrityHash "2590130fc06f79e7903106396f98e296645d6c6242714f9d8cc5b550dda7a374" ;
skos:note "Have regard to the main subject matter of the contract only to the extent that it describes what is being insured." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.7" ;
cml:asserts concept:c2023c00239-sch-1-sec-4-norm .
concept:c2023c00239-sch-1-sec-4-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-4 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-5 a cml:Concept ;
skos:prefLabel "5 After subsection 12BL(1)"@en ;
cml:realizedBy doc:sch-1-sec-5 ;
cml:integrityHash "f54cc850935c25229137d376b96754159270fc7be6199d9a9cc23d6498469b28" ;
skos:note "Exempts certain medical indemnity contracts from the Subdivision's application." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.7" ;
cml:asserts concept:c2023c00239-sch-1-sec-5-norm .
concept:c2023c00239-sch-1-sec-5-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-5 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-5 cml:asserts concept:c2023c00239-sch-1-sec-5-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-5-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "!" ;
cml:logicSummary "Negates the Subdivision's application for these contracts" ;
cml:premiseText "None" ;
cml:conclusionText "None" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-6 a cml:Concept ;
skos:prefLabel "6 At the end of subsections 12GND(1) and (2)"@en ;
cml:realizedBy doc:sch-1-sec-6 ;
cml:integrityHash "85297fc3c00e01add8b32818a2e994971a0bd5f1a89554eaa10d6b7b8903e70f" ;
skos:note "A person who is a third party beneficiary under the contract." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" ;
cml:asserts concept:c2023c00239-sch-1-sec-6-norm .
concept:c2023c00239-sch-1-sec-6-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-6 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-6 cml:asserts concept:c2023c00239-sch-1-sec-6-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-6-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "hasBeneficiary" ;
cml:logicSummary "Identifies beneficiaries of a contract." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-7 a cml:Concept ;
skos:prefLabel "7 In the appropriate position"@en ;
cml:realizedBy doc:sch-1-sec-7 ;
cml:integrityHash "8445d5cfe714f4491bdd7be3a32948e53e2a96ef2d6d75ca8d501fbc73a359c4" ;
skos:note "Insert in an appropriate position" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" ;
cml:asserts concept:c2023c00239-sch-1-sec-7-norm .
concept:c2023c00239-sch-1-sec-7-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-7 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325 a cml:Concept ;
skos:prefLabel "325 Application—unfair contract terms"@en ;
cml:realizedBy doc:sch-1-sec-325 ;
cml:hasPart concept:c2023c00239-sch-1-sec-325-ss-1 ;
cml:hasPart concept:c2023c00239-sch-1-sec-325-ss-2 ;
cml:hasPart concept:c2023c00239-sch-1-sec-325-ss-3 ;
cml:hasPart concept:c2023c00239-sch-1-sec-325-ss-4 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" .
concept:c2023c00239-sch-1-sec-325-ss-1 a cml:Concept ;
skos:prefLabel "325(1) Application—unfair contract terms"@en ;
cml:realizedBy doc:sch-1-sec-325-ss-1 ;
cml:integrityHash "a662c2c5e9c1d390e670af39401fa5899c2c0a145412939f26b4e8d01465652c" ;
values:partOf concept:c2023c00239-sch-1-sec-325 ;
skos:note "Amendments apply to contracts entered into on or after commencement of Schedule." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" ;
cml:asserts concept:c2023c00239-sch-1-sec-325-ss-1-norm .
concept:c2023c00239-sch-1-sec-325-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-325-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-1 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-325-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Applicability" ;
cml:logicSummary "Amendments apply to contracts entered into on or after commencement of Schedule." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-2 a cml:Concept ;
skos:prefLabel "325(2) Application—unfair contract terms"@en ;
cml:realizedBy doc:sch-1-sec-325-ss-2 ;
cml:integrityHash "472282fd36fda176807f90a1424232cbbdbbcb68897a8fe07792bc966a4ed173" ;
values:partOf concept:c2023c00239-sch-1-sec-325 ;
skos:note "Exempts contracts entered into before the commencement of Schedule 1 from the amendments." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" ;
cml:asserts concept:c2023c00239-sch-1-sec-325-ss-2-norm .
concept:c2023c00239-sch-1-sec-325-ss-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-325-ss-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-3 a cml:Concept ;
skos:prefLabel "325(3) Application—unfair contract terms"@en ;
cml:realizedBy doc:sch-1-sec-325-ss-3 ;
cml:integrityHash "c3544ecb9d344b43fb0f69d6ad3546a49c93e15584fed5c33d6bfe48690c03f4" ;
values:partOf concept:c2023c00239-sch-1-sec-325 ;
skos:note "Applicable provision for unfair contract terms" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" ;
cml:asserts concept:c2023c00239-sch-1-sec-325-ss-3-norm .
concept:c2023c00239-sch-1-sec-325-ss-3-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-325-ss-3 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-3 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-3-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-325-ss-3-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "applies" ;
cml:logicSummary "Provision applies to contracts" ;
cml:premiseText "(3) If paragraph (2)(b) of this section applies..." ;
cml:conclusionText "...subsection 12BF(2) and section 12BK of this Act apply." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-3 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-3-logic-alleninterval-2 .
concept:c2023c00239-sch-1-sec-325-ss-3-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "applies" ;
cml:logicSummary "Temporal relation between provisions" ;
cml:premiseText "(3) If paragraph (2)(b) of this section applies..." ;
cml:conclusionText "...subsection 12BF(2) and section 12BK of this Act apply." ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-3 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-3-logic-ltl-3 .
concept:c2023c00239-sch-1-sec-325-ss-3-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "applies" ;
cml:logicSummary "Ordered trace for provision application" ;
cml:premiseText "(3) If paragraph (2)(b) of this section applies..." ;
cml:conclusionText "...subsection 12BF(2) and section 12BK of this Act apply." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-3 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-3-logic-diffusion-4 .
concept:c2023c00239-sch-1-sec-325-ss-3-logic-diffusion-4 a cml:LogicApplication ;
cml:modality cml:Diffusion ;
cml:operator "applies" ;
cml:logicSummary "Provision affects contracts" ;
cml:premiseText "(3) If paragraph (2)(b) of this section applies..." ;
cml:conclusionText "...subsection 12BF(2) and section 12BK of this Act apply." ;
cml:executionSurface "modalities::diffusion" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-3 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-3-logic-cogai-5 .
concept:c2023c00239-sch-1-sec-325-ss-3-logic-cogai-5 a cml:LogicApplication ;
cml:modality cml:CogAI ;
cml:operator "applies" ;
cml:logicSummary "Artificial agent application" ;
cml:premiseText "(3) If paragraph (2)(b) of this section applies..." ;
cml:conclusionText "...subsection 12BF(2) and section 12BK of this Act apply." ;
cml:executionSurface "sparql_library::parsers::chk_parser" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-4 a cml:Concept ;
skos:prefLabel "325(4) Application—unfair contract terms"@en ;
cml:realizedBy doc:sch-1-sec-325-ss-4 ;
cml:integrityHash "d24d5214c6164307b4289896cc8b30c5b58faa9466229b2b40e54b8428a20cc0" ;
values:partOf concept:c2023c00239-sch-1-sec-325 ;
skos:note "Exempts contracts from amendments if it would result in an unfair acquisition of property." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.8" ;
cml:asserts concept:c2023c00239-sch-1-sec-325-ss-4-norm .
concept:c2023c00239-sch-1-sec-325-ss-4-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-325-ss-4 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-4 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-4-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-325-ss-4-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the application of amendments to certain contracts." ;
cml:premiseText "The operation of the amendments would result in an acquisition of property from a person otherwise than on just terms." ;
cml:conclusionText "The exemptions apply." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-4 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-4-logic-alleninterval-2 .
concept:c2023c00239-sch-1-sec-325-ss-4-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Temporal Exclusion" ;
cml:logicSummary "Exempts contracts from amendments due to temporal overlap." ;
cml:premiseText "The operation of the amendments would result in an acquisition of property..." ;
cml:conclusionText "The exemptions apply during this time period." ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-4 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-4-logic-ltl-3 .
concept:c2023c00239-sch-1-sec-325-ss-4-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "Temporal Inclusion" ;
cml:logicSummary "Incorporates temporal logic to define the exemption period." ;
cml:premiseText "The amendments do not apply to a contract, or a term of a contract..." ;
cml:conclusionText "The exemptions are valid during this time frame." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-4 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-4-logic-cogai-4 .
concept:c2023c00239-sch-1-sec-325-ss-4-logic-cogai-4 a cml:LogicApplication ;
cml:modality cml:CogAI ;
cml:operator "Knowledge Representation" ;
cml:logicSummary "Represents the exemption as a knowledge representation." ;
cml:premiseText "The amendments do not apply to a contract, or a term of a contract..." ;
cml:conclusionText "The exemptions are represented by this rule." ;
cml:executionSurface "sparql_library::parsers::chk_parser" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-325-ss-4 cml:asserts concept:c2023c00239-sch-1-sec-325-ss-4-logic-shacl-5 .
concept:c2023c00239-sch-1-sec-325-ss-4-logic-shacl-5 a cml:LogicApplication ;
cml:modality cml:SHACL ;
cml:operator "Schema Validation" ;
cml:logicSummary "Validates the exemption schema." ;
cml:premiseText "The amendments do not apply to a contract, or a term of a contract..." ;
cml:conclusionText "The exemptions conform to this schema." ;
cml:executionSurface "modalities::logic::shacl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-8 a cml:Concept ;
skos:prefLabel "8 At the end of section 12"@en ;
cml:realizedBy doc:sch-1-sec-8 ;
cml:integrityHash "f5639bb7f98aae650fa8be3877160127bf8f0e61d554c66935b86e7c9310bfd1" ;
skos:note "This Part operates in addition to the unfair contract terms provisions of the Australian Securities and Investments Commission Act 2001." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.9" ;
cml:asserts concept:c2023c00239-sch-1-sec-8-norm .
concept:c2023c00239-sch-1-sec-8-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-8 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-9 a cml:Concept ;
skos:prefLabel "9 Subsection 15(2)"@en ;
cml:realizedBy doc:sch-1-sec-9 ;
cml:integrityHash "5efd48c34ec1a9b86149f5ee75a323deab27b56011621a36de6995e372a65c7f" ;
skos:note "Omit all words after 'but does not' and substitute with specific clauses." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.9" ;
cml:asserts concept:c2023c00239-sch-1-sec-9-norm .
concept:c2023c00239-sch-1-sec-9-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-9 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-9 cml:asserts concept:c2023c00239-sch-1-sec-9-logic-deontic-1 .
concept:c2023c00239-sch-1-sec-9-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "prohibition" ;
cml:logicSummary "Prohibit omission of words" ;
cml:premiseText "Text" ;
cml:conclusionText "New text" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-1-sec-10 a cml:Concept ;
skos:prefLabel "10 Application of amendments of the Insurance Contracts"@en ;
cml:realizedBy doc:sch-1-sec-10 ;
cml:integrityHash "d63275131f7e7a7e6535f7bf78dbf91b8ccd98931415247165398de89c9ec575" ;
skos:note "Amendments of Insurance Contracts Act 1984 apply to Australian Securities and Investments Commission Act 2001" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.10" ;
cml:asserts concept:c2023c00239-sch-1-sec-10-norm .
concept:c2023c00239-sch-1-sec-10-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-1-sec-10 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-1 a cml:Concept ;
skos:prefLabel "1 At the end of section 12BAA"@en ;
cml:realizedBy doc:sch-2-sec-1 ;
cml:integrityHash "7d83f5e6244e9705084c213a8d3c6ea92ca343d1b527ea74a8e810a1defa1767" ;
skos:note "Funeral expenses facility is not a funeral benefit for the purposes of this Act." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.11" ;
cml:asserts concept:c2023c00239-sch-2-sec-1-norm .
concept:c2023c00239-sch-2-sec-1-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-2-sec-1 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-1 cml:asserts concept:c2023c00239-sch-2-sec-1-logic-deontic-1 .
concept:c2023c00239-sch-2-sec-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "not" ;
cml:logicSummary "Negative statement" ;
cml:conclusionText "Funeral expenses facility is not a funeral benefit" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-2 a cml:Concept ;
skos:prefLabel "2 Section 761A (at the end of the definition of funeral benefit)"@en ;
cml:realizedBy doc:sch-2-sec-2 ;
cml:integrityHash "679f5437cb5cf465e7fcdbbfffac5dc21d18bea9c62a3c2075496e6c380455b8" ;
skos:note "Note: A funeral expenses facility is not a funeral benefit." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.11" ;
cml:asserts concept:c2023c00239-sch-2-sec-2-norm .
concept:c2023c00239-sch-2-sec-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-2-sec-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-3 a cml:Concept ;
skos:prefLabel "3 Section 761A"@en ;
cml:realizedBy doc:sch-2-sec-3 ;
cml:integrityHash "e4157811f8ff48883bbf4449ebb89058b53ab2a760e89694c75d2e56daade42b" ;
skos:note "Definition of funeral expenses facility" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.11" ;
cml:asserts concept:c2023c00239-sch-2-sec-3-norm .
concept:c2023c00239-sch-2-sec-3-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-2-sec-3 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-4 a cml:Concept ;
skos:prefLabel "4 At the end of Subdivision D of Division 3 of Part 7.1"@en ;
cml:realizedBy doc:sch-2-sec-4 ;
cml:integrityHash "f552a1e79bdc74d313b3f0f000e309faa363c9b81f8db6b9d0fb2b41f0dcea48" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.11" ;
cml:asserts concept:c2023c00239-sch-2-sec-4-norm .
concept:c2023c00239-sch-2-sec-4-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-2-sec-4 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-765b a cml:Concept ;
skos:prefLabel "765B Funeral expenses facilities are not funeral benefits"@en ;
cml:realizedBy doc:sch-2-sec-765b ;
cml:integrityHash "3b61036ce9d1f4a3dae0f5aa4c6975c3e66b8a1a076f08e2a0e65554da2b98aa" ;
skos:note "Funeral expenses facilities are not considered funeral benefits." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.11" ;
cml:asserts concept:c2023c00239-sch-2-sec-765b-norm .
concept:c2023c00239-sch-2-sec-765b-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-2-sec-765b ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-2-sec-765b cml:asserts concept:c2023c00239-sch-2-sec-765b-logic-deontic-1 .
concept:c2023c00239-sch-2-sec-765b-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Obligate" ;
cml:logicSummary "Funeral expenses facilities are not considered funeral benefits." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-1-3 a cml:Concept ;
skos:prefLabel "1 Subsection 5(1)"@en ;
cml:realizedBy doc:sch-3-sec-1-3 ;
cml:integrityHash "69bd33fab8c664b423a01697855126898437b3d8fc3bcab8ce35799c290a8e66" ;
skos:note "References section 15A for definition of associate." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" ;
cml:asserts concept:c2023c00239-sch-3-sec-1-3-norm .
concept:c2023c00239-sch-3-sec-1-3-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-1-3 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-2-3 a cml:Concept ;
skos:prefLabel "2 Subsection 5(1) (at the end of the definition of commission)"@en ;
cml:realizedBy doc:sch-3-sec-2-3 ;
cml:integrityHash "0d1d30b1cc0359078e6e511accf438db0aaa3665607b56f780370f1d64d5e102" ;
skos:note "Note on conflicted remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" ;
cml:asserts concept:c2023c00239-sch-3-sec-2-3-norm .
concept:c2023c00239-sch-3-sec-2-3-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-2-3 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-3-3 a cml:Concept ;
skos:prefLabel "3 Subsection 5(1)"@en ;
cml:realizedBy doc:sch-3-sec-3-3 ;
cml:integrityHash "df1305a204aace9a60e520399c974589769754e273a31b876bd98fcb660ee509" ;
skos:note "References for definitions of conflicted remuneration, mortgage broker, and mortgage intermediary." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" ;
cml:asserts concept:c2023c00239-sch-3-sec-3-3-norm .
concept:c2023c00239-sch-3-sec-3-3-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-3-3 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-4 a cml:Concept ;
skos:prefLabel "4 After section 15"@en ;
cml:realizedBy doc:sch-3-sec-4 ;
cml:integrityHash "8445d5cfe714f4491bdd7be3a32948e53e2a96ef2d6d75ca8d501fbc73a359c4" ;
skos:note "Insert clause after section 15" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" ;
cml:asserts concept:c2023c00239-sch-3-sec-4-norm .
concept:c2023c00239-sch-3-sec-4-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-4 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a a cml:Concept ;
skos:prefLabel "15A Meaning of associate"@en ;
cml:realizedBy doc:sch-3-sec-15a ;
cml:hasPart concept:c2023c00239-sch-3-sec-15a-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-15a-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" .
concept:c2023c00239-sch-3-sec-15a-ss-1 a cml:Concept ;
skos:prefLabel "15A(1) Meaning of associate"@en ;
cml:realizedBy doc:sch-3-sec-15a-ss-1 ;
cml:integrityHash "9421b8bfe3f0c58b83d1122df44d3813f49418d7ac6f93cfe9671b7448a8931a" ;
values:partOf concept:c2023c00239-sch-3-sec-15a ;
skos:note "Definition of associate for National Credit Code purposes" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" ;
cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-1-norm .
concept:c2023c00239-sch-3-sec-15a-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-15a-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-15a-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Obligate" ;
cml:logicSummary "Definition of associate for National Credit Code purposes" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-2 a cml:Concept ;
skos:prefLabel "15A(2) Meaning of associate"@en ;
cml:realizedBy doc:sch-3-sec-15a-ss-2 ;
cml:integrityHash "0034e61163c3aed4aef9e791878ddf96e75f903700306c4807f403dd60b1dae4" ;
values:partOf concept:c2023c00239-sch-3-sec-15a ;
skos:note "Definition of associate in mortgage brokers regulations." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.12" ;
cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-2-norm .
concept:c2023c00239-sch-3-sec-15a-ss-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-15a-ss-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-15a-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "is" ;
cml:logicSummary "Associates are defined by regulations." ;
cml:premiseText "(2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations." ;
cml:conclusionText "a person is an associate of another person" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-2-logic-alleninterval-2 .
concept:c2023c00239-sch-3-sec-15a-ss-2-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "during" ;
cml:logicSummary "Associates are defined during specific circumstances." ;
cml:premiseText "(2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations." ;
cml:conclusionText "circumstances prescribed by regulations: associates" ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-2-logic-ltl-3 .
concept:c2023c00239-sch-3-sec-15a-ss-2-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "during" ;
cml:logicSummary "Associates are defined during specific circumstances." ;
cml:premiseText "(2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations." ;
cml:conclusionText "circumstances prescribed by regulations: associates" ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-2-logic-diffusion-4 .
concept:c2023c00239-sch-3-sec-15a-ss-2-logic-diffusion-4 a cml:LogicApplication ;
cml:modality cml:Diffusion ;
cml:operator "during" ;
cml:logicSummary "Associates are defined during specific circumstances." ;
cml:premiseText "(2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations." ;
cml:conclusionText "circumstances prescribed by regulations: associates" ;
cml:executionSurface "modalities::diffusion" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15a-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-15a-ss-2-logic-cogai-5 .
concept:c2023c00239-sch-3-sec-15a-ss-2-logic-cogai-5 a cml:LogicApplication ;
cml:modality cml:CogAI ;
cml:operator "during" ;
cml:logicSummary "Associates are defined during specific circumstances." ;
cml:premiseText "(2) In any other case, a person is an associate of another person in the circumstances prescribed by the regulations." ;
cml:conclusionText "circumstances prescribed by regulations: associates" ;
cml:executionSurface "sparql_library::parsers::chk_parser" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15b a cml:Concept ;
skos:prefLabel "15B Meaning of mortgage broker"@en ;
cml:realizedBy doc:sch-3-sec-15b ;
cml:hasPart concept:c2023c00239-sch-3-sec-15b-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-15b-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.13" .
concept:c2023c00239-sch-3-sec-15b-ss-1 a cml:Concept ;
skos:prefLabel "15B(1) Meaning of mortgage broker"@en ;
cml:realizedBy doc:sch-3-sec-15b-ss-1 ;
cml:integrityHash "3dee54c84bd6fadfe20e1713ae9bdf652c9ef1b4a177fa2f1909a75ecb27b3c7" ;
values:partOf concept:c2023c00239-sch-3-sec-15b ;
skos:note "A licensee is a mortgage broker if they carry on a business of providing credit assistance in relation to credit contracts secured by mortgages over residential property." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.13" ;
cml:asserts concept:c2023c00239-sch-3-sec-15b-ss-1-norm .
concept:c2023c00239-sch-3-sec-15b-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-15b-ss-1 ;
values:borneBy values:LegalPerson ;
skos:scopeNote "borne by: LegalPerson" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15b-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-15b-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-15b-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "is" ;
cml:logicSummary "Definition of a mortgage broker" ;
cml:premiseText "(1) A licensee is a mortgage broker if: (a) the licensee carries on a business of providing credit assistance in relation to credit contracts secured by mortgages over residential property; and (b) the licensee does not perform the obligations, or exercise the rights, of a credit provider in relation to the majority of those credit contracts; and (c) in carrying on the business, the licensee provides credit assistance in relation to credit contracts offered by more than one credit provider." ;
cml:conclusionText "(1) A licensee is a mortgage broker if: (a) the licensee carries on a business of providing credit assistance in relation to credit contracts secured by mortgages over residential property; and (b) the licensee does not perform the obligations, or exercise the rights, of a credit provider in relation to the majority of those credit contracts; and (c) in carrying on the business, the licensee provides credit assistance in relation to credit contracts offered by more than one credit provider." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15b-ss-2 a cml:Concept ;
skos:prefLabel "15B(2) Meaning of mortgage broker"@en ;
cml:realizedBy doc:sch-3-sec-15b-ss-2 ;
cml:integrityHash "17f0f63092d55a0a453b354aa6a43cc57d1c9ef41b7a32fc1b52b79ad412e82a" ;
values:partOf concept:c2023c00239-sch-3-sec-15b ;
skos:note "A credit representative is a mortgage broker if they meet specific conditions." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.13" ;
cml:asserts concept:c2023c00239-sch-3-sec-15b-ss-2-norm .
concept:c2023c00239-sch-3-sec-15b-ss-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-15b-ss-2 ;
values:borneBy values:LegalPerson ;
skos:scopeNote "borne by: LegalPerson" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15b-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-15b-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-15b-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "is" ;
cml:logicSummary "Definition of a mortgage broker" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15c a cml:Concept ;
skos:prefLabel "15C Meaning of mortgage intermediary"@en ;
cml:realizedBy doc:sch-3-sec-15c ;
cml:hasPart concept:c2023c00239-sch-3-sec-15c-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-15c-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.13" .
concept:c2023c00239-sch-3-sec-15c-ss-1 a cml:Concept ;
skos:prefLabel "15C(1) Meaning of mortgage intermediary"@en ;
cml:realizedBy doc:sch-3-sec-15c-ss-1 ;
cml:integrityHash "54a370c681974434c7cf96a0e24b1eae18e089a2818ee0386b5106accde7fca6" ;
values:partOf concept:c2023c00239-sch-3-sec-15c ;
skos:note "Licensee must act as an intermediary in relation to credit contracts." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.13" ;
cml:asserts concept:c2023c00239-sch-3-sec-15c-ss-1-norm .
concept:c2023c00239-sch-3-sec-15c-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-15c-ss-1 ;
values:borneBy values:LegalPerson ;
skos:scopeNote "borne by: LegalPerson" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15c-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-15c-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-15c-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "MUST" ;
cml:logicSummary "Obligation" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-15c-ss-2 a cml:Concept ;
skos:prefLabel "15C(2) Meaning of mortgage intermediary"@en ;
cml:realizedBy doc:sch-3-sec-15c-ss-2 ;
cml:integrityHash "9eeafe9c1682b63aa581153441f7a05f5db164f2ed5ef54b8903096f6d0b5c4a" ;
values:partOf concept:c2023c00239-sch-3-sec-15c ;
skos:note "Definition of credit representative as mortgage intermediary" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.13" ;
cml:asserts concept:c2023c00239-sch-3-sec-15c-ss-2-norm .
concept:c2023c00239-sch-3-sec-15c-ss-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-15c-ss-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-5-3 a cml:Concept ;
skos:prefLabel "5 After Part 3-5"@en ;
cml:realizedBy doc:sch-3-sec-5-3 ;
cml:integrityHash "8445d5cfe714f4491bdd7be3a32948e53e2a96ef2d6d75ca8d501fbc73a359c4" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.14" ;
cml:asserts concept:c2023c00239-sch-3-sec-5-3-norm .
concept:c2023c00239-sch-3-sec-5-3-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-5-3 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158k a cml:Concept ;
skos:prefLabel "158K Guide to this Part"@en ;
cml:realizedBy doc:sch-3-sec-158k ;
cml:integrityHash "a118d393e88c448c51e0233d89beaceb8d7617c14baf096076a8f82c9058e4aa" ;
skos:note "Mortgage brokers must act in the best interests of consumers." ;
dc:description "Credit assistance in relation to credit contracts." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.14" ;
cml:asserts concept:c2023c00239-sch-3-sec-158k-norm .
concept:c2023c00239-sch-3-sec-158k-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158k ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158k cml:asserts concept:c2023c00239-sch-3-sec-158k-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158k-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "MUST" ;
cml:logicSummary "Must act in the best interests of consumers." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ka a cml:Concept ;
skos:prefLabel "158KA Doing acts"@en ;
cml:realizedBy doc:sch-3-sec-158ka ;
cml:integrityHash "3497f63c4dc145f8da0dba1499751f504f088c2817eb04191b7d98f6e137a770" ;
skos:note "A reference in this Part to doing an act or thing includes a reference to causing or authorising the act or thing to be done." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.15" ;
cml:asserts concept:c2023c00239-sch-3-sec-158ka-norm .
concept:c2023c00239-sch-3-sec-158ka-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158ka ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158kb a cml:Concept ;
skos:prefLabel "158KB Circumstances in which a secondary representative is taken"@en ;
cml:realizedBy doc:sch-3-sec-158kb ;
cml:integrityHash "b0113d71177ace8736fd1e33b7d9b81f81f39419e255b5b487d9406357b94512" ;
cml:hasPart concept:c2023c00239-sch-3-sec-158kb-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158kb-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.15" .
concept:c2023c00239-sch-3-sec-158kb-ss-1 a cml:Concept ;
skos:prefLabel "158KB(1) Circumstances in which a secondary representative is taken"@en ;
cml:realizedBy doc:sch-3-sec-158kb-ss-1 ;
cml:integrityHash "fcf102036973e467387f81bd248a31a2779aea27a0303fa9cf8ef99dd6f1e4d1" ;
values:partOf concept:c2023c00239-sch-3-sec-158kb ;
skos:note "A secondary representative is authorized as a credit representative of a licensee by a primary representative." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.15" ;
cml:asserts concept:c2023c00239-sch-3-sec-158kb-ss-1-norm .
concept:c2023c00239-sch-3-sec-158kb-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158kb-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158kb-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158kb-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158kb-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "has" ;
cml:logicSummary "Authorization is granted" ;
cml:premiseText "Primary representative authorizes secondary representative" ;
cml:conclusionText "Secondary representative is authorized" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158kb-ss-2 a cml:Concept ;
skos:prefLabel "158KB(2) Circumstances in which a secondary representative is taken"@en ;
cml:realizedBy doc:sch-3-sec-158kb-ss-2 ;
cml:integrityHash "492bb1196d544fc94328cf0ecc9a2cbd52d5bc04a3cd740f3aa80b6a00bd40a4" ;
values:partOf concept:c2023c00239-sch-3-sec-158kb ;
skos:note "Secondary representative acting within scope of authority" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.15" ;
cml:asserts concept:c2023c00239-sch-3-sec-158kb-ss-2-norm .
concept:c2023c00239-sch-3-sec-158kb-ss-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158kb-ss-2 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158kb-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158kb-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158kb-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "within" ;
cml:logicSummary "Scope of authority" ;
cml:premiseText "Actual or apparent authority" ;
cml:conclusionText "Obligation" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158kc a cml:Concept ;
skos:prefLabel "158KC Obligations under this Part in addition to other obligations"@en ;
cml:realizedBy doc:sch-3-sec-158kc ;
cml:integrityHash "1672584ee920b2ed70ed1f42c6e312a10b160546e5249f758cf8104111992dfd" ;
skos:note "Obligations under this Part in addition to other obligations" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.15" ;
cml:asserts concept:c2023c00239-sch-3-sec-158kc-norm .
concept:c2023c00239-sch-3-sec-158kc-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158kc ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l a cml:Concept ;
skos:prefLabel "158L Application of this Subdivision"@en ;
cml:realizedBy doc:sch-3-sec-158l ;
cml:hasPart concept:c2023c00239-sch-3-sec-158l-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158l-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.16" .
concept:c2023c00239-sch-3-sec-158l-ss-1 a cml:Concept ;
skos:prefLabel "158L(1) Application of this Subdivision"@en ;
cml:realizedBy doc:sch-3-sec-158l-ss-1 ;
cml:integrityHash "570ede50c53deee109c1fb8dbeabc28f19b9a5e7ca80bca717d02b550251fdaa" ;
values:partOf concept:c2023c00239-sch-3-sec-158l ;
skos:note "This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.16" ;
cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-1-norm .
concept:c2023c00239-sch-3-sec-158l-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158l-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158l-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "applies" ;
cml:logicSummary "The provision applies to credit assistance provided by a licensee." ;
cml:premiseText "(1) This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker." ;
cml:conclusionText "This Subdivision applies." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-1-logic-alleninterval-2 .
concept:c2023c00239-sch-3-sec-158l-ss-1-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "applies" ;
cml:logicSummary "The provision specifies the temporal scope of application for this Subdivision." ;
cml:premiseText "(1) This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker." ;
cml:conclusionText "This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker." ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-1-logic-ltl-3 .
concept:c2023c00239-sch-3-sec-158l-ss-1-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "applies" ;
cml:logicSummary "The provision specifies the temporal scope of application for this Subdivision." ;
cml:premiseText "(1) This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker." ;
cml:conclusionText "This Subdivision applies in relation to credit assistance provided by a licensee to a consumer in relation to a credit contract if the licensee is a mortgage broker." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "0.5000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-2 a cml:Concept ;
skos:prefLabel "158L(2) Application of this Subdivision"@en ;
cml:realizedBy doc:sch-3-sec-158l-ss-2 ;
cml:integrityHash "fd88b1a8452a7f831ddbb64b79588c91bb16766866a5c554b87689a043194c26" ;
values:partOf concept:c2023c00239-sch-3-sec-158l ;
skos:note "Exemption from application of this subdivision for credit assistance provided by a credit representative acting within their actual or apparent authority." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.16" ;
cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-2-norm .
concept:c2023c00239-sch-3-sec-158l-ss-2-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158l-ss-2 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158l-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of application" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-2-logic-alleninterval-2 .
concept:c2023c00239-sch-3-sec-158l-ss-2-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Temporal Exemption" ;
cml:logicSummary "Exemption for temporal period" ;
cml:premiseText "(2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee." ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-2-logic-ltl-3 .
concept:c2023c00239-sch-3-sec-158l-ss-2-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "Temporal Exemption" ;
cml:logicSummary "Exemption for temporal period" ;
cml:premiseText "(2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-2-logic-cogai-4 .
concept:c2023c00239-sch-3-sec-158l-ss-2-logic-cogai-4 a cml:LogicApplication ;
cml:modality cml:CogAI ;
cml:operator "Entity Classification" ;
cml:logicSummary "Classification of entities involved" ;
cml:premiseText "(2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee." ;
cml:executionSurface "sparql_library::parsers::chk_parser" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158l-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158l-ss-2-logic-shacl-5 .
concept:c2023c00239-sch-3-sec-158l-ss-2-logic-shacl-5 a cml:LogicApplication ;
cml:modality cml:SHACL ;
cml:operator "Entity Validation" ;
cml:logicSummary "Validation of entity relationships" ;
cml:premiseText "(2) However, this Subdivision does not apply in relation to credit assistance provided by a credit representative acting within the scope of the credit representative’s actual or apparent authority from the licensee." ;
cml:executionSurface "modalities::logic::shacl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158la a cml:Concept ;
skos:prefLabel "158LA Licensee must act in the best interests of the consumer"@en ;
cml:realizedBy doc:sch-3-sec-158la ;
cml:integrityHash "8bbcd4c9912232b6e434864f96175426f8471f150eef760ac3833f8a784f83cc" ;
skos:note "Must act in best interests of consumer" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.16" ;
cml:asserts concept:c2023c00239-sch-3-sec-158la-norm .
concept:c2023c00239-sch-3-sec-158la-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158la ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158la cml:asserts concept:c2023c00239-sch-3-sec-158la-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158la-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "MUST" ;
cml:logicSummary "Obligation to act in best interests" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lb a cml:Concept ;
skos:prefLabel "158LB Conflict between consumer’s interests and those of the"@en ;
cml:realizedBy doc:sch-3-sec-158lb ;
cml:integrityHash "ed0e67111aa799d03199905779ca5dc26f39f8d86bd5385d387bda3b94cd6db1" ;
skos:note "Licensee must give priority to consumer's interests when providing credit assistance." ;
dc:description "Yes" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.16" ;
cml:asserts concept:c2023c00239-sch-3-sec-158lb-norm .
concept:c2023c00239-sch-3-sec-158lb-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158lb ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lb cml:asserts concept:c2023c00239-sch-3-sec-158lb-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158lb-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "MUST" ;
cml:logicSummary "Obligation to prioritize consumer's interests" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ld a cml:Concept ;
skos:prefLabel "158LD Application of this Subdivision"@en ;
cml:realizedBy doc:sch-3-sec-158ld ;
cml:integrityHash "dcf7d8fd486f681c58de59e95dea9f73b91610dd1d47233c3fdbef34c94343fa" ;
skos:note "This Subdivision applies in relation to credit assistance provided to a consumer in relation to a credit contract by a credit representative acting within the scope of the credit representative’s actual or apparent authority from a licensee, if either the credit representative or the licensee is a mortgage broker." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.17" ;
cml:asserts concept:c2023c00239-sch-3-sec-158ld-norm .
concept:c2023c00239-sch-3-sec-158ld-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158ld ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ld cml:asserts concept:c2023c00239-sch-3-sec-158ld-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158ld-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "applies" ;
cml:logicSummary "The provision applies to credit assistance provided by a credit representative." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158le a cml:Concept ;
skos:prefLabel "158LE Credit representative must act in the best interests of the"@en ;
cml:realizedBy doc:sch-3-sec-158le ;
cml:integrityHash "6bfbd709d5fdc0618ab5ea71913d552464b1fad43b2fc34cf25e96f3d2a904dc" ;
cml:hasPart concept:c2023c00239-sch-3-sec-158le-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158le-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.17" .
concept:c2023c00239-sch-3-sec-158le-ss-1 a cml:Concept ;
skos:prefLabel "158LE(1) Credit representative must act in the best interests of the"@en ;
cml:realizedBy doc:sch-3-sec-158le-ss-1 ;
cml:integrityHash "2322e4979402eb2f8ae97f71edb4b9e8fcf28e0f47c729b6152ee2f17b036ab0" ;
values:partOf concept:c2023c00239-sch-3-sec-158le ;
skos:note "Credit representative must act in the best interests of consumers." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.17" ;
cml:asserts concept:c2023c00239-sch-3-sec-158le-ss-1-norm .
concept:c2023c00239-sch-3-sec-158le-ss-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158le-ss-1 ;
values:borneBy values:Agent ;
skos:scopeNote "borne by: Agent" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158le-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158le-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158le-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "MUST" ;
cml:logicSummary "Obligation to act in the best interests." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158le-ss-2 a cml:Concept ;
skos:prefLabel "158LE(2) Credit representative must act in the best interests of the"@en ;
cml:realizedBy doc:sch-3-sec-158le-ss-2 ;
cml:integrityHash "c639df1671d4cc9e83f2b75806a0abf3311d0f8341d91177908b68d009ef3f3a" ;
values:partOf concept:c2023c00239-sch-3-sec-158le ;
skos:note "Credit representative must comply with subsection (1)" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.17" ;
cml:asserts concept:c2023c00239-sch-3-sec-158le-ss-2-norm .
concept:c2023c00239-sch-3-sec-158le-ss-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158le-ss-2 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158le-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158le-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158le-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Must" ;
cml:logicSummary "Mandatory duty" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lf a cml:Concept ;
skos:prefLabel "158LF Conflict between consumer’s interests and those of the credit"@en ;
cml:realizedBy doc:sch-3-sec-158lf ;
cml:integrityHash "a8a1095899e494d8ffdfe33587277c16769a76e7c8b80f3e8a4bbb1ba37c34af" ;
skos:note "Credit representative must know of conflicts between consumer's interests and those of the credit representative, licensee, or their associates." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.17" ;
cml:asserts concept:c2023c00239-sch-3-sec-158lf-norm .
concept:c2023c00239-sch-3-sec-158lf-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158lf ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lf cml:asserts concept:c2023c00239-sch-3-sec-158lf-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158lf-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Knows" ;
cml:logicSummary "Knowledge obligation" ;
cml:premiseText "The credit representative knows or reasonably ought to know..." ;
cml:conclusionText "...there is a conflict between the interests of..." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lf cml:asserts concept:c2023c00239-sch-3-sec-158lf-logic-alleninterval-2 .
concept:c2023c00239-sch-3-sec-158lf-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Overlaps" ;
cml:logicSummary "Temporal overlap of knowledge and conflict" ;
cml:premiseText "If the credit representative knows, or reasonably ought to know..." ;
cml:conclusionText "...that there is a conflict between the interests of..." ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lf cml:asserts concept:c2023c00239-sch-3-sec-158lf-logic-ltl-3 .
concept:c2023c00239-sch-3-sec-158lf-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "Recurring" ;
cml:logicSummary "Recurring trace of knowledge and conflict" ;
cml:premiseText "If the credit representative knows, or reasonably ought to know..." ;
cml:conclusionText "...that there is a conflict between the interests of..." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lf cml:asserts concept:c2023c00239-sch-3-sec-158lf-logic-diffusion-4 .
concept:c2023c00239-sch-3-sec-158lf-logic-diffusion-4 a cml:LogicApplication ;
cml:modality cml:Diffusion ;
cml:operator "Diffuses" ;
cml:logicSummary "Diffusion of knowledge and conflict" ;
cml:premiseText "If the credit representative knows, or reasonably ought to know..." ;
cml:conclusionText "...that there is a conflict between the interests of..." ;
cml:executionSurface "modalities::diffusion" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158lf cml:asserts concept:c2023c00239-sch-3-sec-158lf-logic-cogai-5 .
concept:c2023c00239-sch-3-sec-158lf-logic-cogai-5 a cml:LogicApplication ;
cml:modality cml:CogAI ;
cml:operator "Recognizes" ;
cml:logicSummary "Recognition of conflicts by AI" ;
cml:premiseText "If the credit representative knows, or reasonably ought to know..." ;
cml:conclusionText "...that there is a conflict between the interests of..." ;
cml:executionSurface "sparql_library::parsers::chk_parser" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158n a cml:Concept ;
skos:prefLabel "158N Conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158n ;
cml:integrityHash "6a20029795e75033aa891789f8f24f0564094c02fc56bf336f02d2a6e31b64c4" ;
skos:note "Definition of conflicted remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.18" ;
cml:asserts concept:c2023c00239-sch-3-sec-158n-norm .
concept:c2023c00239-sch-3-sec-158n-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158n ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158n cml:asserts concept:c2023c00239-sch-3-sec-158n-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158n-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "definition" ;
cml:logicSummary "Defines a term with obligations" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158n cml:asserts concept:c2023c00239-sch-3-sec-158n-logic-descriptionlogic-2 .
concept:c2023c00239-sch-3-sec-158n-logic-descriptionlogic-2 a cml:LogicApplication ;
cml:modality cml:DescriptionLogic ;
cml:operator "class hierarchy" ;
cml:logicSummary "Applies to explicit class hierarchies" ;
cml:executionSurface "modalities::dl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158na a cml:Concept ;
skos:prefLabel "158NA Regulations may further define conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158na ;
cml:integrityHash "9f3a833e21a393076592406cb65352e515c0ec2aa01a70d2de6dada3ffbce2f7" ;
skos:note "Ban on accepting conflicted remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.18" ;
cml:asserts concept:c2023c00239-sch-3-sec-158na-norm .
concept:c2023c00239-sch-3-sec-158na-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158na ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158na cml:asserts concept:c2023c00239-sch-3-sec-158na-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158na-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits accepting conflicted remuneration" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nb a cml:Concept ;
skos:prefLabel "158NB Licensee must not accept conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158nb ;
cml:integrityHash "56eb39223011690325b4ac374333b4fc377aa1828aa9007fedb31daea04e8708" ;
skos:note "Licensee must not accept conflicted remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.19" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nb-norm .
concept:c2023c00239-sch-3-sec-158nb-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nb ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nb cml:asserts concept:c2023c00239-sch-3-sec-158nb-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nb-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Must Not" ;
cml:logicSummary "Prohibition of accepting conflicted remuneration" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nc a cml:Concept ;
skos:prefLabel "158NC Credit representative must not accept conflicted"@en ;
cml:realizedBy doc:sch-3-sec-158nc ;
cml:integrityHash "b38a48f69e29367668ca31d90f93a182882dccccc87f856868ce600362dad298" ;
cml:hasPart concept:c2023c00239-sch-3-sec-158nc-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158nc-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.19" .
concept:c2023c00239-sch-3-sec-158nc-ss-1 a cml:Concept ;
skos:prefLabel "158NC(1) Credit representative must not accept conflicted"@en ;
cml:realizedBy doc:sch-3-sec-158nc-ss-1 ;
cml:integrityHash "f3a66d3501ff4eb892256f3873b68de9c79187bda21a71819c5bf92d61cc501a" ;
values:partOf concept:c2023c00239-sch-3-sec-158nc ;
skos:note "Credit representative must not accept conflicted remuneration." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.19" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nc-ss-1-norm .
concept:c2023c00239-sch-3-sec-158nc-ss-1-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nc-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nc-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158nc-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nc-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "(1) A credit representative of a licensee must not accept conflicted remuneration in circumstances prescribed by the regulations if the credit representative or the licensee is:" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nc-ss-2 a cml:Concept ;
skos:prefLabel "158NC(2) Credit representative must not accept conflicted"@en ;
cml:realizedBy doc:sch-3-sec-158nc-ss-2 ;
cml:integrityHash "d2c3f26129aca542f208b8525c53f40334d5b21aed4608256866bafc6c6fad6e" ;
values:partOf concept:c2023c00239-sch-3-sec-158nc ;
skos:note "Credit representative must comply with subsection (1)" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.19" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nc-ss-2-norm .
concept:c2023c00239-sch-3-sec-158nc-ss-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nc-ss-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nc-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158nc-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nc-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "MUST" ;
cml:logicSummary "Must comply" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nd a cml:Concept ;
skos:prefLabel "158ND Employer must not give employees conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158nd ;
cml:hasPart concept:c2023c00239-sch-3-sec-158nd-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158nd-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.20" .
concept:c2023c00239-sch-3-sec-158nd-ss-1 a cml:Concept ;
skos:prefLabel "158ND(1) Employer must not give employees conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158nd-ss-1 ;
cml:integrityHash "760f9e404769e4cbca4688c738d7f53bbbed408bde1848838e45b3aa33bffaf5" ;
values:partOf concept:c2023c00239-sch-3-sec-158nd ;
skos:note "Employer must not give employees conflicted remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.20" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nd-ss-1-norm .
concept:c2023c00239-sch-3-sec-158nd-ss-1-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nd-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nd-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158nd-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nd-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "Employer must not give employees conflicted remuneration" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nd-ss-2 a cml:Concept ;
skos:prefLabel "158ND(2) Employer must not give employees conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158nd-ss-2 ;
cml:integrityHash "f49b6d2fdb1d3cb620d0b46948cf5cfecfdb2bc4733a605ef875b06b632022a1" ;
values:partOf concept:c2023c00239-sch-3-sec-158nd ;
skos:note "Employer must not give employees conflicted remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.20" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nd-ss-2-norm .
concept:c2023c00239-sch-3-sec-158nd-ss-2-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nd-ss-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nd-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158nd-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nd-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "Employer must not give employees conflicted remuneration" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne a cml:Concept ;
skos:prefLabel "158NE Credit provider must not give conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158ne ;
cml:hasPart concept:c2023c00239-sch-3-sec-158ne-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158ne-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.20" .
concept:c2023c00239-sch-3-sec-158ne-ss-1 a cml:Concept ;
skos:prefLabel "158NE(1) Credit provider must not give conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158ne-ss-1 ;
cml:integrityHash "0f2bb2ab981b0559630c0c56c71c3a73337a16b374ebfe14e741e6430b0a3dec" ;
values:partOf concept:c2023c00239-sch-3-sec-158ne ;
skos:note "Credit provider must not give conflicted remuneration to licensees in certain circumstances." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.20" ;
cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-1-norm .
concept:c2023c00239-sch-3-sec-158ne-ss-1-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158ne-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158ne-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "Credit provider must not give conflicted remuneration" ;
cml:conclusionText "Licensee must not receive conflicted remuneration" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne-ss-2 a cml:Concept ;
skos:prefLabel "158NE(2) Credit provider must not give conflicted remuneration"@en ;
cml:realizedBy doc:sch-3-sec-158ne-ss-2 ;
cml:integrityHash "d1418d271d4916b372f722d4d1f8ecf472e09c16fa7a91af5d9f497e20e57239" ;
values:partOf concept:c2023c00239-sch-3-sec-158ne ;
skos:note "Credit provider must not give conflicted remuneration to mortgage brokers and intermediaries." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.20" ;
cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-2-norm .
concept:c2023c00239-sch-3-sec-158ne-ss-2-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158ne-ss-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "Regulations prescribe circumstances for giving conflicted remuneration." ;
cml:conclusionText "Credit provider must not give conflicted remuneration." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-alleninterval-2 .
concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Temporal Interval" ;
cml:logicSummary "Temporal interval for conflicted remuneration" ;
cml:premiseText "Regulations prescribe circumstances for giving conflicted remuneration." ;
cml:conclusionText "Conflicted remuneration is prohibited within specified circumstances." ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-ltl-3 .
concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-ltl-3 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "Recurring Trace" ;
cml:logicSummary "Recurring trace of regulation" ;
cml:premiseText "Regulations prescribe circumstances for giving conflicted remuneration." ;
cml:conclusionText "Regulation applies to recurring traces of conflicted remuneration." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158ne-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-diffusion-4 .
concept:c2023c00239-sch-3-sec-158ne-ss-2-logic-diffusion-4 a cml:LogicApplication ;
cml:modality cml:Diffusion ;
cml:operator "Diffuse" ;
cml:logicSummary "Diffusion of regulation" ;
cml:premiseText "Regulations prescribe circumstances for giving conflicted remuneration." ;
cml:conclusionText "Regulation diffuses to all relevant parties." ;
cml:executionSurface "modalities::diffusion" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nf a cml:Concept ;
skos:prefLabel "158NF Mortgage intermediary must not give conflicted"@en ;
cml:realizedBy doc:sch-3-sec-158nf ;
cml:integrityHash "b38a48f69e29367668ca31d90f93a182882dccccc87f856868ce600362dad298" ;
cml:hasPart concept:c2023c00239-sch-3-sec-158nf-ss-1 ;
cml:hasPart concept:c2023c00239-sch-3-sec-158nf-ss-2 ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.21" .
concept:c2023c00239-sch-3-sec-158nf-ss-1 a cml:Concept ;
skos:prefLabel "158NF(1) Mortgage intermediary must not give conflicted"@en ;
cml:realizedBy doc:sch-3-sec-158nf-ss-1 ;
cml:integrityHash "10cf894d2905cdd4616d175362f7045a4b9af95c899ebb4352a430bd61a818db" ;
values:partOf concept:c2023c00239-sch-3-sec-158nf ;
skos:note "Must not give conflicted remuneration to licensees" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.21" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nf-ss-1-norm .
concept:c2023c00239-sch-3-sec-158nf-ss-1-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nf-ss-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nf-ss-1 cml:asserts concept:c2023c00239-sch-3-sec-158nf-ss-1-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nf-ss-1-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "Licensee is a mortgage broker or intermediary" ;
cml:conclusionText "Mortgage intermediary must not give conflicted remuneration" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nf-ss-2 a cml:Concept ;
skos:prefLabel "158NF(2) Mortgage intermediary must not give conflicted"@en ;
cml:realizedBy doc:sch-3-sec-158nf-ss-2 ;
cml:integrityHash "f649a97a736dd94669d605de8c817a5bef4d8324a0411f5172b44423b1a6c01a" ;
values:partOf concept:c2023c00239-sch-3-sec-158nf ;
skos:note "Mortgage intermediary must not give conflicted remuneration to licensees or their representatives." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.21" ;
cml:asserts concept:c2023c00239-sch-3-sec-158nf-ss-2-norm .
concept:c2023c00239-sch-3-sec-158nf-ss-2-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158nf-ss-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158nf-ss-2 cml:asserts concept:c2023c00239-sch-3-sec-158nf-ss-2-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158nf-ss-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibition of conflicted remuneration" ;
cml:premiseText "Mortgage intermediary must not give..." ;
cml:conclusionText "...civil penalty." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158t a cml:Concept ;
skos:prefLabel "158T Anti-avoidance"@en ;
cml:realizedBy doc:sch-3-sec-158t ;
cml:integrityHash "63dec463e0080c15a5b4c9eb0dcfdf4cc617f9010f2e761f05b0223a1ec52b9d" ;
skos:note "Entering into a scheme to avoid application of provisions" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.21" ;
cml:asserts concept:c2023c00239-sch-3-sec-158t-norm .
concept:c2023c00239-sch-3-sec-158t-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-158t ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158t cml:asserts concept:c2023c00239-sch-3-sec-158t-logic-deontic-1 .
concept:c2023c00239-sch-3-sec-158t-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits entering into a scheme to avoid application of provisions" ;
cml:premiseText "The person must not enter into, begin to carry out or carry out the scheme." ;
cml:conclusionText "The scheme is prohibited." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158t cml:asserts concept:c2023c00239-sch-3-sec-158t-logic-ltl-2 .
concept:c2023c00239-sch-3-sec-158t-logic-ltl-2 a cml:LogicApplication ;
cml:modality cml:LTL ;
cml:operator "Trace" ;
cml:logicSummary "Traces the scheme to its prohibited nature" ;
cml:premiseText "The scheme has achieved, or apart from this section, would achieve, that purpose." ;
cml:conclusionText "The scheme is traced to its prohibited nature." ;
cml:executionSurface "modalities::temporal_ltl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158t cml:asserts concept:c2023c00239-sch-3-sec-158t-logic-deontic-3 .
concept:c2023c00239-sch-3-sec-158t-logic-deontic-3 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the person from entering into a scheme" ;
cml:premiseText "The person must not enter into, begin to carry out or carry out the scheme." ;
cml:conclusionText "The person is prohibited from entering into a scheme." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-158t cml:asserts concept:c2023c00239-sch-3-sec-158t-logic-deontic-4 .
concept:c2023c00239-sch-3-sec-158t-logic-deontic-4 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the persons who entered into, began to carry out or carried out the scheme from doing so" ;
cml:premiseText "The person must not enter into, begin to carry out or carry out the scheme." ;
cml:conclusionText "The persons are prohibited from entering into, beginning to carry out or carrying out the scheme." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-3-sec-6 a cml:Concept ;
skos:prefLabel "6 In the appropriate position"@en ;
cml:realizedBy doc:sch-3-sec-6 ;
cml:integrityHash "8445d5cfe714f4491bdd7be3a32948e53e2a96ef2d6d75ca8d501fbc73a359c4" ;
skos:note "Insert in an appropriate position" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.22" ;
cml:asserts concept:c2023c00239-sch-3-sec-6-norm .
concept:c2023c00239-sch-3-sec-6-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-3-sec-6 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-1 a cml:Concept ;
skos:prefLabel "1 Definitions"@en ;
cml:realizedBy doc:sch-10-sec-1 ;
cml:integrityHash "b64ed620d631a163c75acdb94d37a40cc7a2b04938a13c058ba923e0d48e9d3e" ;
skos:note "Defines 'amending Act'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.22" ;
cml:asserts concept:c2023c00239-sch-10-sec-1-norm .
concept:c2023c00239-sch-10-sec-1-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-1 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-1 cml:asserts concept:c2023c00239-sch-10-sec-1-logic-descriptionlogic-1 .
concept:c2023c00239-sch-10-sec-1-logic-descriptionlogic-1 a cml:LogicApplication ;
cml:modality cml:DescriptionLogic ;
cml:operator "is-a" ;
cml:logicSummary "Class hierarchy" ;
cml:premiseText "In this Schedule:" ;
cml:conclusionText "amending Act means the Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020." ;
cml:executionSurface "modalities::dl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-2 a cml:Concept ;
skos:prefLabel "2 Application of best interests obligations"@en ;
cml:realizedBy doc:sch-10-sec-2 ;
cml:integrityHash "9eb9cef2b51b209d43c8e0909b1fcf90ff0172d1047c54ddd314f6d7fb385918" ;
skos:note "Division 2 of Part 3-5A applies to credit assistance on or after July 1, 2020." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.22" ;
cml:asserts concept:c2023c00239-sch-10-sec-2-norm .
concept:c2023c00239-sch-10-sec-2-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-2 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-2 cml:asserts concept:c2023c00239-sch-10-sec-2-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-2-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "applies" ;
cml:logicSummary "Division applies to credit assistance" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-3 a cml:Concept ;
skos:prefLabel "3 Application of ban on conflicted remuneration"@en ;
cml:realizedBy doc:sch-10-sec-3 ;
cml:integrityHash "33883758dc439711c26cd920bed773576970433e36af0492411ad8638be8af68" ;
skos:note "Ban on conflicted remuneration applies to benefits given after July 1, 2020." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.22" ;
cml:asserts concept:c2023c00239-sch-10-sec-3-norm .
concept:c2023c00239-sch-10-sec-3-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-3 ;
values:borneBy values:State ;
skos:scopeNote "borne by: State" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-3 cml:asserts concept:c2023c00239-sch-10-sec-3-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-3-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits benefits given after July 1, 2020." ;
cml:premiseText "(1)" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-3 cml:asserts concept:c2023c00239-sch-10-sec-3-logic-alleninterval-2 .
concept:c2023c00239-sch-10-sec-3-logic-alleninterval-2 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Overlaps" ;
cml:logicSummary "Benefits given after July 1, 2020, overlap with the ban on conflicted remuneration." ;
cml:premiseText "(1)" ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-7 a cml:Concept ;
skos:prefLabel "7 Subsection 5(1)"@en ;
cml:realizedBy doc:sch-10-sec-7 ;
cml:integrityHash "f6b58488aa4c68f908fff605e39da74825be4d3c0f54fa2a6d2aec353a06ab85" ;
skos:note "Definition of indirect remuneration" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-7-norm .
concept:c2023c00239-sch-10-sec-7-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-7 ;
values:borneBy values:LegalPerson ;
skos:scopeNote "borne by: LegalPerson" ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-7 cml:asserts concept:c2023c00239-sch-10-sec-7-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-7-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "=" ;
cml:logicSummary "Defines a term" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-7 cml:asserts concept:c2023c00239-sch-10-sec-7-logic-descriptionlogic-2 .
concept:c2023c00239-sch-10-sec-7-logic-descriptionlogic-2 a cml:LogicApplication ;
cml:modality cml:DescriptionLogic ;
cml:operator "=" ;
cml:logicSummary "Applies to definitions" ;
cml:executionSurface "modalities::dl" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-8 a cml:Concept ;
skos:prefLabel "8 Paragraph 92(e)"@en ;
cml:realizedBy doc:sch-10-sec-8 ;
cml:integrityHash "48106c15a363a29d5dc111b2c06c4f696416520795e431deccb8dcdb13ceac9f" ;
skos:note "Omit 'commissions' and substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-8-norm .
concept:c2023c00239-sch-10-sec-8-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-8 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-8 cml:asserts concept:c2023c00239-sch-10-sec-8-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-8-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the use of 'commissions'" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-9 a cml:Concept ;
skos:prefLabel "9 Section 111 (paragraph beginning “Division 5”)"@en ;
cml:realizedBy doc:sch-10-sec-9 ;
cml:integrityHash "1a3ecaa823bb26a31d05b6ee34fc2523ca718186d38ab406a21d896c0b1e19b4" ;
skos:note "Substitute 'indirect remuneration' for 'commission'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-9-norm .
concept:c2023c00239-sch-10-sec-9-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-9 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-9 cml:asserts concept:c2023c00239-sch-10-sec-9-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-9-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Obligation" ;
cml:logicSummary "Imposes an obligation" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-10 a cml:Concept ;
skos:prefLabel "10 Subparagraph 113(2)(g)(i)"@en ;
cml:realizedBy doc:sch-10-sec-10 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Substitute 'indirect remuneration' for 'commissions'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-10-norm .
concept:c2023c00239-sch-10-sec-10-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-10 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-11 a cml:Concept ;
skos:prefLabel "11 Subparagraph 113(2)(g)(ii)"@en ;
cml:realizedBy doc:sch-10-sec-11 ;
cml:integrityHash "f022865a1edcd6492f130341c87c79255499b650a8390f2a5532a2be50260bb1" ;
skos:note "Omit 'those commissions', substitute 'that indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-11-norm .
concept:c2023c00239-sch-10-sec-11-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-11 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-12 a cml:Concept ;
skos:prefLabel "12 Subparagraphs 113(3)(b)(i) and (ii)"@en ;
cml:realizedBy doc:sch-10-sec-12 ;
cml:integrityHash "48106c15a363a29d5dc111b2c06c4f696416520795e431deccb8dcdb13ceac9f" ;
skos:note "Omit 'commissions' and substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-12-norm .
concept:c2023c00239-sch-10-sec-12-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-12 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-12 cml:asserts concept:c2023c00239-sch-10-sec-12-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-12-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the use of 'commissions'" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-13 a cml:Concept ;
skos:prefLabel "13 Division 5 of Part 3-1 of Chapter 3 (heading)"@en ;
cml:realizedBy doc:sch-10-sec-13 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Omit 'commissions', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-13-norm .
concept:c2023c00239-sch-10-sec-13-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-13 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-14 a cml:Concept ;
skos:prefLabel "14 Section 121 (heading)"@en ;
cml:realizedBy doc:sch-10-sec-14 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Substitute 'indirect remuneration' for 'commissions'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-14-norm .
concept:c2023c00239-sch-10-sec-14-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-14 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-15 a cml:Concept ;
skos:prefLabel "15 Paragraph 121(2)(b)"@en ;
cml:realizedBy doc:sch-10-sec-15 ;
cml:integrityHash "ed6e149b2a921e358e4377e8033fb451e1459a3d2f8a13b4ebc9e7962ff509bc" ;
skos:note "Substitute 'indirect remuneration' for 'commissions'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.23" ;
cml:asserts concept:c2023c00239-sch-10-sec-15-norm .
concept:c2023c00239-sch-10-sec-15-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-15 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-16 a cml:Concept ;
skos:prefLabel "16 Paragraphs 121(3)(a) and (b)"@en ;
cml:realizedBy doc:sch-10-sec-16 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Omit 'commissions', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-16-norm .
concept:c2023c00239-sch-10-sec-16-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-16 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-17 a cml:Concept ;
skos:prefLabel "17 Section 134 (paragraph beginning “Division 5”)"@en ;
cml:realizedBy doc:sch-10-sec-17 ;
cml:integrityHash "1a3ecaa823bb26a31d05b6ee34fc2523ca718186d38ab406a21d896c0b1e19b4" ;
skos:note "Omit 'commission', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-17-norm .
concept:c2023c00239-sch-10-sec-17-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-17 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-18 a cml:Concept ;
skos:prefLabel "18 Subparagraph 136(2)(g)(i)"@en ;
cml:realizedBy doc:sch-10-sec-18 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Omit 'commissions', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-18-norm .
concept:c2023c00239-sch-10-sec-18-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-18 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-19 a cml:Concept ;
skos:prefLabel "19 Subparagraph 136(2)(g)(ii)"@en ;
cml:realizedBy doc:sch-10-sec-19 ;
cml:integrityHash "f022865a1edcd6492f130341c87c79255499b650a8390f2a5532a2be50260bb1" ;
skos:note "Omit 'those commissions', substitute 'that indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-19-norm .
concept:c2023c00239-sch-10-sec-19-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-19 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-20 a cml:Concept ;
skos:prefLabel "20 Subparagraphs 136(3)(b)(i) and (ii)"@en ;
cml:realizedBy doc:sch-10-sec-20 ;
cml:integrityHash "48106c15a363a29d5dc111b2c06c4f696416520795e431deccb8dcdb13ceac9f" ;
skos:note "Omit 'commissions' and substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-20-norm .
concept:c2023c00239-sch-10-sec-20-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-20 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-20 cml:asserts concept:c2023c00239-sch-10-sec-20-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-20-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the use of 'commissions'" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-21 a cml:Concept ;
skos:prefLabel "21 Division 5 of Part 3-3 of Chapter 3 (heading)"@en ;
cml:realizedBy doc:sch-10-sec-21 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Substitute 'indirect remuneration' for 'commissions'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-21-norm .
concept:c2023c00239-sch-10-sec-21-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-21 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-22 a cml:Concept ;
skos:prefLabel "22 Section 144 (heading)"@en ;
cml:realizedBy doc:sch-10-sec-22 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Substitute 'indirect remuneration' for 'commissions'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-22-norm .
concept:c2023c00239-sch-10-sec-22-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-22 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-23 a cml:Concept ;
skos:prefLabel "23 Paragraph 144(2)(b)"@en ;
cml:realizedBy doc:sch-10-sec-23 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Omit 'commissions', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-23-norm .
concept:c2023c00239-sch-10-sec-23-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-23 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-24 a cml:Concept ;
skos:prefLabel "24 Paragraphs 144(3)(a) and (b)"@en ;
cml:realizedBy doc:sch-10-sec-24 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Omit 'commissions', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-24-norm .
concept:c2023c00239-sch-10-sec-24-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-24 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-25 a cml:Concept ;
skos:prefLabel "25 Subparagraph 158(2)(g)(i)"@en ;
cml:realizedBy doc:sch-10-sec-25 ;
cml:integrityHash "c086cb70c1ee86e80173c5f17e3d425016da900609d12ee9e5d73eba19b657f0" ;
skos:note "Omit 'commissions', substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-25-norm .
concept:c2023c00239-sch-10-sec-25-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-25 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-26 a cml:Concept ;
skos:prefLabel "26 Subparagraph 158(2)(g)(ii)"@en ;
cml:realizedBy doc:sch-10-sec-26 ;
cml:integrityHash "b948123c1cb07b6a5fa146e2edbd1124ca6a2c55b06f095c0bbb3e91cc8078ce" ;
skos:note "Omit “those commissions”, substitute ‘that indirect remuneration’." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.24" ;
cml:asserts concept:c2023c00239-sch-10-sec-26-norm .
concept:c2023c00239-sch-10-sec-26-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-26 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-27 a cml:Concept ;
skos:prefLabel "27 Subparagraphs 158(3)(b)(i) and (ii)"@en ;
cml:realizedBy doc:sch-10-sec-27 ;
cml:integrityHash "48106c15a363a29d5dc111b2c06c4f696416520795e431deccb8dcdb13ceac9f" ;
skos:note "Omit 'commissions' and substitute 'indirect remuneration'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.25" ;
cml:asserts concept:c2023c00239-sch-10-sec-27-norm .
concept:c2023c00239-sch-10-sec-27-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-27 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-27 cml:asserts concept:c2023c00239-sch-10-sec-27-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-27-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the use of 'commissions'" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-28 a cml:Concept ;
skos:prefLabel "28 Subparagraph 160B(2)(a)(i)"@en ;
cml:realizedBy doc:sch-10-sec-28 ;
cml:integrityHash "2b5a94b2967f900c6b727dc2b3ff6434bc1e50be0ab8d9c42b0eac7d5eb9386c" ;
skos:note "Omit specific wording from a provision." ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.25" ;
cml:asserts concept:c2023c00239-sch-10-sec-28-norm .
concept:c2023c00239-sch-10-sec-28-norm a values:Prohibition ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-28 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-28 cml:asserts concept:c2023c00239-sch-10-sec-28-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-28-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Prohibit" ;
cml:logicSummary "Prohibits the specified action." ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-29 a cml:Concept ;
skos:prefLabel "29 Paragraph 160B(2)(d)"@en ;
cml:realizedBy doc:sch-10-sec-29 ;
cml:integrityHash "e32bd8ab864861964c23a979beed300f4473970a502e0b36e88369f4d85d18c8" ;
skos:note "Substitute 'indirect remuneration' for 'commission'" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.25" ;
cml:asserts concept:c2023c00239-sch-10-sec-29-norm .
concept:c2023c00239-sch-10-sec-29-norm a values:Obligation ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-29 ;
values:borneBy values:Agent ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-29 cml:asserts concept:c2023c00239-sch-10-sec-29-logic-deontic-1 .
concept:c2023c00239-sch-10-sec-29-logic-deontic-1 a cml:LogicApplication ;
cml:modality cml:Deontic ;
cml:operator "Obligation" ;
cml:logicSummary "Substitute 'indirect remuneration' for 'commission'" ;
cml:executionSurface "modalities::logic::deontic" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-17-2 a cml:Concept ;
skos:prefLabel "17 Feb"@en ;
cml:realizedBy doc:sch-10-sec-17-2 ;
cml:integrityHash "cc7d436ef98599dc9ad48c28f53b4f71b32aeca8b5c875a6f8a1767057a27c9f" ;
skos:note "Commencement dates for Treasury Laws Amendment (Modernising Business Communications and Other Measures) Act 2023" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.29" ;
cml:asserts concept:c2023c00239-sch-10-sec-17-2-norm .
concept:c2023c00239-sch-10-sec-17-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-17-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-17-2 cml:asserts concept:c2023c00239-sch-10-sec-17-2-logic-alleninterval-1 .
concept:c2023c00239-sch-10-sec-17-2-logic-alleninterval-1 a cml:LogicApplication ;
cml:modality cml:AllenInterval ;
cml:operator "Applicable" ;
cml:logicSummary "Requires temporal intervals for commencement dates" ;
cml:premiseText "Commencement dates are specified" ;
cml:conclusionText "Undertaking" ;
cml:executionSurface "modalities::interval_reasoning" ;
cml:confidence "1.0000"^^xsd:decimal ;
cml:curationStatus cml:Proposed .
concept:c2023c00239-sch-10-sec-14-2 a cml:Concept ;
skos:prefLabel "14 Sept"@en ;
cml:realizedBy doc:sch-10-sec-14-2 ;
cml:integrityHash "b6049b73cdf163a3c2e54577e44036fdc58453b97c184481bb9d0e492c90446e" ;
skos:note "Conditional commencement of Schedule 1 item 10" ;
cml:curationStatus cml:Proposed ;
cml:schemaVersion "2" ;
cml:proposedBy <https://ns.webcivics.net/tools/legis2cml> ;
prov:wasDerivedFrom <c2023c00239.pdf> ;
dc:source "c2023c00239.pdf, p.29" ;
cml:asserts concept:c2023c00239-sch-10-sec-14-2-norm .
concept:c2023c00239-sch-10-sec-14-2-norm a values:Undertaking ;
cml:modality cml:Deontic ;
values:partOf concept:c2023c00239-sch-10-sec-14-2 ;
values:deonticStatus values:HeuristicDerived ;
cml:curationStatus cml:Proposed .